Display of locally broadcasted uniform resource locators for checkout and payment

Patent metadata

Field	Value
Publication number	US-2017193475-A1
Application number	US-201514985347-A
Country	US
Kind code	A1
Filing date	Dec 30, 2015
Priority date	Dec 30, 2015
Publication date	Jul 6, 2017
Grant date	—

Abstract

There are provided systems and methods for display of locally broadcasted uniform resource locators for checkout and payment. A user may utilize a computing device, such as a mobile phone, to receive a plurality of local broadcasts. The broadcasts may be limited in range to a defined region through short range communications or geo-locations of users or entities. Thus, the computing device may display the broadcasts for nearby users and entities. The broadcast may contain a URL that unique identifiers the user or entity and the checkout and payment process for the payment requested by the user or entity. The URL may cause a device receiving the URL to load a webpage or application interface having the checkout and payment process. The user may then use the process in the broadcast to provide a payment to another user or entity.

First claim

What is claimed is:

1 . A computing device system comprising:
a non-transitory memory storing a plurality of broadcasts available within a defined region, wherein the plurality of broadcasts are received when the computing device system is within the defined region, and wherein the plurality of broadcasts comprise a plurality of uniform resource locators (URLs) that direct to a plurality of checkout and payment processes for the computing device system; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
accessing the plurality of broadcasts;
accessing displayable information for each of the plurality of broadcasts;
displaying the plurality of broadcasts using the displayable information in at least one interface of a payment application executing on the computing device system, wherein the payment application is associated with a payment account for a first user of the computing device system;
receiving a selection of one of the plurality of broadcasts through the displayable information in the at least one interface of the payment application;
processing one of the plurality of URLs for the one of the plurality of broadcasts associated with the selection; and
displaying one of the plurality of the checkout and payment processes retrieved using the one of the plurality of URLs in the at least one interface of the payment application.

2 . The system of claim 1 , wherein each of the plurality of broadcasts comprise a type, and wherein the type comprises one of a first payment made to another entity by the first user for the payment amount and a second payment received from another entity by the first user for the payment amount.

3 . The system of claim 1 , wherein each of the plurality of broadcasts are communicated to the computing device system through a communication pathway for transmission of the each of the plurality of broadcasts, and wherein the communication pathway uses one of network communications based on a geo-location for the computing device system and Bluetooth Low Energy (BLE) communications with the computing device system.

4 . The system of claim 1 , wherein the one of the plurality of URLs is associated with a second user.

5 . The system of claim 4 , wherein the one of the plurality of URLs comprises one of an address for a webpage to provide the payment amount to the second user, an address for a payment application action to provide the payment amount to the second user, and an address for a payment application download from a payment provider.

6 . The system of claim 4 , wherein the one of the plurality of URLs directs the computing device system to a checkout and payment process with a payment provider associated with the payment account of the second user.

7 . The system of claim 6 , wherein the checkout and payment process comprises a purchase by the first user and from the second user, and wherein the purchase provides the payment amount to the payment account of the second user.

8 . The system of claim 1 , wherein the payment request is processed using an online payment provider providing the payment account associated with the payment application.

9 . The system of claim 1 , wherein the one or more hardware processors are further configured to read the instructions from the non-transitory memory to cause the system to perform further operations comprising:
receiving additional information for each of the plurality of broadcasts, wherein the additional information comprises a location, a user picture, an item picture, a description, a message, and a proximity

10 . The system of claim 1 , wherein at least one of the plurality of broadcasts is highlighted on the computing device system when a second user associated with the at least one of the plurality of broadcasts user is known by the first user.

11 . The system of claim 1 , wherein at least one of the plurality of broadcasts is associated with an automated machine device offering to sell a product to the user, and wherein the at least one of the plurality of broadcasts directs the payment application to a checkout and payment process for the automated machine device.

12 . A method comprising:
accessing, by a computing device system that comprises one or more hardware processors coupled to a non-transitory memory, a plurality of broadcasts available within a defined region, wherein the plurality of broadcasts comprise a plurality of uniform resource locators (URLs) that direct to a plurality of checkout and payment processes for the computing device system; accessing displayable information for each of the plurality of broadcasts; displaying the plurality of broadcasts using the displayable information in at least one interface of a payment application executing on the computing device system, wherein the payment application is associated with a payment account for a first user of the computing device system; receiving a selection of one of the plurality of broadcasts through the displayable information in the at least one interface of the payment application; processing one of the plurality of URLs for the one of the plurality of broadcasts associated with the selection; and displaying one of the plurality of the checkout and payment processes retrieved using the one of the plurality of URLs in the at least one interface of the payment application.

13 . The method of claim 12 , further comprising:
receiving a payment request from the first user to a second user for the one of the plurality of the checkout and payment processes; and processing the payment request to provide the payment amount to the second user.

14 . The method of claim 13 , wherein the payment request is processed using an online payment provider providing the payment account associated with the payment application.

15 . The method of claim 12 , wherein the plurality of broadcasts are accessed by the computing device system using at least one of Bluetooth Low Energy communications with another device within the defined region and network communications with a payment provider providing the plurality of broadcasts to the computing device system while the computing device system is within the defined region.

16 . The method of claim 12 , wherein at least one of the plurality of broadcasts is associated with an automated machine device offering to sell a product to the user, and wherein the at least one of the plurality of broadcasts directs the payment application to a checkout and payment process for the automated machine device.

17 . The method of claim 16 , wherein the automated machine device provides the product to the user on processing of a payment to the automated machine device using the checkout and payment process for the automated machine device.

18 . The method of claim 16 , wherein an online payment provider generates a URL in the at least one of the plurality of broadcasts associated with the automated machine device.

19 . The method of claim 12 , wherein the one of the plurality of URLs for the one of the plurality of broadcasts is associated with a nearby user within the defined region, and wherein the one of the plurality of the checkout and payment processes retrieved using the one of the plurality of URLs directs the computing device system to a payment to the nearby user.

20 . A non-transitory machine-readable medium having stored thereon machine-readable instruct

Assignees

• Paypal Inc

Inventors

• Mercille Richard

Classifications

• G06Q20/3274 Primary

  using a pictured code, e.g. barcode or QR-code, being displayed on the M-device · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title

• G06Q20/123 Primary

  Shopping for digital content · CPC title

• G06Q20/085

  involving remote charge determination or related payment systems · CPC title