Secure Key Management for Blockchain Transactions
US-2024420118-A1 · Dec 19, 2024 · US
Usage Notifications for Token-Based Payments
US2017109732A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2017109732-A1 |
| Application number | US-201514884976-A |
| Country | US |
| Kind code | A1 |
| Filing date | Oct 16, 2015 |
| Priority date | Oct 16, 2015 |
| Publication date | Apr 20, 2017 |
| Grant date | — |
How to read this patent
A practical reading order for non-experts. Skip the full description unless you need deep technical detail.
- Title
What the patent document calls the invention.
- Abstract
A short plain-language summary of the technical disclosure.
- Assignees and inventors
Who owns or filed the patent and who is credited as inventor.
- Key dates
Filing, priority, publication, and grant dates set the timeline.
- First independent claim
The legal scope of protection — read this for what is actually claimed.
- CPC / IPC classifications
Technology tags used to group this patent with similar filings.
- Citations and related patents
Prior art links and similar publications in this corpus.
Abstract
Official abstract text for this publication.
According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive token usage information for one or more tokens. The processor is configured, when executing the instructions, to determine one or more characteristics of the token usage information for a particular token of the one or more tokens, and generate, based on the determined characteristics, one or more notifications to a first user device associated with the particular token.
First claim
Opening claim text (preview).
What is claimed is: 1 . A system, comprising: a memory comprising instructions; an interface configured to: receive token usage information for one or more tokens; and a processor communicatively coupled to the memory and the interface, the processor configured, when executing the instructions, to: determine one or more characteristics of the token usage information for a particular token of the one or more tokens; and generate, based on the determined characteristics, one or more notifications to a first user device associated with the particular token. 2 . The system of claim 1 , wherein the one or more characteristics comprise merchants at which the particular token was used to complete transactions. 3 . The system of claim 1 , wherein the one or more characteristics comprise products for which the particular token was used to complete transactions. 4 . The system of claim 1 , wherein the one or more characteristics comprise transactions for which the token was denied. 5 . The system of claim 1 , wherein the notification comprises a short message system (SMS) text message. 6 . The system of claim 1 , wherein the notification comprises an electronic mail message. 7 . The system of claim 1 , wherein the one or more notifications are generated to a second user device associated with the particular token. 8 . A method, comprising: receiving token usage information for one or more tokens; determine one or more characteristics of the token usage information for a particular token of the one or more tokens; and generate, based on the determined characteristics, one or more notifications to a first user device associated with the particular token. 9 . The method of claim 8 , wherein the one or more characteristics comprise merchants at which the particular token was used to complete transactions. 10 . The method of claim 8 , wherein the one or more characteristics comprise products for which the particular token was used to complete transactions. 11 . The method of claim 8 , wherein the one or more characteristics comprise transactions for which the token was denied. 12 . The method of claim 8 , wherein the notification comprises a short message system (SMS) text message. 13 . The method of claim 8 , wherein the notification comprises an electronic mail message. 14 . The method of claim 8 , wherein the one or more notifications are generated to a second user device associated with the particular token. 15 . A computer-readable medium comprising instructions that are configured, when executed by a processor, to: receive token usage information for one or more tokens; determine one or more characteristics of the token usage information for a particular token of the one or more tokens; and generate, based on the determined characteristics, one or more notifications to a first user device associated with the particular token. 16 . The computer-readable medium of claim 15 , wherein the one or more characteristics comprise merchants at which the particular token was used to complete transactions. 17 . The computer-readable medium of claim 15 , wherein the one or more characteristics comprise products for which the particular token was used to complete transactions. 18 . The computer-readable medium of claim 15 , wherein the one or more characteristics comprise transactions for which the token was denied. 19 . The computer-readable medium of claim 15 , wherein the notification comprises a short message system (SMS) text message. 20 . The computer-readable medium of claim 15 , wherein the notification comprises an electronic mail message.
Assignees
Inventors
Classifications
Establishing or using transaction specific rules · CPC title
- G06Q20/3674Primary
involving authentication · CPC title
Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD] · CPC title
Electricity · mapped topic
providing notification on incoming messages, e.g. pushed notifications of received messages · CPC title
Patent family
Related publications grouped by family.
External sources
Frequently asked questions
Answers are generated from the same data shown on this page.
- What does patent US2017109732A1 cover?
- According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive token usage information for one or more tokens. The processor is configured, when executing the instructions, to determine one or more characteristics of the token usage information for a pa…
- Who is the assignee on this patent?
- Bank Of America
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/3674. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Thu Apr 20 2017 00:00:00 GMT+0000 (Coordinated Universal Time) (A1). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).