Payment operation method and electronic device for supporting the same

Patent metadata

Field	Value
Publication number	US-2017017961-A1
Application number	US-201615210524-A
Country	US
Kind code	A1
Filing date	Jul 14, 2016
Priority date	Jul 14, 2015
Publication date	Jan 19, 2017
Grant date	—

Abstract

An electronic device and a payment method are provided. The electronic device includes a first communication circuitry configured to support a first payment function, a second communication circuitry configured to support a second payment function, and a processor configured to operatively connect with each of the first communication circuitry and the second communication circuitry, to output a first user interface (UI) corresponding to a payment request, to obtain payment related information using at least one of the first communication circuitry, the second communication circuitry, or a sensor circuitry operatively connected with the processor, and to output a second UI based on the payment related information.

First claim

What is claimed is:

1 . An electronic device, comprising:
a first communication circuitry configured to support a first payment function; a second communication circuitry configured to support a second payment function; and a processor configured to:
operatively connect with each of the first communication circuitry and the second communication circuitry,
output a first user interface (UI) corresponding to a payment request,
obtain payment related information using at least one of the first communication circuitry, the second communication circuitry, or a sensor circuitry operatively connected with the processor, and
output a second UI based on the payment related information.

2 . The electronic device of claim 1 , wherein the processor is further configured to perform a user authentication process if the payment request is received and to output the first UI after the user authentication process.

3 . The electronic device of claim 1 , wherein the processor is further configured to output a first display object associated with payment processing based on the first communication circuitry and a second display object associated with payment processing based on the second communication circuitry on the first UI.

4 . The electronic device of claim 3 , wherein the processor is further configured to output a third display object, associated with a payment card to be used for payment, on the first UI.

5 . The electronic device of claim 1 , wherein the processor is further configured to operate the sensor circuitry and to collect sensor information, if the first UI is output.

6 . The electronic device of claim 5 , wherein the processor is further configured to output the second UI, if first sensor information corresponding to an operation of moving the electronic device in a direction is received after the first UI is output.

7 . The electronic device of claim 6 , wherein the processor is further configured to send the payment related information based on the second communication circuitry corresponding to a magnetic secure transmission (MST), while the second UI is output.

8 . The electronic device of claim 6 , wherein the processor is further configured to complete payment, if second sensor information is received after the second UI is output.

9 . The electronic device of claim 6 , wherein the processor is further configured to activate at least one microphone after the second UI is output and to complete payment if an audio signal is collected based on the at least one microphone.

10 . The electronic device of claim 6 , wherein the processor is further configured to output the second UI for guiding a user of the electronic device to perform a gesture corresponding to a card swiping operation.

11 . A payment operation method, the method comprising:
outputting, by a processor, a first user interface (UI) associated with guiding a payment function; and sending, by the processor, if a sensor signal is collected, payment related information while a second UI different from the first UI is output.

12 . The method of claim 11 , further comprising:
outputting a screen interface associated with a user authentication process, if a request to execute a payment function is received; and outputting the first UI, after the user authentication process.

13 . The method of claim 11 , wherein outputting the first UI comprises:
outputting a first display object associated with payment processing based on a first communication circuitry and a second display object associated with payment processing based on a second communication circuitry on the first UI.

14 . The method of claim 13 , wherein outputting the first UI further comprises:
outputting a third display object, associated with a payment card to be used for payment, on the first UI.

15 . The method of claim 11 , further comprising:
operating, if the first UI is output, a sensor circuitry and collecting sensor information.

16 . The method of claim 15 , further comprising:
outputting the second UI, if first sensor information corresponding to an operation of moving an electronic device in a direction is received after the first UI is output.

17 . The method of claim 16 , wherein sending the payment related information comprises:
sending the payment related information based on a second communication circuitry corresponding to a magnetic secure transmission (MST), while the second UI is output.

18 . The method of claim 16 , further comprising:
completing payment, if second sensor information is received after the second UI is output.

19 . The method of claim 16 , further comprising:
activating at least one microphone, after the second UI is output; and completing payment, if an audio signal is collected based on the at least one microphone.

20 . The method of claim 16 , further comprising:
outputting the second UI for guiding a user of the electronic device to perform a gesture corresponding to a card swiping operation.

Assignees

• Kim Ki Bong
• Kim June Yeob
• Lee Seon Sook
• Jung Young Jun
• Samsung Electronics Co Ltd

Inventors

• Kim Ki Bong
• Kim June Yeob
• Lee Seon Sook
• Jung Young Jun

Classifications

• G06Q20/327

  Short range or proximity payments by means of M-devices · CPC title

• G06Q20/34

  using cards, e.g. integrated circuit [IC] cards or magnetic cards · CPC title

• G06Q20/3278

  RFID or NFC payments by means of M-devices · CPC title

• G06Q20/204

  comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit · CPC title

• G06Q20/10

  specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems · CPC title