Mobile terminal and method for controlling the same

Patent metadata

Field	Value
Publication number	US-2016358162-A1
Application number	US-201615171434-A
Country	US
Kind code	A1
Filing date	Jun 2, 2016
Priority date	Jun 4, 2015
Publication date	Dec 8, 2016
Grant date	—

Abstract

A mobile terminal including a display; a communication device configured to communicate with an external device; and a controller configured to display a first interface on the display including information of a multitude of members participating in raising a common fund by being associated with a prescribed account for the common fund, obtain security information on a prescribed first account from a first member among the members, in response to a first command received through the first interface, if the obtained security information matches preset security information for the first account, deposit a prescribed amount into the prescribed account using the first account, and automatically delete the information of the first member from the first interface after payment of the first member.

First claim

What is claimed is:

1 . A mobile terminal, comprising:
a display; a communication device configured to communicate with an external device; and a controller configured to: display a first interface on the display including information of a multitude of members participating in raising a common fund by being associated with a prescribed account for the common fund, obtain security information on a prescribed first account from a first member among the members, in response to a first command received through the first interface, if the obtained security information matches preset security information for the first account, deposit a prescribed amount into the prescribed account using the first account, and automatically delete the information of the first member from the first interface after payment of the first member.

2 . The mobile terminal of claim 1 , wherein the controller is further configured to display the first interface on an execution screen of a specific application, and
wherein the specific application comprises a contact application, a messenger application and a chat application.

3 . The mobile terminal of claim 1 , wherein the controller is further configured to obtain the security information from the first member while receiving the first command.

4 . The mobile terminal of claim 1 , wherein the first command comprises touching the first interface for a prescribed time and/or dragging the first interface in a prescribed direction, and
wherein the controller is further configured to obtain a fingerprint of the first member in response to the first member touching and/or dragging on the first interface.

5 . The mobile terminal of claim 1 , wherein the controller is further configured to display the payment of the first member on the first interface instead of deleting the information of the first member.

6 . The mobile terminal of claim 1 , wherein the controller is further configured to provide terminals of the members except the first member with a notification indicating that the prescribed amount is not paid.

7 . The mobile terminal of claim 1 , wherein the members comprise a master member designated to administer the common fund,
wherein the prescribed account comprises an account of the master member, wherein the first member comprises a user of the mobile terminal, and wherein the first account comprises an account of the first member.

8 . The mobile terminal of claim 1 , wherein the controller is further configured to:
send a notification requesting to participate in raising the common fund to terminals of a multitude of candidates, and if receiving an indication of a consent to participation from each of the terminals of the candidates, control the candidates to be included as the members in the first interface, and wherein the candidates comprise users using a same specific application.

9 . The mobile terminal of claim 1 , wherein if the first member selects information of a second member failing to pay the prescribed amount from the first interface, the controller is further configured to deposit the prescribed amount into the prescribed account on behalf of the second member using the first account and automatically delete the information of the second member from the first interface after payment of the first member.

10 . The mobile terminal of claim 1 , wherein the controller is further configured to:
display a second interface on the display for creating a virtual card connected to an account of the raised common fund, and if the virtual card is created through the second interface, display a third interface on the display for selecting a member to be associated with the virtual card.

11 . The mobile terminal of claim 10 , wherein the controller is further configured to save information of the virtual card received from an external network to a memory installed in the mobile terminal, and
wherein the information of the virtual card comprises at least one of information of the mobile terminal, user information of the mobile terminal, information of the preset account information, card number information of the virtual card, amount information corresponding to the virtual card, valid period information of the virtual card, and information of a plurality of members associated with the virtual card.

12 . The mobile terminal of claim 10 , wherein the controller is further configured to display the second interface and the third interface on an execution screen of a specific application, and
wherein the specific application comprises a contact application, a messenger application and a chat application.

13 . The mobile terminal of claim 10 , wherein in response to a member to be associated with the virtual card being selected through the third interface, the controller is further configured to provide a terminal of the selected member with a notification indicating the creation of the virtual card.

14 . The mobile terminal of claim 10 , wherein the controller is further configured to:
display a fourth interface configured to select at least one member having a use authority of the virtual card from members associated with the virtual card, and transmit the information of the virtual card to the terminal of the selected member.

15 . The mobile terminal of claim 14 , wherein the fourth interface comprises a first menu for setting a term for the selected member to use the virtual card and/or a second menu for setting a limit of an amount payable by the selected member using the virtual card.

16 . The mobile terminal of claim 10 , wherein the controller is further configured to:
make a payment of a prescribed amount using the virtual card, and provide a notification including information on the payment to the terminal of the member associated with the virtual card.

17 . The mobile terminal of claim 10 , wherein if a payment of an amount exceeding a preset amount is attempted using the virtual card, the controller is further configured to:
provide a notification indicating the attempt of the payment over the preset amount to the terminal of the member associated with the virtual card, and receive an instruction about a presence or non-presence of an approval to the payment of the amount exceeding the preset amount from the member.

18 . A method of controlling a mobile terminal, the method comprising:
communication, via a communication device of the mobile terminal, with an external device; displaying a first interface on a display including information of a multitude of members participating in raising a common fund by being associated with a prescribed account for the common fund; obtaining, via a controller of the mobile terminal, security information on a prescribed first account from a first member among the members, in response to a first command received through the first interface; if the obtained security information matches preset security information for the first account, depositing, via the controller, a prescribed amount into the prescribed account using the first account; and automatically deleting, via the controller, the information of the first member from the first interface after payment of the first member.

19 . The method of claim 18 , further comprising:
displaying the first interface on an execution screen of a specific application, wherein the specific application comprises a contact application, a messenger application and a chat application.

20 . The method of claim 18 , further compr

Assignees

• Lg Electronics Inc

Inventors

• Park Mihyun
• Jeon Youjin
• Shin Woohyoung
• Kim Heejin

Classifications

• G06Q10/40

  Business processes related to social networking or social networking services · CPC title

• G06Q20/3223

  Realising banking transactions through M-devices · CPC title

• G06Q20/3674 Primary

  involving authentication · CPC title

• G06Q20/351

  Virtual cards · CPC title

• G06Q20/3227

  using secure elements embedded in M-devices · CPC title