Cards and devices with multifunction magnetic emulators and methods for using same

Patent metadata

Field	Value
Publication number	US-2016342880-A1
Application number	US-201615225473-A
Country	US
Kind code	A1
Filing date	Aug 1, 2016
Priority date	Dec 24, 2007
Publication date	Nov 24, 2016
Grant date	—

Abstract

A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).

First claim

1 - 5 . (canceled)

6 . A device comprising:
a magnetic emulator; and a processor, wherein said magnetic emulator is operable to electrically couple, and communicate data to, a read-head located on a magnetic stripe reader, said magnetic emulator is operable to electrically couple, and communicate data to a communications receiver that is not a magnetic-stripe reader, said processor provides a first control signal to said magnetic emulator to provide data to said read-head, and said processor provides a second control signal to said magnetic emulator to provide data to said non-magnetic stripe reader.

7 . The device of claim 6 , further comprising a plurality of flexible layers of circuit board.

8 . The device of claim 6 , further comprising a flexible layer of circuit board.

9 . The device of claim 6 , further comprising a second magnetic emulator.

10 . The device of claim 6 , wherein said magnetic emulator is operable to receive data from an encoding head of said magnetic stripe reader.

11 . The device of claim 6 , further comprising a button.

12 . The device of claim 6 , further comprising a magnetic stripe encoding receiver operable to receive data from an encoding head of said magnetic stripe reader.

13 . The device of claim 6 , further comprising a battery.

14 . The device of claim 6 , wherein said non-magnetic stripe reader is an RFID receiver.

15 . The device of claim 6 , further comprising a read-head detector for detecting said read-head.

16 . The device of claim 6 , further comprising an RFID field detector.

17 . The device of claim 6 , further comprising:
a read-head detector; and an RFID field detector.

18 . The device of claim 6 , further comprising:
a first magnetic shielding located about said magnetic emulator; and a second magnetic shielding located about said magnetic emulator.

19 . A device comprising:
a magnetic emulator, wherein said magnetic emulator is operable to electrically couple, and communicate data to, a read-head located on a magnetic stripe reader; and a processor for controlling said magnetic emulator, wherein said magnetic emulator is operable to communicate said data to said read-head while located outside of said magnetic stripe reader at a distance of at least a quarter of an inch from said read-head.

20 . The device of claim 19 , further comprising:
a source of energy; and a regulator for regulating said source of energy, wherein said regulated energy is utilized by said magnetic emulator.

21 . The device of claim 19 , wherein said communicated data includes a dynamic payment number and a dynamic code.

22 . The device of claim 19 , further comprising a button.

23 . The device of claim 19 , further comprising a battery.

24 . The device of claim 19 , further comprising:
a battery; and a button.

25 . The device of claim 6 , wherein said magnetic emulator includes a coil.

26 . The device of claim 6 , further comprising a magnetic shielding located about said magnetic emulator.

27 . The device of claim 19 , further comprising a magnetic shielding located about said magnetic emulator.

28 . The device of claim 19 , further comprising:
a first magnetic shielding located about said magnetic emulator; and a second magnetic shielding located about said magnetic emulator.

29 . The device of claim 6 , wherein said device is a wireless communications device.

30 . The device of claim 19 , wherein said device is a wireless communications device.

31 . The device of claim 6 , wherein said device is a portable telephonic device.

32 . The device of claim 19 , wherein said device is a portable telephonic device.

33 . A portable telephonic device comprising:
a magnetic emulator; and a processor, wherein said magnetic emulator is operable to electrically couple, and communicate data to, a read-head located on a magnetic stripe reader, said magnetic emulator is operable to electrically couple, and communicate data to a communications receiver that is not a magnetic-stripe reader, said processor provides a first control signal to said magnetic emulator to provide data to said read-head, and said processor provides a second control signal to said magnetic emulator to provide data to said non-magnetic stripe reader.

34 . A portable telephonic device comprising:
a magnetic emulator, wherein said magnetic emulator is operable to electrically couple, and communicate data to, a read-head located on a magnetic stripe reader; and a processor for controlling said magnetic emulator, wherein said magnetic emulator is operable to communicate said data to said read-head while located outside of said magnetic stripe reader at a distance of at least a quarter of an inch from said read-head.

Assignees

• Dynamics Inc

Inventors

• Mullen Jeffrey D
• Lambeth David
• Cloutier Bruce

Classifications

• G06K19/083

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• A61B5/02042 Primary

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• G06V10/25

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• A61B5/02

  Detecting, measuring or recording for evaluating the cardiovascular system, e.g. pulse, heart rate, blood pressure or blood flow · CPC title

• G06T2207/30004

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