Dynamic security codes, tokens, displays, cards, devices, multi-card devices, systems and methods

Patent metadata

Field	Value
Publication number	US-2016335531-A1
Application number	US-201615153380-A
Country	US
Kind code	A1
Filing date	May 12, 2016
Priority date	May 12, 2015
Publication date	Nov 17, 2016
Grant date	—

Abstract

A dynamic code of a transaction device may be validated by a remote processor by comparing the dynamic code to a verification code generated using a timestamp and identification data received from the transaction device. A static code may replace the dynamic code for authorization processing. A remote verification processor may synchronize to the transaction device using the timestamp. A token may be associated to each communication interface of a multi-card transaction device. A display may be directly connected to driver circuit on a display board of a transaction card. A radio IC chip may be included in a powered card. A multi-card device may toggle a plurality of display screens to display transaction data.

First claim

What is claimed is:

1 . A device comprising:
a battery; and a circuit operable to generate dynamic verification data.

2 . The device of claim 1 , wherein the dynamic verification data is a dynamic verification code.

3 . The device of claim 1 , wherein the dynamic verification data is a dynamic verification value.

4 . The device of claim 1 , further comprising a transmitter operable to transmit the dynamic verification data.

5 . The device of claim 4 , wherein the transmitter is operable to wirelessly transmit the dynamic verification data.

6 . The device of claim 4 , wherein the transmitter is an IC chip.

7 . The device of claim 4 , wherein the transmitter is a RFID.

8 . The device of claim 4 , wherein the transmitter is a Bluetooth Interface.

9 . The device of claim 4 , wherein the transmitter is a dynamic magnetic stripe.

10 . The device of claim 9 , wherein the dynamic magnetic stripe is operable to emulate magnetic stripe data.

11 . The device of claim 9 , wherein the dynamic magnetic stripe is operable to encode magnetic stripe data.

12 . The device of claim 1 , further comprising a display operable to display the dynamic verification data.

13 . The device of claim 1 , further comprising a display operable to display the dynamic verification data wherein the circuit is operable to generate a second dynamic verification data.

14 . The device of claim 1 , further comprising:
a display operable to display the dynamic verification data; a second circuit is operable to generate a second dynamic verification data; and a transmitter operable to transmit the second dynamic verification data.

15 . The device of claim 1 , further comprising a time stamp generator operable to generate a time stamp, wherein the circuit is further operable to utilize the time stamp.

16 . The device of claim 1 , further comprising a time stamp receiver operable to receive a time stamp, wherein the circuit is further operable to utilize the time stamp.

17 . A device comprising:
a communication port operable to receive identification data and dynamic verification data; and a processor operable to verify the identification data based on the dynamic verification data.

18 . The device of claim 17 , wherein the dynamic verification data is a dynamic verification code.

19 . The device of claim 17 , wherein the dynamic verification data is a dynamic verification value.

20 . The device of claim 17 , wherein the communication port is further operable to receive communication flow information.

Assignees

• Dynamics Inc

Inventors

• Mullen Jeffrey D
• Veter Andrew
• Dyro Jason

Classifications

• G06Q20/3572 Primary

  Multiple accounts on card · CPC title

• G06K19/07709

  the interface being a keyboard · CPC title

• G06K7/087

  flux-sensitive, e.g. magnetic, detectors (G06K7/10336 takes precedence) · CPC title

• G06K19/06196

  Constructional details · CPC title

• G06Q20/357

  Cards having a plurality of specified features · CPC title