Multi-Factor User Authentication
US-2024394695-A1 · Nov 28, 2024 · US
Systems and methods for securing digital gift cards with a public ledger
US2016267474A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2016267474-A1 |
| Application number | US-201615072137-A |
| Country | US |
| Kind code | A1 |
| Filing date | Mar 16, 2016 |
| Priority date | Mar 13, 2015 |
| Publication date | Sep 15, 2016 |
| Grant date | — |
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- Title
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- Abstract
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Abstract
Official abstract text for this publication.
Disclosed herein are certain embodiments of systems and methods for standardizing a plurality of digital wallet credits, into one digital wallet system. Expenditures of merchant issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.
First claim
Opening claim text (preview).
The claimed invention can include: 1 . A method comprising: generating a user interface, the user interface displaying a plurality of digital wallets, the digital wallets each comprising a certain value of merchant issued currency; encoding the certain value of merchant issued currency to a currency tracked by a public ledger; establishing a plurality of tracking wallets, the tracking wallets corresponding to each of the plurality of digital wallets, wherein the plurality of tracking wallets comprise encoded amounts of the currency tracked by the public ledger which represent the balance of merchant issued currency on each of the plurality of digital wallets; depleting the tracking wallets into a pooled account as the user depletes the plurality of digital wallets; retrieving encoded data from the public ledger concerning the plurality of tracking wallets; and decoding the encoded data and presenting decoded data for users in a graphic interface.
Assignees
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Classifications
specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems · CPC title
at point-of-sale [POS] · CPC title
Pre-payment schemes, e.g. "pay before" · CPC title
Discounts or incentives, e.g. coupons or rebates · CPC title
Point-of-sale [POS] network systems · CPC title
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Frequently asked questions
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- What does patent US2016267474A1 cover?
- Disclosed herein are certain embodiments of systems and methods for standardizing a plurality of digital wallet credits, into one digital wallet system. Expenditures of merchant issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented t…
- Who is the assignee on this patent?
- First Data Corp
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/382. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Thu Sep 15 2016 00:00:00 GMT+0000 (Coordinated Universal Time) (A1). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).