Collaborating user devices for security

Patent metadata

Field	Value
Publication number	US-2016189134-A1
Application number	US-201414588284-A
Country	US
Kind code	A1
Filing date	Dec 31, 2014
Priority date	Dec 31, 2014
Publication date	Jun 30, 2016
Grant date	—

Abstract

A system and method includes a first device with one or more processors coupled to a memory and reads instructions from the memory to perform the step of receiving a first NFC communication from a master device and enabling payment capabilities of the first device based on the first NFC communications from the master device.

First claim

What is claimed is:

1 . A payment device security system comprising:
a first device with one or more processors coupled to a memory and that executes instructions from the memory to perform the steps of:
receiving a first near field communication (NFC) communication from a master device; and
changing payment capabilities of the first device based on the first NFC communication from the master device.

2 . The system of claim 1 , wherein changing payment capabilities of the first device based on the first NFC communication from the master device comprises increasing a payment authorization.

3 . The system of claim 1 , wherein the one or more processors performs the additional steps of:
receiving a second NFC communication from the master device; and changing payment capabilities of the first device based on the second NFC communication from the master device.

4 . The method of claim 3 , wherein changing payment capabilities of the first device based on the second NFC communication from the master device comprises decreasing a payment authorization.

5 . The system of claim 1 , wherein the one or more processors performs the additional steps of:
receiving a first biometric data from a biometric sensor; receiving a second biometric data from a second device; comparing the first and second biometric data; and changing payment capabilities of the first device when the first biometric data is different from the second biometric data.

6 . The system of claim 5 , wherein the first and second biometric data comprises a first and second heart rate, respectively.

7 . There system of claim 6 , wherein the second biometric data from the second device is received through a short range wireless communication.

8 . The system of claim 5 , wherein the first and second biometric data comprises a first and second heat data, respectively.

9 . The system of claim 5 , wherein the first and second biometric data comprises a first and second bioelectrical impedance data, respectively.

10 . A computer implemented method of payment device security, the method comprising:
receiving a near field communication (NFC) communication from a device; and changing payment capabilities based on the NFC communication from the device.

11 . The method of claim 10 , further comprising:
receiving a first location and a second location, the second location associated with the device; comparing the first location and second location; and changing payment capabilities when the first and second location do not match.

12 . The method of claim 11 , further comprising:
receiving a user name and a password; and changing payment capabilities based on the received user name and password.

13 . The method of claim 11 , further comprising:
receiving fingerprint data; and changing payment capabilities based on the received fingerprint data.

14 . The method of claim 10 , further comprising:
receiving a first location; comparing the first location to a crime map; and changing payment capabilities based on the first location.

15 . The method of claim 14 , further comprising:
receiving a second location; comparing the second location with the crime map; and changing payment capabilities based on the second location being different than the first location,

16 . A system comprising:
A first device; A second device;
the first device receive a NFC communication from the second device; and
changing payment capabilities of the first device based on the NFC communications from the second device.

17 . The system of claim 16 , wherein the first device is in wireless communications with the second device and a value authorization amount for the payment capabilities of the first device decreases when the wireless communications is severed.

18 . The system of claim 17 , wherein the wireless communications uses a short rage wireless communication protocol.

19 . The system of claim 17 , comprising:
a third device in wireless communication with the first device wherein the value authorization amount is increased based on the third device being in wireless communication with the first device.

20 . The system of claim 19 , wherein the value authorization amount is decreased when the wireless communication between the first device and second device is severed.

Assignees

• Ebay Inc

Inventors

• Voege Michael
• Mckay Michael

Classifications

• G06Q20/3226 Primary

  Use of secure elements separate from M-devices · CPC title

• G06Q20/352

  Contactless payments by cards · CPC title

• G06Q20/3278

  RFID or NFC payments by means of M-devices · CPC title

• G06F21/35

  communicating wirelessly · CPC title

• G06Q20/321

  using wearable devices · CPC title