Distress identifier to cause an action

Patent metadata

Field	Value
Publication number	US-2016148488-A1
Application number	US-201414552425-A
Country	US
Kind code	A1
Filing date	Nov 24, 2014
Priority date	Nov 24, 2014
Publication date	May 26, 2016
Grant date	—

Abstract

Embodiments relate to systems and methods for providing digital dye packs and/or distress signals on a device user interface in connection with a transaction. In an embodiment, a system includes a communication module that interacts with a device having an input device that receives, from a user of the device, specific distress identifier information in connection with conducting a transaction via the device. The system also includes a non-transitory memory comprising a database storing specific distress identifier information with corresponding defensive actions that are executed based on the specific distress identifier information. The system further includes at least one hardware processor in communication with the non-transitory memory and the communication module for executing the defensive actions corresponding to the specific distress identifier information based at least in part on the specific distress identifier information received from the user of the device in connection with the transaction.

First claim

1 . A distress identification system comprising:
a non-transitory memory storing a database that includes specific distress identifier information with corresponding defensive actions that are executed based on the specific distress identifier information; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising: receiving, from a user via a user input device, specific distress identifier information in connection with conducting a transaction via the device, wherein the specific distress identifier information identifies one or more defensive actions; associating the one or more defensive actions with the transaction; monitoring progress of the transaction to determine whether any conditions of the defensive actions are met; and upon the transaction meeting a condition of one of the associated defensive actions, executing the at least one associated defensive action.

2 . The system of claim 1 , wherein the one or more hardware processors are configured to read instructions from the non-transitory memory to cause the system to perform operations further comprising: comparing the specific distress identifier information received from the input device to a corresponding defensive action, wherein the specific distress identifier comprises a way for the user to enter the specific distress identifier information via the input device.

3 . The system of claim 1 , wherein the instructions for receiving specific distress identifiers includes receiving inputs from the user using the input device, the inputs comprising at least one of an overall speed of entering the specific distress identifier, using one or more specific pauses in entering the specific distress identifier, using a specific pressure amount, pressing device interfaces for a certain length of time, simultaneously pressing more than one device interface on the input device, or entering certain detectable gestures.

4 . The system of claim 1 , wherein the instructions for receiving specific distress identifiers includes receiving biometric information signature detection.

5 . The system of claim 4 , wherein the instructions for receiving specific distress identifiers includes receiving a biometric information signature and processing the biometric information signature in performing a corresponding defensive action.

6 . The system of claim 1 , wherein the instructions for executing the at least one defensive action further comprises at least one of limiting accessibility to an account or subaccount of the user in connection with the transaction, limiting the transaction to a certain amount, pulling funds from a certain account or subaccount, locking down apps in the device, turning on location tracking of the device, turning on a camera of the device, or alerting authorities.

7 . The system of claim 1 , wherein the one or more hardware processors are configured to read instructions from the non-transitory memory to cause the system to perform operations further comprising: outputting, to a user interface of the input device, information based on the specific distress identifier information received in connection with the transaction.

8 . The system of claim 7 , wherein the instructions for outputting the information includes showing at least one of a different landing page than a normal landing page for a site or an account of the user, one or more different profile pictures, a limited amount of available funds, or limited personal information.

9 . The system of claim 7 , wherein the instructions for outputting the information include showing a default view that is different than a normal default view to alert the user that a distress mode has been entered.

10 . The system of claim 1 , the instructions for executing the at least one defensive action is based at least in part on external data associated with the conducting of the transaction.

11 . The system of claim 10 , wherein the external data at a time of the transaction further comprises at least one of time of day, a location, hesitancy of the user in entering digits or hesitancy of the user in pushing interfaces on the input device, or entering gestures at an off angle.

12 . The system of claim 1 , wherein the non-transitory memory is further configured to store signals that are pre-agreed upon, which the user inputs via the input device to indicate distress, the signals comprising one or more modified or alternate identifiers, a way to enter one or more identifiers, or one or more specific gestures.

13 . The system of claim 1 , wherein the specific distress identifier information further comprises one or more detectable gestures entered by the user via a gesture detector of the device including an image or video capturing device.

14 . The system of claim 1 , wherein the input user device comprises a computing device capable of transmitting and/or receiving data including a personal computer (PC), a mobile device including a smart phone, a laptop/tablet computer, one or more wearable devices including a wristwatch with appropriate computer hardware resources or eyeglasses with appropriate computer hardware.

15 . The system of claim 1 , wherein the input device comprises a device controlled or managed by an entity wherein the user interacts with the entity in connection with the transaction, the device further comprising a kiosk, a Point of Sale (POS) terminal or device or a website associated with the entity.

16 . The system of claim 1 , wherein the input device comprises at least one of an accelerometer, a light sensor, gesture recognition, a biometric information signature detector, or audio or voice recognition used for detecting a distress signal in connection with the transaction.

17 . A method comprising:
receiving, by a communication module of a remote server, specific distress identifier information entered by a user via an input device on a device in connection with conducting a transaction via the device; accessing a defensive action corresponding to the specific distress identifier information from a non-transitory memory comprising a database storing defensive actions corresponding to specific distress identifier information; and monitoring progress of the transaction to determine whether any conditions of the defensive action are met; and upon the transaction meeting a condition of the defensive action, executing, by at least one hardware processor in communication with the non-transitory memory and the communication module, the defensive action corresponding to the specific distress identifier information based at least in part on the specific distress identifier information received from the user of the device in connection with the transaction.

18 . The method of claim 17 , wherein the executing the defensive action by the at least one or more hardware processors further comprises accessing external data at a time of the transaction in addition to pre-agreed specific distress identifier information.

19 . The method of claim 17 , wherein the specific distress identifier information is received from the user of the device using technologies capable of detecting one or more ways of entering the specific distress identifier information.

20 . A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
receiving, by a communication module of a remote s

Assignees

• Paypal Inc

Inventors

• Tijerina Kevin
• Doris-Down Abraham
• Escobedo Miguel Angel
• Wilczynski Matthew Alexander

Classifications

• G06Q20/327

  Short range or proximity payments by means of M-devices · CPC title

• G08B13/19613

  Recognition of a predetermined image pattern or behaviour pattern indicating theft or intrusion · CPC title

• G08B25/007 Primary

  Details of data content structure of message packets; data protocols · CPC title

• G07D11/36

  Auditing of activities · CPC title

• G07F9/026

  for alarm, monitoring and auditing in vending machines or means for indication, e.g. when empty · CPC title