Remote deposit capture system with check image generation and storage
US-9230282-B2 · Jan 5, 2016 · US
US2016110697A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2016110697-A1 |
| Application number | US-201514979974-A |
| Country | US |
| Kind code | A1 |
| Filing date | Dec 28, 2015 |
| Priority date | Mar 13, 2013 |
| Publication date | Apr 21, 2016 |
| Grant date | — |
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A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.
Opening claim text (preview).
What is claimed is: 1 . A computer-implemented method performed by a mobile device comprising: creating a remote deposit capture (RDC) compatible check image by combining a pre-prepared check image with data provided by a payor; authenticating the payor to a check control server using authentication credentials stored in a secure element in communication with the mobile device; and transmitting the RDC compatible check image to the check control server only after authenticat…
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