Secure element authentication for remote deposit capture compatible check image generation

US2016110697A1 · US · A1

Patent metadata
FieldValue
Publication numberUS-2016110697-A1
Application numberUS-201514979974-A
CountryUS
Kind codeA1
Filing dateDec 28, 2015
Priority dateMar 13, 2013
Publication dateApr 21, 2016
Grant date

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Abstract

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A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

First claim

Opening claim text (preview).

What is claimed is: 1 . A computer-implemented method performed by a mobile device comprising: creating a remote deposit capture (RDC) compatible check image by combining a pre-prepared check image with data provided by a payor; authenticating the payor to a check control server using authentication credentials stored in a secure element in communication with the mobile device; and transmitting the RDC compatible check image to the check control server only after authenticat…

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What does patent US2016110697A1 cover?
A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.
Who is the assignee on this patent?
Tyfone Inc
What technology area does this patent fall under?
Primary CPC classification G06Q20/108. Mapped technology areas include Physics.
When was this patent published?
Publication date Thu Apr 21 2016 00:00:00 GMT+0000 (Coordinated Universal Time) (A1). Legal status and post-grant events are not shown on this page.
What related patents are in patentsdb?
We list 3 related publications on this page (citations in our corpus or others sharing the same primary CPC).