Streamlined Claims Processing

US2015324924A1 · US · A1

Patent metadata
FieldValue
Publication numberUS-2015324924-A1
Application numberUS-201414465475-A
CountryUS
Kind codeA1
Filing dateAug 21, 2014
Priority dateApr 28, 2011
Publication dateNov 12, 2015
Grant date

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  1. Title

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  2. Abstract

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  3. Assignees and inventors

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  4. Key dates

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  5. First independent claim

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  6. CPC / IPC classifications

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  7. Citations and related patents

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Abstract

Official abstract text for this publication.

An enhanced claims settlement apparatus may process insurance claims rapidly and accurately. The apparatus may first receive a notification of loss associated with an insured item (e.g., car, boat, truck, home, etc.). The apparatus may then apply various algorithms for using sensors to identify, analyze, and estimate the cost of damage associated with the insured item. The sensors that are a part of the enhanced claims settlement server may include cameras, tactile sensors, electromagnetic sensors, etc. that may communicate data to a processor associated with the server. Once the data has been generated and analyzed by the sensors, a claim settlement file may be transmitted to a claimant.

First claim

Opening claim text (preview).

What is claimed is: 1 . An apparatus comprising: a processor; and a memory configured to store computer readable instructions that, when executed by the processor, cause the processor to perform a method comprising: generating a digital map of damage to a damaged item; based on the digital map and other information, generating a non-negotiable work order for repairing the damage to the damaged item; and transmitting the non-negotiable work order to one or more repair sho…

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What does patent US2015324924A1 cover?
An enhanced claims settlement apparatus may process insurance claims rapidly and accurately. The apparatus may first receive a notification of loss associated with an insured item (e.g., car, boat, truck, home, etc.). The apparatus may then apply various algorithms for using sensors to identify, analyze, and estimate the cost of damage associated with the insured item. The sensors that are a pa…
Who is the assignee on this patent?
Allstate Insurance Co
What technology area does this patent fall under?
Primary CPC classification G06Q10/10. Mapped technology areas include Physics.
When was this patent published?
Publication date Thu Nov 12 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (A1). Legal status and post-grant events are not shown on this page.
What related patents are in patentsdb?
We list 5 related publications on this page (citations in our corpus or others sharing the same primary CPC).