Systems and methods for launching a mobile application or a browser extension responsive to satisfying predetermined conditions

Patent metadata

Field	Value
Publication number	US-12591876-B2
Application number	US-202318131935-A
Country	US
Kind code	B2
Filing date	Apr 7, 2023
Priority date	Apr 7, 2023
Publication date	Mar 31, 2026
Grant date	Mar 31, 2026

Abstract

A mobile device can receive a cryptogram from a contactless card, verify the cryptogram, and when the cryptogram has been verified and a merchant mobile application is running on the mobile device, launch a shopping mobile application and/or a shopping browser extension on the mobile device.

First claim

What is claimed is:

1 . A method comprising:
receiving, by a short-range communication antenna of a mobile device, a cryptogram from a contactless card while a first mobile application is running on the mobile device; verifying, by a processor of the mobile device, the cryptogram; and launching a second mobile application on the mobile device responsive to the cryptogram being verified for pulling information from the first mobile application that identifies an item in a shopping cart of the first mobile application, searching outside of the first mobile application to identify any available coupons associated with the item in the shopping cart of the first mobile application, and pushing the available coupons associated with the item in the shopping cart of the first mobile application to the first mobile application.

2 . The method of claim 1 further comprising:
responsive to the first mobile application running on the mobile device, displaying, on a display screen of the mobile device, a solicitation for communication with the contactless card.

3 . The method of claim 2 further comprising:
responsive to displaying, on the display screen of the mobile device, a payment screen associated with the first mobile application, displaying, on the display screen of the mobile device, the solicitation for the communication with the contactless card.

4 . The method of claim 2 further comprising:
responsive to an item being placed in a shopping cart associated with the first mobile application, displaying, on the display screen of the mobile device, the solicitation for the communication with the contactless card.

5 . The method of claim 1 further comprising:
successfully decrypting the cryptogram to verify the cryptogram.

6 . The method of claim 5 further comprising:
decrypting protected data in the cryptogram;
comparing the protected data to record data associated with the contactless card; and
when the protected data matches the record data, verifying a customer associated with the contactless card.

7 . The method of claim 1 further comprising:
transmitting the cryptogram from the mobile device to a server; and
receiving, at the mobile device, an indication from the server that the cryptogram is verified.

8 . A non-transitory computer-readable medium comprising instructions that, when executed by a processor, cause the processor to:
receive, via a short-range communication antenna of a mobile device, a cryptogram from a contactless card while a first mobile application is executing on the mobile device; verify the cryptogram; and initiate a second mobile application on the mobile device responsive to the cryptogram being verified for pulling information from the first mobile application that identifies an item in a shopping cart of the first mobile application, searching outside of the first mobile application to identify any available coupons associated with the item in the shopping cart of the first mobile application, and pushing the available coupons associated with the item in the shopping cart of the first mobile application to the first mobile application.

9 . The non-transitory computer-readable medium of claim 8 , wherein, responsive to the first mobile application running on the mobile device, the instructions further cause the processor to display, on a display screen of the mobile device, a solicitation for communication with the contactless card.

10 . The non-transitory computer-readable medium of claim 9 , wherein, responsive to displaying, on the display screen of the mobile device, a payment screen associated with the first mobile application, the instructions further cause the processor to display, on the display screen of the mobile device, the solicitation for the communication with the contactless card.

11 . The non-transitory computer-readable medium of claim 9 , wherein, responsive to an item being placed in a shopping cart associated with the first mobile application, the instructions further cause the processor to display, on the display screen of the mobile device, the solicitation for the communication with the contactless card.

12 . The non-transitory computer-readable medium of claim 8 , wherein the instructions further cause the processor to successfully decrypt the cryptogram to verify the cryptogram.

13 . The non-transitory computer-readable medium of claim 12 , wherein the instructions further cause the processor to:
decrypt protected data in the cryptogram; compare the protected data to record data associated with the contactless card; and when the protected data matches the record data, verify a customer associated with the contactless card.

14 . The non-transitory computer-readable medium of claim 8 , wherein the instructions further cause the processor to:
transmit the cryptogram from the mobile device to a server; and receive, at the mobile device, an indication from the server that the cryptogram is verified.

15 . A mobile device comprising:
a short-range communication antenna; a processor; and a memory storing instructions that, when executed by the processor, cause the processor to: receive, via the short-range communication antenna, a cryptogram from a contactless card while the processor is running a first mobile application; verify the cryptogram; and cause a second mobile application to execute on the processor responsive to the cryptogram being verified for pulling information from the first mobile application that identifies an item in a shopping cart of the first mobile application, searching outside of the first mobile application to identify any available coupons associated with the item in the shopping cart of the first mobile application, and pushing the available coupons associated with the item in the shopping cart of the first mobile application to the first mobile application.

16 . The mobile device of claim 15 further comprising:
a display device,
wherein the instructions further cause the processor to display, on the display device, a solicitation for communication with the contactless card responsive to the processor running the first mobile application.

Assignees

• Capital One Services Llc

Inventors

• Pick Daniel
• Zaki Zainab
• Muraleedharakumar Dipukumar

Classifications

• G06Q30/0633

  Managing shopping lists, e.g. compiling or processing purchase lists (shipping orders G06Q10/083; order filling G06Q10/087) · CPC title

• G06Q30/0207 Primary

  Discounts or incentives, e.g. coupons or rebates · CPC title

• G06Q20/401

  Transaction verification · CPC title

• G06Q30/0611

  Request for offers or quotes · CPC title

• G06Q20/322

  Aspects of commerce using mobile devices [M-devices] · CPC title