Card for secure parking validation

Patent metadata

Field	Value
Publication number	US-12561670-B2
Application number	US-202117445021-A
Country	US
Kind code	B2
Filing date	Aug 13, 2021
Priority date	Aug 13, 2021
Publication date	Feb 24, 2026
Grant date	Feb 24, 2026

Abstract

In some implementations, a card may communicate with an exchange terminal to complete the first exchange associated with an entity, wherein the first exchange is associated with the entity providing a validation of a second exchange associated with a charge for parking a vehicle. The card may receive, from the exchange terminal, an indication of the validation code based on communicating with the exchange terminal to complete the first exchange, wherein the validation code indicates the validation of the second exchange. The card may store the validation code and a time indicator associated with receiving the indication of the validation code. The card may transmit, to an exit terminal, an indication of the validation code and the time indicator to cause an amount associated with the second exchange to be at least partially reduced, wherein the exit terminal is associated with completing exchanges for vehicles parked in the location.

First claim

What is claimed is:

1 . A card for secure parking validation by storing a validation code in the card that is associated with a first exchange associated with an entity, the card comprising:
a secure element configured to store a parking validation application, wherein the parking validation application is stored on the card by an issuing entity of the card; a radio frequency (RF) component; an integrated circuit (IC) chip component; one or more memories; and one or more processors, coupled to the one or more memories, configured to:
execute an application stored in the one or more memories, wherein the application is associated with enabling the card to store and transmit validation codes;
communicate, via the RF component or the IC chip component, with an exchange terminal to complete the first exchange, wherein completing the first exchange is associated with the entity providing a validation of a second exchange associated with a charge for parking a vehicle, and wherein completing the first exchange includes:
providing a card identifier associated with the card to the exchange terminal to charge an account related to the card for an amount associated with the first exchange, and
causing the card identifier to be added to a parking validation database associated with an exit terminal associated with a location;

receive, via the RF component or the IC chip component and from the exchange terminal, an indication of the validation code associated with at least one of the entity or the location based on communicating with the exchange terminal to complete the first exchange, wherein the validation code indicates the validation, by the entity, of the second exchange;
store, in the one or more memories and via the application, the validation code and a time indicator associated with receiving the indication of the validation code;
detect, via the RF component or the IC chip component, that the card is within a communicative proximity of the exit terminal; and
transmit, via the RF component or the IC chip component and to the exit terminal, an indication of the card identifier, an indication of the validation code, and the time indicator to cause an amount associated with the second exchange to be at least partially reduced when the card identifier matches another card identifier stored in the parking validation database and when an amount of time from a time associated with when the card identifier was added to the parking validation database is within a threshold amount of time,
wherein the exit terminal automatically displaces an obstruction associated with the location based on receiving the indication of the validation code and the time indicator.

2 . The card of claim 1 , wherein the one or more processors, to transmit the indication of the card identifier, the indication of the validation code, and the time indicator, are configured to:
transmit, to the exit terminal, an indication of at least one of:
an entity identifier associated with the entity,
an identifier associated with the exit terminal, or
an identifier associated with the location.

3 . The card of claim 1 , wherein receiving the indication of the validation code is based on the amount associated with the first exchange satisfying an amount threshold.

4 . The card of claim 1 , wherein transmitting the indication of the card identifier, the indication of the validation code, and the time indicator causes the exit terminal to at least partially reduce the amount associated with the second exchange based on the validation code being valid and based on a difference, between a first time indicated by the time indicator and a second time at which the validation code is transmitted to the exit terminal, satisfying a time threshold.

5 . The card of claim 1 , wherein the validation code is valid for an amount of time from a time associated with the first exchange.

6 . The card of claim 1 , wherein the one or more processors, to transmit the indication of the card identifier, the indication of the validation code, and the time indicator, are configured to:
cause a remaining amount of the amount associated with the second exchange to be satisfied using resources of the account related to the card.

7 . The card of claim 1 , wherein the one or more processors are further configured to:
receive, from a user device, instructions to install the application in the one or more memories, wherein the application enables the card to store the validation code and to transmit the indication of the validation code.

8 . The card of claim 1 , wherein the one or more processors are further configured to:
store the application in the one or more memories, wherein the application is stored in a read-only memory of the one or more memories.

9 . A method for secure parking validation by storing a validation code in a transaction card that is associated with a first exchange associated with an entity, comprising:
executing, by the transaction card, an application stored in a memory of the transaction card, wherein the application is associated with enabling the transaction card to store and transmit validation codes, and wherein the application is stored on the transaction card by an issuing entity of the transaction card; communicating, by the transaction card, with an exchange terminal to complete the first exchange, wherein completing the first exchange is associated with the entity providing a validation of a second exchange associated with a charge for parking a vehicle, and wherein completing the first exchange includes:
providing a card identifier associated with the transaction card to the exchange terminal to charge an account related to the transaction card for an amount associated with the first exchange, and
causing the card identifier to be added to a database associated with validating parking charges;
receiving, by the transaction card and from the exchange terminal, an indication of the validation code associated with at least one of the entity or a location based on communicating with the exchange terminal to complete the first exchange, wherein the validation code indicates the validation of the second exchange; storing, by the transaction card in the memory of the transaction card, the validation code and a time indicator associated with receiving the indication of the validation code, wherein the time indicator indicates at least one of an exchange time associated with the first exchange or an amount of time for which the validation code is valid; transmitting, by the transaction card and to an exit terminal, the card identifier, an indication of the validation code, and the time indicator to cause an amount associated with the second exchange to be at least partially reduced when the card identifier matches another card identifier stored in the database and when an amount of time from a time associated with when the card identifier was added to the database is within a threshold amount of time, wherein the exit terminal is associated with completing exchanges for vehicles parked in the location; and automatically displacing, by the exit terminal and based on receiving the indication of the validation code and the time indicator, an obstruction associated with the location.

10 . The method of claim 9 , comprising:
transmitting, to the exit terminal, an indication of at least one of:
an entity identifier associated with the entity,
an identifier associated with the exit terminal, or
an identifier associated with the location.

11 . The method of claim 9 , wherein receiving the indication of the validation code is based on the amount associated with the first exchange satisfying a

Assignees

• Capital One Services Llc

Inventors

• Benkreira Abdelkader M'Hamed
• Edwards Joshua
• Mossoba Michael

Classifications

• G06K7/10366

  the interrogation device being adapted for miscellaneous applications · CPC title

• G06F8/61

  Installation · CPC title

• G06Q2240/00

  Transportation facility access, e.g. fares, tolls or parking · CPC title

• G06Q20/3278

  RFID or NFC payments by means of M-devices · CPC title

• G06Q20/3563 Primary

  Software being resident on card · CPC title