Systems and methods for home health evaluation and remediation

Patent metadata

Field	Value
Publication number	US-12518871-B2
Application number	US-202117370808-A
Country	US
Kind code	B2
Filing date	Jul 8, 2021
Priority date	Jul 9, 2020
Publication date	Jan 6, 2026
Grant date	Jan 6, 2026

Abstract

A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.

First claim

We claim:

1 . A computer system for evaluating aspects of health of a residential property, the computer system comprising:
one or more electricity monitoring devices installed within the residential property, the one or more electricity monitoring devices are configured to collect power quality data for one or more of electrical devices operating within the residential property and electrical circuits within the residential property; an internal home health controller installed within the residential property, the internal home health controller is configured to receive internal home health data from the one or more electricity monitoring devices, the internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; and a remote system server configured to communicate with the internal home health controller and one or more external data sources outside the residential property via an external network, the remote system server comprising one or more processors programmed to:
receive a first element of power quality data from the internal home health controller, the power quality data being captured by the one or more electricity monitoring devices;
determine a safety score for the residential property based at least in part on the first element of power quality data, the safety score representing a measure of safety of the residential property;
receive a first element of external data from the one or more external data sources, the first element of external data relating to power quality for a geographical region of the residential property;
determine a home health score for the residential property based at least in part on one or more of the first element of power quality data provided by the one or more electrical monitoring devices and the first element of external data from the one or more external data sources, the home health score representing a measure of health of the residential property; and
cause to be displayed, to a homeowner of the residential property via a graphical user interface, a home health evaluation that includes the safety score and the home health score for the residential property.

2 . The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is configured with at least one sensor that directly connects with an electrical circuit within the residential property to collect the power quality data.

3 . The computer system of claim 2 , wherein the first electricity monitoring device is configured to detect electrical signatures of one or more devices connected to the electrical circuit.

4 . The computer system of claim 2 , wherein the first electricity monitoring device is configured to detect arcing on the electrical circuit, wherein determining the safety score includes introducing a risk factor based upon the presence of the detected arcing.

5 . The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is positioned in vicinity of an electrical distribution board of the residential property and is configured with at least one sensor that wirelessly senses the power quality data based upon electromagnetic waves emitted by an electrical device operating within the residential property.

6 . The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is plugged into an electrical outlet within the residential property for at least powering the one or more electricity monitoring devices.

7 . The computer system of claim 6 , wherein plugging the first electricity monitoring device into the electrical outlet additionally allows a sensor of the first electricity monitoring device to directly connect to an electrical circuit of the residential property.

8 . The computer system of claim 1 , wherein the one or more electricity monitoring devices are configured to detect lightning strikes affecting the residential property.

9 . The computer system of claim 1 , wherein one or more of the internal home health controller and the one or more electricity monitoring devices are configured to identify electrical signatures for a plurality of electrical devices operating within the residential property.

10 . The computer system of claim 9 , wherein one or more of the internal home health controller and the one or more electricity monitoring devices are further configured to distinguish individual electrical devices operating within the residential property based upon a unique electrical signature for each electrical device.

11 . A method for evaluating aspects of health of a residential property, the method comprising, via one or more processors and/or associated transceivers:
receiving a first element of power quality data from an internal home health controller installed within the residential property, the power quality data being captured by one or more electricity monitoring devices installed within the residential property, the one or more electricity monitoring devices are configured to collect power quality data for one or more of electrical devices operating within the residential property and electrical circuits within the residential property; determining a safety score for the residential property based at least in part on the first element of power quality data, the safety score representing a measure of safety of the residential property; receiving a first element of external data from the one or more external data sources, the first element of external data relating to power quality for a geographical region of the residential property; determining a home health score for the residential property based at least in part on one or more of the first element of power quality data provided by the one or more electrical monitoring devices and the first element of external data from the one or more external data sources, the home health score representing a measure of health of the residential property; and causing to be displayed, to a homeowner of the residential property via a graphical user interface, a home health evaluation that includes the safety score and the home health score for the residential property.

12 . The method of claim 11 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is configured with at least one sensor that directly connects with an electrical circuit within the residential property to collect the power quality data.

13 . The method of claim 12 , wherein the first electricity monitoring device is configured to detect electrical signatures of one or more devices connected to the electrical circuit.

14 . The method of claim 12 , wherein the first electricity monitoring device is configured to detect arcing on the electrical circuit, wherein determining the safety score includes introducing a risk factor based upon the presence of the detected arcing.

15 . The method of claim 11 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is positioned in vicinity of an electrical distribution board of the residential property and is configured with at least one sensor that wirelessly senses the power quality data based upon electromagnetic waves emitted by an electrical device operating within the residential property.

16 . The method of claim 11 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is plugged into an electrical outlet wi

Assignees

• State Farm Mutual Automobile Insurance Co

Inventors

• Marotta Nicholas Carmelo
• Rowley Austin
• Harrison Michael Scott
• Wheet Jared
• Roth Cathy Jo
• Megyese Matthew
• Willingham J D Johnson
• Uphoff Laura Anne
• Bates Paul
• Madsen Stacee

Classifications

• H02J13/13

  characterised by the transmission of data to equipment in the power network · CPC title

• G08B21/185

  Electrical failure alarms · CPC title

• G06Q40/08 Primary

  Insurance · CPC title

• G01R22/068

  Arrangements for indicating or signaling faults · CPC title

• G01R19/1659

  to indicate that the value is within or outside a predetermined range of values (window) (G01R19/16514, G01R19/16519, G01R19/16528 and G01R19/16533 take precedence) · CPC title