Transaction card with multiple orientations

Patent metadata

Field	Value
Publication number	US-12505325-B2
Application number	US-202418421147-A
Country	US
Kind code	B2
Filing date	Jan 24, 2024
Priority date	Sep 23, 2022
Publication date	Dec 23, 2025
Grant date	Dec 23, 2025

Abstract

In some implementations, a transaction card may include a card body having a first surface and a second surface opposite the first surface. The transaction card may include an integrated circuit (IC) chip embedded in the card body, and a plurality of first electrical contact sets electrically accessible from the first surface of the card body, where the plurality of first electrical contact sets have electrical connections to the IC chip. The transaction card may include a plurality of first magnetic stripe areas readable from the first surface of the card body. The transaction card may include a plurality of second electrical contact sets electrically accessible from the second surface of the card body, where the plurality of second electrical contact sets have electrical connections to the IC chip. The transaction card may include a plurality of second magnetic stripe areas readable from the second surface of the card body.

First claim

What is claimed is:

1 . A card, comprising:
an integrated circuit (IC) chip; an electrical contact set electrically connected to the IC chip; and a magnetic stripe area comprising a notch that receives a first portion of an electrical contact of the electrical contact set, wherein a second portion of the electrical contact extends beyond the magnetic stripe area and resides on a surface of the card.

2 . The card of claim 1 ,
wherein the electrical contact set comprises a plurality of electrical contacts including the electrical contact.

3 . The card of claim 2 ,
wherein the plurality of electrical contacts shares a common substrate that is different from a card body of the card, wherein the IC chip is integrated into the card body.

4 . The card of claim 2 ,
wherein the plurality of electrical contacts are incorporated into a unitary module.

5 . The card of claim 2 ,
wherein the plurality of electrical contacts are each electrically connected to a different terminal of the IC chip.

6 . The card of claim 1 , further comprising:
a second IC chip; a second electrical contact set electrically connected to the second IC chip; and a second magnetic stripe area comprising a notch that receives a portion of an electrical contact of the second electrical contact set.

7 . The card of claim 6 ,
wherein a second portion of the second electrical contact set extends beyond the second magnetic stripe area.

8 . A card, comprising:
an integrated circuit (IC) chip; a plurality of electrical contact sets electrically connected to the IC chip; and a plurality of magnetic stripe areas comprising:
a first magnetic stripe area comprising a notch that receives a portion of a first electrical contact of the plurality of electrical contact sets, and
a second magnetic stripe area comprising a notch that receives a portion of a second electrical contact of the plurality of electrical contact sets, wherein at least one of:
a second portion, of the first electrical contact, extends beyond the first magnetic stripe area and resides on a surface of the card, or
a second portion, of the second electrical contact, extends beyond the second magnetic stripe area and resides on the surface of the card.

9 . The card of claim 8 , wherein:
the first electrical contact set comprises a first plurality of electrical contacts comprising the first electrical contact, and the second electrical contact set comprises a second plurality of electrical contacts comprising the second electrical contact.

10 . The card of claim 9 , wherein:
the first plurality of electrical contacts shares a first common substrate, and the second plurality of electrical contacts shares a second common substrate different from the first common substrate.

11 . The card of claim 9 , wherein:
the first plurality of electrical contacts are incorporated into a first unitary module, and the second plurality of electrical contacts are incorporated into a second unitary module different from the first unitary module.

12 . The card of claim 9 , wherein:
the first plurality of electrical contacts are each electrically connected to a different terminal of the IC chip, and the second plurality of electrical contacts are each electrically connected to the different terminal of the IC chip.

13 . The card of claim 8 , further comprising:
a second IC chip; a second plurality of electrical contact sets electrically connected to the second IC chip; and a second plurality of magnetic stripe areas comprising:
a first magnetic stripe area comprising a notch that receives a portion of a first electrical contact of the second plurality of electrical contact sets, and
a second magnetic stripe area comprising a notch that receives a portion of a second electrical contact of the second plurality of electrical contact sets.

14 . A card, comprising:
a plurality of integrated circuit (IC) chips comprising a first IC chip and a second IC chip; a plurality of electrical contact sets comprising:
a first electrical contact set electrically connected to the first IC chip, and
a second electrical contact set electrically connected to the second IC chip; and
a plurality of magnetic stripe areas comprising:
a first magnetic stripe area comprising a notch that receives a portion of a first electrical contact of the first electrical contact set, and
a second magnetic stripe area comprising a notch that receives a portion of a second electrical contact of the second electrical contact set, wherein at least one of:
a second portion, of the first electrical contact, extends beyond the first magnetic stripe area and resides on a first surface of the card, or
a second portion, of the second electrical contact, extends beyond the second magnetic stripe area and resides on a second surface of the card that is different from the first surface of the card.

15 . The card of claim 14 , wherein:
the first electrical contact set comprises a first plurality of electrical contacts comprising the first electrical contact, and the second electrical contact set comprises a second plurality of electrical contacts comprising the second electrical contact.

16 . The card of claim 15 , wherein:
the first plurality of electrical contacts shares a first common substrate, and the second plurality of electrical contacts shares a second common substrate different from the first common substrate.

17 . The card of claim 15 , wherein:
the first plurality of electrical contacts are incorporated into a first unitary module, and the second plurality of electrical contacts are incorporated into a second unitary module different from the first unitary module.

18 . The card of claim 15 , wherein:
the first plurality of electrical contacts are each electrically connected to a different terminal of the first IC chip, and the second plurality of electrical contacts are each electrically connected to a different terminal of the second IC chip.

19 . The card of claim 14 , wherein:
the first surface is a front of the card, and the second surface is a back of the card.

20 . The card of claim 14 , wherein:
the first electrical contact set and the first magnetic stripe area are in a first orientation, and the second electrical contact set and the second magnetic stripe area are in a second orientation different from the first orientation.

Assignees

• Capital One Services Llc

Inventors

• Yee Bryant
• Maiman Tyler
• Edwards Joshua

Classifications

• G06K19/07766

  comprising at least a second communication arrangement in addition to a first non-contact communication arrangement · CPC title

• G06K19/08 Primary

  using markings of different kinds {or more than one marking of the same kind} in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means · CPC title

• G06K19/06187 Primary

  with magnetically detectable marking · CPC title