Systems and methods for home health evaluation and remediation

Patent metadata

Field	Value
Publication number	US-12444499-B2
Application number	US-202418763784-A
Country	US
Kind code	B2
Filing date	Jul 3, 2024
Priority date	Jul 9, 2020
Publication date	Oct 14, 2025
Grant date	Oct 14, 2025

Abstract

A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.

First claim

We claim:

1. A computer system for evaluating aspects of health of a residential property, the computer system comprising:
one or more electricity monitoring devices installed within the residential property, the one or more electricity monitoring devices configured to collect power quality data for one or more of electrical devices and/or electrical circuits operating within the residential property; and
a computing device comprising at least one processor configured to communicate with one or more external data sources outside the residential property via an external network, the at least one processor programmed to:
receive a first element of power quality data captured by the one or more electricity monitoring devices;
receive a first element of external data from the one or more external data sources, the first element of external data relating to power quality for a geographical region of the residential property;
determine a home health score for the residential property based at least in part on one or more of the first element of power quality data provided by the one or more electrical monitoring devices and the first element of external data from the one or more external data sources, the home health score representing a measure of health of the residential property; and
cause to be displayed, via a graphical user interface, the home health score for the residential property.

2. The computer system of claim 1 , wherein the one or more external data sources includes one or more of the following: a weather source; a fire, national disaster, or emergency source; a power utility source; an internet accessibility source; an insurance provider source; and a geographic image source.

3. The computer system of claim 1 , wherein the external data includes one or more of the following: weather data, power outage data, geographic data, emergency data, fire data, insurance or claim data, demographic data of occupants, and residential data.

4. The computer system of claim 1 , wherein the at least one processor is further programmed to:
build a training dataset using historical power quality data captured by one or more electricity monitoring devices and historical external data from the one or more external data sources; and
train a model using the training dataset, wherein the model generates the home health score when applying the received first element of external data and the received first element of external data.

5. The computer system of claim 1 , wherein the at least one processor is further programmed to:
correlate the received first element of external data and the received first element of external data to determine the home health score for the residential property.

6. The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is configured with at least one sensor that directly connects with an electrical circuit within the residential property to collect the power quality data.

7. The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is positioned in vicinity of an electrical distribution board of the residential property and is configured with at least one sensor that wirelessly senses the power quality data based upon electromagnetic waves emitted by an electrical device operating within the residential property.

8. The computer system of claim 1 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is plugged into an electrical outlet within the residential property for at least powering the one or more electricity monitoring devices.

9. The computer system of claim 8 , wherein plugging the first electricity monitoring device into the electrical outlet additionally allows a sensor of the first electricity monitoring device to directly connect to an electrical circuit of the residential property.

10. The computer system of claim 9 , wherein the one or more electricity monitoring devices are further configured to distinguish individual electrical devices operating within the residential property based upon a unique electrical signature for each electrical device.

11. A computer-implemented method for evaluating health aspects of a residential property, the method implemented using a computing device including one or more processors in communication with a memory, the method comprising:
receiving a first element of power quality data captured by one or more electricity monitoring devices installed within the residential property, the one or more electricity monitoring devices configured to collect power quality data for one or more of electrical devices and/or electrical circuits operating within the residential property;
receiving a first element of external data from the one or more external data sources, the first element of external data relating to power quality for a geographical region of the residential property;
determining a home health score for the residential property based at least in part on one or more of the first element of power quality data provided by the one or more electrical monitoring devices and the first element of external data from the one or more external data sources, the home health score representing a measure of health of the residential property; and
causing to be displayed, via a graphical user interface, the home health score for the residential property.

12. The computer-implemented method of claim 11 , wherein the one or more external data sources includes one or more of the following: a weather source; a fire or national disaster or emergency source; a power utility source; an internet accessibility source; an insurance provider source; and a geographic image source.

13. The computer-implemented method of claim 11 , wherein the external data includes one or more of the following: weather data, power outage data, geographic data, emergency data, fire data, insurance or claim data, demographic data of occupants, and residential data.

14. The computer-implemented method of claim 11 , wherein the method further comprises:
building a training dataset using historical power quality data captured by one or more electricity monitoring devices and historical external data from the one or more external data sources; and
training a model using the training dataset, wherein the model generates the home health score when applying the received first element of external data and the received first element of external data.

15. The computer-implemented method of claim 11 , wherein the method further comprises:
correlating the received first element of external data and the received first element of external data to determine the home health score for the residential property.

16. The computer-implemented method of claim 11 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is configured with at least one sensor that directly connects with an electrical circuit within the residential property to collect the power quality data.

17. The computer-implemented method of claim 11 , wherein a first electricity monitoring device of the one or more electricity monitoring devices is positioned in vicinity of an electrical distribution board of the residential property and is configured with at least one sensor that wirelessly senses the power quality data based upon electromagnetic waves emitted by an electrical device operating within the residential property.

18. The computer-implemented me

Assignees

• State Farm Mutual Automobile Insurance Co

Inventors

• Marotta Nicholas Carmelo
• Rowley Austin
• Harrison Michael Scott
• Wheet Jared
• Roth Cathy Jo
• Megyese Matthew
• Willingham Jd Johnson
• Uphoff Laura Anne
• Bates Paul
• Madsen Stacee

Classifications

• H02J13/13

  characterised by the transmission of data to equipment in the power network · CPC title

• G08B21/185

  Electrical failure alarms · CPC title

• G06Q40/08 Primary

  Insurance · CPC title

• G01R22/068

  Arrangements for indicating or signaling faults · CPC title

• G01R19/1659

  to indicate that the value is within or outside a predetermined range of values (window) (G01R19/16514, G01R19/16519, G01R19/16528 and G01R19/16533 take precedence) · CPC title