Utilizing a multi-function transaction card to capture item data and enable expedited checkout for purchased items

Patent metadata

Field	Value
Publication number	US-12324529-B2
Application number	US-202217656712-A
Country	US
Kind code	B2
Filing date	Mar 28, 2022
Priority date	May 27, 2020
Publication date	Jun 10, 2025
Grant date	Jun 10, 2025

Abstract

A multi-function transaction card may receive, from shelf sensors, first data indicating that items have been removed from shelves by a customer of a merchant, and may receive, from shopping cart sensors, second data indicating that the items have been placed in a shopping cart. The multi-function transaction card may receive, based on the first data and the second data, item data identifying the items placed in the shopping cart, wherein the item data is received from price tags of the items. The multi-function transaction card may store the item data, and may provide, to a transaction terminal of the merchant, the item data identifying the items and customer data identifying the customer. The multi-function transaction card may receive, from the transaction terminal, transaction data identifying a transaction that charges the multi-function transaction card for a total cost of the items.

First claim

What is claimed is:

1. A method, comprising:
receiving, by a first device that is a processor of a transaction card of a user, and from a first sensor, first data associated with one or more items being removed from one or more shelves;
receiving, by the first device, and from a second sensor, second data associated with the one or more items being placed in a shopping cart;
receiving, by the first device, and from the one or more items, third data associated with identifying the one or more items;
providing, by the first device, and to a second device, the third data and fourth data,
wherein the fourth data identifies user information associated with the first device; and

receiving, by the first device, transaction data associated with the one or more items.

2. The method of claim 1 , further comprising:
providing, to a third device, the third data and the fourth data,
wherein the third device is associated with a payment program;

receiving, from the third device, data identifying a receipt for a transaction; and
providing, to the second device, the data identifying the receipt.

3. The method of claim 1 , wherein the transaction data causes one or more security devices to be informed to enable the first device to exit an establishment associated with the one or more items.

4. The method of claim 1 , further comprising:
storing, based on receiving the first data and the second data, the third data;
receiving an indication that a transaction associated with the one or more items has been completed; and
removing, based on receiving the indication, the third data.

5. The method of claim 1 , wherein the shopping cart is autonomous, and
wherein the transaction data causes the shopping cart to exit an establishment associated with the one or more items and travel to a vehicle associated with the first device.

6. The method of claim 1 , wherein the third data is received from one or more price tags associated with the one or more items.

7. The method of claim 1 , further comprising:
providing an indication that the third data has been received.

8. A first device, comprising:
one or more memories; and
one or more processors, coupled to the one or more memories, configured to:
receive, from a first sensor, first data associated with one or more items being removed from one or more shelves,
wherein the first device is a processor of a transaction card of a user;

receive, from a second sensor, second data associated with the one or more items being placed in a component associated with a cart;
receive, from the one or more items, third data associated with identifying the one or more items;
provide, to a second device, the third data and fourth data,
wherein the fourth data identifies fifth data associated with the first device; and

receive transaction data associated with the one or more items.

9. The first device of claim 8 , wherein the one or more processors are further configured to:
provide, to a third device, the third data and the fourth data,
wherein the third device is associated with a payment program;

receive, from the third device, data identifying a receipt for a transaction; and
provide, to the second device, the data identifying the receipt.

10. The first device of claim 8 , wherein the transaction data causes one or more security devices to be informed to enable the first device to exit an establishment associated with the one or more items.

11. The first device of claim 8 , wherein the one or more processors are further configured to:
store, based on receiving the first data and the second data, the third data;
receive an indication that a transaction associated with the one or more items has been completed; and
remove, based on receiving the indication, the third data.

12. The first device of claim 8 , wherein the component associated with the cart is autonomous, and
wherein the transaction data causes the component associated with the cart to exit an establishment associated with the one or more items and travel to a vehicle associated with the user.

13. The first device of claim 8 , wherein the third data is received from one or more price tags associated with the one or more items.

14. The first device of claim 8 , wherein the one or more processors are further configured to:
provide an indication that the third data has been received.

15. A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a first device that is a processor of a transaction card of a user, cause the first device to:
receive, from a first sensor, first data associated with one or more items being removed from one or more shelves;
receive, from a second sensor, second data associated with the one or more items being placed in a second device;
receive, from the one or more items, third data associated with the one or more items;
provide, to a third device, the third data and fourth data identifying a user associated with first device; and
receive transaction data associated with the one or more items.

16. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions further cause the first device to:
provide, to a fourth device, the third data and the fourth data,
wherein the fourth device is associated with a payment program;

receive, from the fourth device, data identifying a receipt for a transaction; and
provide, to the third device, the data identifying the receipt.

17. The non-transitory computer-readable medium of claim 15 , wherein the transaction data causes one or more security devices to be informed to enable the first device to exit an establishment associated with the one or more items.

18. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions further cause the first device to:
store, based on receiving the first data and the second data, the third data;
receive an indication that a transaction associated with the one or more items has been completed; and
remove, based on receiving the indication, the third data.

19. The non-transitory computer-readable medium of claim 15 , wherein the second device is autonomous, and
wherein the transaction data causes the second device to exit an establishment associated with the one or more items and travel to a vehicle associated with the user.

20. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions further cause the first device to:
provide an indication that the third data has been received.

Assignees

• Capital One Services Llc

Inventors

• Vukich Adam
• ZARAKAS James
• Johnson Molly

Classifications

• G06Q30/0234

  Rebates after completed purchase · CPC title

• G06Q30/0279

  Fundraising management · CPC title

• G06Q30/0223 Primary

  based on inventory · CPC title

• B62B5/0069

  Control · CPC title

• G06Q20/18

  involving self-service terminals [SST], vending machines, kiosks or multimedia terminals · CPC title