Sign-up authentication

Patent metadata

Field	Value
Publication number	US-12323406-B2
Application number	US-202217812601-A
Country	US
Kind code	B2
Filing date	Jul 14, 2022
Priority date	Jul 14, 2022
Publication date	Jun 3, 2025
Grant date	Jun 3, 2025

Abstract

In some implementations, a system may receive user e-mail data indicating an e-mail address and an e-mail password associated with an e-mail account of a user. The system may access the e-mail account via the e-mail address and the e-mail password. The system may identify, in the e-mail account, a sign-up authentication e-mail message associated with a sign-up by the user with an interaction party based on one or more sign-up indicators associated with the sign-up authentication e-mail message. The system may transmit a notification, to a user device, requesting confirmation that the user signed up for an account with the interaction party. The system may receive, from the user device, a user input confirming that the user signed up for the account. The system may activate a link in the sign-up authentication e-mail message to authenticate the sign-up.

First claim

What is claimed is:

1. A system for authenticating a user interaction with an interaction party, the system comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive, from a user device of a user, user e-mail data indicating an e-mail address and an e-mail password associated with an e-mail account of the user,
wherein the e-mail account is hosted by an e-mail server;

store the user e-mail data in a data structure under a user account of the user;
access, via the e-mail server, the e-mail account of the user via the e-mail address and the e-mail password;
scan, based on accessing the e-mail account of the user, a subject line or a body of a particular e-mail message in the e-mail account of the user;
identify, in the e-mail account and based on scanning the subject line or the body of the particular e-mail message, a sign-up authentication e-mail message that was transmitted to the user in association with a sign-up by the user with the interaction party based on one or more sign-up indicators associated with the sign-up authentication e-mail message,
wherein the sign-up authentication e-mail message includes a link to authenticate the sign-up with the interaction party by the user;

transmit, based at least in part on identifying the sign-up authentication e-mail message in the e-mail account, a pop-up notification to the user device,
wherein the pop-up notification requests confirmation from the user that the user signed up for an account with the interaction party;

receive, from the user device and in response to the pop-up notification, a user input confirming that the user signed up for the account with the interaction party; and
activate, based on receiving the user input, the link in the sign-up authentication e-mail message to authenticate the sign-up with the interaction party by the user.

2. The system of claim 1 , wherein the one or more sign-up indicators are located in the subject line of the sign-up authentication e-mail message.

3. The system of claim 2 , wherein the one or more sign-up indicators include a preset subject line.

4. The system of claim 1 , wherein the one or more sign-up indicators are located in the body of the sign-up authentication e-mail message.

5. The system of claim 1 , wherein the one or more processors, to identify the sign-up authentication e-mail message associated with the sign-up, are configured to:
scan the e-mail account until a new e-mail message is received by the e-mail account; and
scan the new e-mail message for the one or more sign-up indicators.

6. The system of claim 1 , wherein the one or more processors, to identify the sign-up authentication e-mail message associated with the sign-up, are configured to:
scan the e-mail account at set times or time intervals for one or more new e-mail messages; and
scan the one or more new e-mail messages for the one or more sign-up indicators.

7. The system of claim 1 , wherein the one or more sign-up indicators include a first name of the user and a last name of the user.

8. The system of claim 1 , wherein the one or more processors are further configured to:
transmit, to an interaction party server of the interaction party, identifier data indicating a sign-up code,
wherein the one or more sign-up indicators include the sign-up code.

9. A method of authenticating a user interaction with an interaction party, comprising:
establishing, by a system having one or more processors, a connection with an e-mail server that hosts an e-mail account of a user;
obtaining, by the system and from a user account associated with the user, an e-mail address and an e-mail password associated with the e-mail account;
accessing, by the system and via the e-mail server, the e-mail account via the e-mail address and the e-mail password;
scanning, based on accessing the e-mail, a subject line or a body of a particular e-mail message in the e-mail account;
identifying, by the system, in the e-mail account, and based on scanning the subject line or the body of the particular e-mail message, a sign-up authentication e-mail message that was transmitted to the user in association with a sign-up by the user with the interaction party based on one or more sign-up indicators associated with the sign-up authentication e-mail message,
wherein the sign-up authentication e-mail message includes a link to authenticate the sign-up with the interaction party by the user;

transmitting, by the system and based at least in part on identifying the sign-up authentication e-mail message in the e-mail account, a pop-up notification to a user device of the user,
wherein the pop-up notification requests confirmation from the user that the user signed up for an account with the interaction party;

receiving, by the system and from the user device and in response to the pop-up notification, a user input confirming that the user signed up for the account with the interaction party; and
activating, by the system and based on receiving the user input, the link in the sign-up authentication e-mail message to authenticate the sign-up with the interaction party by the user.

10. The method of claim 9 , further comprising:
transmitting, to an interaction party server of the interaction party, identifier data indicating a sign-up code,
wherein the one or more sign-up indicators include the sign-up code.

11. The method of claim 9 , further comprising:
transmitting, to an interaction party server of the interaction party, a reply authentication e-mail message formatted in a manner by which the interaction party server is able to confirm the sign-up by the user.

12. The method of claim 9 , further comprising:
receiving, from the user device, user e-mail data indicating the e-mail address and the e-mail password; and
storing, in a data structure associated with the user account, the user e-mail data.

13. The method of claim 9 , wherein the one or more sign-up indicators are located in the subject line of the sign-up authentication e-mail message.

14. The method of claim 9 , wherein the one or more sign-up indicators are located in the body of the sign-up authentication e-mail message.

15. A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a device, cause the device to:
receive, from a user device of a user, user e-mail data indicating an e-mail address and an e-mail password associated with an e-mail account of the user,
wherein the e-mail account is hosted by an e-mail server;

access, via the e-mail server, the e-mail account of the user via the e-mail address and the e-mail password;
scan, based on accessing the e-mail account of the user, a subject line or a body of a particular e-mail message in the e-mail account of the user;
identify, in the e-mail account and based on scanning the subject line or the body of the particular e-mail message, a sign-up authentication e-mail message that was transmitted to the user in association with a sign-up by the user with an interaction party based on one or more sign-up indicators associated with the sign-up authentication e-mail message,
wherein the sign-up authentication e-mail message includes a link to authenticate the sign-up with the interaction party by the user;

transmit, based at least in part on identifying the sign-up authentication e-mail message in the e-mail account, a pop-up notification to the user device,
wherein the pop-up notification requests confirmat

Assignees

• Capital One Services Llc

Inventors

• Wright Aaron
• Kornman Kelly Morse
• Alrefaai Omer

Classifications

• H04L51/42

  Mailbox-related aspects, e.g. synchronisation of mailboxes · CPC title

• H04L51/224

  providing notification on incoming messages, e.g. pushed notifications of received messages · CPC title

• H04L63/083

  using passwords (cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226) · CPC title

• H04L63/08 Primary

  for authentication of entities (cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32) · CPC title