System and method for account verification by aerial drone

Patent metadata

Field	Value
Publication number	US-12148242-B2
Application number	US-202318492048-A
Country	US
Kind code	B2
Filing date	Oct 23, 2023
Priority date	Sep 17, 2018
Publication date	Nov 19, 2024
Grant date	Nov 19, 2024

Abstract

A verification application executing at a user's mobile phone directs the user to take a photo of an identification document (e.g., driver's license or other form of government issued identification) or of their face. After the verification application sends the image to a backend service, the service may then dispatch a drone to the user's location and take a photograph of the user. The service may then validate the previously-imaged document or photo of the user's face against the photograph of the user and the geolocation sent with the first image. The service may then verify the new account and provision a token to the verification application to complete a secured account generation.

First claim

The invention claimed is:

1. A method, comprising:
receiving, by a drone control system, a request from a server to verify a user identity for a new user payment account, wherein the request comprises user geolocation data and first user identification data;
dispatching, by the drone control system, a drone to a location defined by the user geolocation data;
receiving, by the drone control system, second user identification data captured by the drone at the location defined by the user geolocation data;
verifying, by the drone control system, the user identity based on the first user identification data and the second user identification data; and
sending, by the drone control system, a response to the server indicating the user identity has been verified, wherein the server creates the new user payment account based on receiving the response.

2. The method of claim 1 , further comprising causing, by the drone control system, the drone to deliver a payment device for the new user payment account to the location defined by the user geolocation data.

3. The method claim 1 , further comprising causing, by the drone control system, the drone to print, at the location defined by the user geolocation data, a payment device for the new user payment account based on verifying the user identity.

4. The method of claim 1 , wherein the first user identification data comprises a first image of a user captured by a user device, and wherein the second user identification data comprises a second image of the user captured by the drone.

5. The method of claim 1 , wherein the first user identification data comprises first voice data of a user captured by a user device, wherein the second user identification data comprises a second voice data of the user captured by the drone.

6. The method of claim 1 , wherein the server sends the request to verify the user identity to the drone control system based on receiving a new payment account creation request from a user device.

7. The method of claim 6 , further comprising identifying, the drone, the user device at the location defined by the user geolocation data based on receiving a Bluetooth Low Energy (BLE) signal generated by the user device.

8. The method of claim 6 , further comprising, receiving, by the drone, a beacon signal generated by the user device at the location defined by the user geolocation data.

9. The method of claim 1 , wherein verifying the user identity based on the first user identification data and the second user identification data comprises applying, by the drone control system, the first user identification data and the second user identification data to a matching algorithm.

10. The method of claim 9 , wherein the matching algorithm is to generate a similarity score for the first user identification data and the second user identification data, and wherein verifying the user identity based on the first user identification data and the second user identification data comprises determining, by the drone control system, that the similarity score satisfies a predetermined threshold.

11. A system, comprising:
a drone; and
a drone control server to:
receive a request from a computing device to verify a user identity for a new user payment account, wherein the request comprises user geolocation data and first user identification data;
dispatch the drone to a location defined by the user geolocation data, wherein the drone is to capture second user identification data at the location and transmit the second user identification data to the drone control server;
verify the user identity based on the first user identification data and the second user identification data; and
send a response to the computing device indicating the user identity has been verified, wherein the new user payment account is created based on receiving the response.

12. The system of claim 11 , wherein the drone is to deliver a payment device for the new user payment account to the location defined by the user geolocation data based on the drone control server verifying the user identity.

13. The system of claim 11 , wherein the drone comprises a printer to print a payment device for the new user payment account.

14. The system of claim 11 , wherein the first user identification data comprises a first image of a user captured by a user device, and wherein the second user identification data comprises a second image of the user captured by the drone.

15. The system of claim 11 , wherein the first user identification data comprises first voice data of a user captured by a user device, wherein the second user identification data comprises a second voice data of the user captured by the drone.

16. The system of claim 11 , wherein the request to verify the user identity is based on a new payment account creation request generated by a user device.

17. The system of claim 16 , wherein the drone is to identify the user device at the location defined by the user geolocation data based on receiving a Bluetooth Low Energy (BLE) signal generated by the user device.

18. The system of claim 16 , wherein the drone is to receive a beacon signal generated by the user device at the location defined by the user geolocation data.

19. The system of claim 11 , wherein the drone control server is to verify the user identity based on applying the first user identification data and the second user identification data to a matching algorithm.

20. The system of claim 19 , wherein the matching algorithm is to generate a similarity score for the first user identification data and the second user identification data, and wherein the drone control server is to verify the user identity based determining that the similarity score satisfies a predetermined threshold.

Assignees

• Visa Int Service Ass

Inventors

• Leddy William

Classifications

• B64C39/024

  of the remote controlled vehicle type, i.e. RPV · CPC title

• B64U10/14

  with four distinct rotor axes, e.g. quadcopters · CPC title

• B64U2101/30

  for imaging, photography or videography · CPC title

• G06V20/13

  Satellite images · CPC title

• H04W4/80

  Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication · CPC title