System and method for integrated multiple source player cash access

Patent metadata

Field	Value
Publication number	US-12067839-B2
Application number	US-202217985455-A
Country	US
Kind code	B2
Filing date	Nov 11, 2022
Priority date	Sep 9, 2004
Publication date	Aug 20, 2024
Grant date	Aug 20, 2024

Abstract

The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention relates to integrating player tracking and cash access transactions by allowing a player to utilize a player tracking card for each financial transaction conducted in a gaming environment, wherein financial account information for the player, such as bank or credit card information, is linked to their player tracking account and card.

First claim

What is claimed is:

1. A method updating a player's information associated with a multi-function player tracking system to associate new financial account information, comprising the steps of:
receiving, from a first monetary access device, a first request at an authorization server from a player to authorize a first financial transaction with a second independent financial account for a receipt of monetary value, the request including player second independent financial account information;
receiving, from said player, player identification information;
confirming, using said player identification information, that said player has an existing account in the multi-function player tracking system comprising a player's club database, said account comprising player identification information and first independent financial account information stored in said database in association with a unique identifier that uniquely identifies the player;
in response to an approval from said player, associating information which identifies said player's second independent financial account in association with said unique identifier;
storing, in a financial database, said information which identifies said player's second independent financial account;
receiving, at said authorization server, a second request by said player to engage in a second financial transaction based upon said unique identifier; and
attempting to processes said second request based upon said player's second independent financial account associated with said player's unique identifier.

2. The method in accordance with claim 1 further comprising transmitting a request for authorization of said first request from said authorization server to an external banking system.

3. The method in accordance with claim 1 wherein said step of associating comprises transmitting said information which identifies said player's second independent financial account to said player's club database.

4. The method in accordance with claim 1 further comprising receiving an election from said player to associate said information which identifies said player's second independent financial account with said unique identifier.

5. The method in accordance with claim 4 wherein said step of receiving the election from said player comprises receiving input to an input receiving device.

6. The method in accordance with claim 1 wherein said information which identifies said player's second independent financial account comprises a bank card number.

7. The method in accordance with claim 1 wherein said information which identifies said player's second independent financial account comprises a bank account number and routing number.

8. The method in accordance with claim 1 wherein said unique identifier is associated with a tracking card and said step of receiving said second request comprises reading said player's tracking card and receiving information from said player about a desired amount of funds.

9. The method in accordance with claim 8 wherein said step of attempting to process said second request comprises said authorization server transmitting information regarding said second request to an external banking system.

10. The method in accordance with claim 1 wherein said authorization server utilizes said unique identifier to access said information regarding said player's second independent financial account in said player's club database.

11. The method in accordance with claim 1 further comprising determining that said second independent financial account information provided by said player does not match said first independent financial account information associated with said existing account.

12. The method in accordance with claim 1 wherein said step associating information which identifies said player's second independent financial account in association with said unique identifier comprises overwriting said first independent financial account information.

13. The method in accordance with claim 1 wherein said monetary value access device, said authorization server and said financial database are associated with a vendor financial system and said multi-function player tracking system is communicatively linked to said vendor financial system, said player's club database associated with said multi-functional player tracking system.

14. The method in accordance with claim 1 wherein said step of confirming that said player has an existing account in the multi-function player tracking system comprising a player's club database comprises a cashier checking said player tracking system for a player account based upon said player identification information.

15. A method updating a player's information associated with a multi-function player tracking system to associate new financial account information, comprising the steps of:
receiving a first request at an authorization server from a player at a monetary value access device to authorize a first financial transaction with a second independent financial account for a receipt of monetary funds, the request including player second independent financial account information;
confirming that said player has an existing account in the multi-function player tracking system comprising a player's club database, said account comprising player identification information and first independent financial account information stored in said database in association with a unique identifier that uniquely identifies the player; and
when said player has an existing account:
associating information which identifies said player's second independent financial account in association with said unique identifier;
receiving, at said authorization server, a second request by said player to engage in a second financial transaction based upon said unique identifier; and
attempting to processes said second request based upon said player's second independent financial account associated with said player's unique identifier.

16. The method in accordance with claim 15 wherein said step of confirming comprises looking up said existing account utilizing said player identification information.

17. The method in accordance with claim 15 further comprising receiving input from said player authorizing the association of said information which identifies said player's second independent financial account with said unique identifier.

18. The method in accordance with claim 15 further comprising comparing said second independent financial account information provided by said player to said first independent financial account information stored in said database to confirm said second independent financial account information is different from said first independent financial account information.

Assignees

• Everi Payments Inc

Inventors

• Lestrange Mike
• Beer Richard
• Potts Craig
• Richards Tim

Classifications

• G06Q20/346

  Cards serving only as information carrier of service · CPC title

• G06Q20/24

  Credit schemes, i.e. "pay after" · CPC title

• G06Q20/045

  using payment protocols involving tickets · CPC title

• G06Q20/04

  Payment circuits · CPC title

• G06Q20/042

  characterized in that the payment protocol involves at least one cheque · CPC title