System and method for creating customized insurance-related forms using computing devices

Patent metadata

Field	Value
Publication number	US-12067355-B2
Application number	US-202117380902-A
Country	US
Kind code	B2
Filing date	Jul 20, 2021
Priority date	Mar 30, 2015
Publication date	Aug 20, 2024
Grant date	Aug 20, 2024

Abstract

A system and method for creating customized insurance-related forms (e.g., agreements, policies, exceptions, and other insurance-related documents) using computing devices is disclosed. A user can quickly and conveniently create customized insurance-related forms, and can transmit same to one or more remote users and/or computing systems for further processing. The system provides rich tagged searching and editing features for allowing an insurance professional to rapidly create customized forms, and to access other forms while editing a given form. The system ingests and decomposes insurance-related forms into clauses, applies search tags to the clauses, and stores the clauses and the search tags in a database for rapid searching and retrieval of desired tags for use in creating customized forms.

First claim

What is claimed is:

1. A system for creating customized insurance forms, comprising:
a computer system having a memory, a processor, and a user interface; and
a custom forms software application stored in the memory and executed by the processor, the custom forms software application including:
a form search module retrieving at least one pre-defined form from a database and displaying the form to the user via the user interface;
a form editor module for allowing the user to edit the pre-defined form using the user interface; and
a clause searching/filtering module allowing the user to locate one or more desired clauses from the database and allowing the user to insert the one or more desired clauses into the pre-defined form in order to create a customized insurance form,

wherein the custom forms software application integrates in two-way communication and operation with one or more of a customer computer system, a document management system, or a cloud computing system; ingests a plurality of insurance-related forms obtained from the one or more of the customer computer system, the document management system, or the cloud computing system; decomposes the plurality of insurance-related forms into a plurality of clauses; applies a search tag to each of the plurality of clauses; and stores the plurality of clauses and the search tags in the database, and
wherein the custom forms software application includes a content manager for automatically feeding content manager tags when a form has been added, deleted, or updated on the one or more of the customer computer system, the document management system, or the cloud computing system for tagging of the form.

2. The system of claim 1 , wherein the clause searching/filtering module searches for desired clauses from the database using the search tags.

3. The system of claim 1 , wherein the system monitors for a change made by the user to one or more forms stored in the database.

4. The system of claim 3 , wherein the system identifies one or more additional forms that are related to the one or more forms changed by the user.

5. The system of claim 4 , wherein the system generates an alert if the change made by the user impacts the one or more additional forms, and transmits the alert to the user.

6. The system of claim 1 , wherein the system displays the pre-defined form in a first display portion of the user interface, and displays the one or more desired clauses in a second display portion of the user interface.

7. The system of claim 6 , wherein the user can click on one of the one or more desired clauses in the second display portion to cause the one of the one or more displayed clauses to be inserted into the pre-defined form at a desired location of the pre-defined form.

8. The system of claim 1 , wherein the system automatically recommends a clause stored in the database for insertion into the pre-defined form.

9. A method for creating a customized insurance form, comprising the steps of:
electronically receiving at a computer system a plurality of insurance-related forms from one or more of a customer computer system, a document management system, or a cloud computing system in communication with the computer system;
providing two-way integration and operation with one or more of the customer computer system, the document management system, or the cloud computing system;
ingesting and decomposing each of the plurality of insurance-related forms into a plurality of clauses using the software application executing on the computer system;
electronically applying a search tag to each of the plurality of clauses;
storing the plurality of clauses and the tags in a database;
allowing the user to search for and load into the computer system a pre-defined insurance form;
allowing the user to search for one or more desired clause from the plurality of clauses in the database;
displaying the one or more desired clauses at the computer system;
allowing the user to edit the pre-defined insurance form into a customized insurance form by electronically inserting the one or more desired clauses into the pre-defined insurance form; and
automatically feeding content manager tags when a form has been added, deleted, or updated on the one or more of the customer computer system, the document management system, or the cloud computing system for tagging of the form.

10. The method of claim 9 , further comprising searching for the one or more desired clauses from the database using the search tags.

11. The method of claim 9 , further comprising automatically monitoring for a change made by the user to one or more forms stored in the database.

12. The method of claim 11 , further comprising automatically identifying by the computer system one or more additional forms that are related to the one or more forms changed by the user.

13. The method of claim 12 , further comprising automatically generating by the computer system an alert if the change made by the user impacts the one or more additional forms, and transmitting the alert to the user.

14. The method of claim 9 , further comprising displaying by the computer system the pre-defined form in a first display portion of a user interface, and displaying the one or more desired clauses in a second display portion of the user interface.

15. The method of claim 14 , further comprising allowing the user to click on one of the one or more desired clauses in the second display portion to cause the one of the one or more displayed clauses to be inserted into the pre-defined form at a desired location of the pre-defined form.

16. The method of claim 9 , further comprising automatically recommending a clause stored in the database for insertion into the pre-defined form.

17. A non-transitory, computer-readable medium having instructions stored thereon which, when executed by a computer system, cause the computer system to execute steps for creating a customized insurance form, the steps comprising:
electronically receiving at a computer system a plurality of insurance-related forms from one or more of a customer computer system, a document management system, or a cloud computing system in communication with the computer system;
providing two-way integration and operation with one or more of the customer computer system, the document management system, or the cloud computing system;
ingesting and decomposing each of the plurality of insurance-related forms into a plurality of clauses using the software application executing on the computer system;
electronically applying a search tag to each of the plurality of clauses;

storing the plurality of clauses and the tags in a database;
allowing the user to search for and load into the computer system a pre-defined insurance form;
allowing the user to search for one or more desired clause from the plurality of clauses in the database;
displaying the one or more desired clauses at the computer system;
allowing the user to edit the pre-defined insurance form into a customized insurance form by electronically inserting the one or more desired clauses into the pre-defined insurance form; and
automatically feeding content manager tags when a form has been added, deleted, or updated on the one or more of the customer computer system, the document management system, or the cloud computing system for tagging of the form.

18. The computer-readable medium of claim 17 , further instructions for searching for the one or more desired clauses from the database using the search tags.

19. The computer-reada

Assignees

• Insurance Services Office Inc

Inventors

• Beiderman Ronald
• Scerbo John
• Goodside Michael E
• Chan Ka Man
• Peterson Mark

Classifications

• G06F40/117

  Tagging; Marking up (details of markup languages G06F40/143); Designating a block; Setting of attributes (style sheets, e.g. eXtensible Stylesheet Language Transformation [XSLT], G06F40/154) · CPC title

• G06F16/24575

  using context · CPC title

• G06F16/24573

  using data annotations, e.g. user-defined metadata · CPC title

• G06F16/2358

  Change logging, detection, and notification (replication G06F16/27) · CPC title

• G06F16/248

  Presentation of query results · CPC title