Systems and methods for optimization of computing resources

Patent metadata

Field	Value
Publication number	US-12063168-B1
Application number	US-202318303164-A
Country	US
Kind code	B1
Filing date	Apr 19, 2023
Priority date	Apr 19, 2023
Publication date	Aug 13, 2024
Grant date	Aug 13, 2024

Abstract

Methods and computer systems for optimization of computing resources. Obtaining one or more parameters of a resource demand, the one or more parameters including at least a defined date. Identifying, based on a projected demand for a computing resource, a resource optimization opportunity prior to the defined date. Generating a message based on the identification of the resource optimization opportunity. Identifying a second computer system based on the resource demand. Facilitating access to the computing resource prior to the defined date by a transmitting the generated message to the identified second computer system prior to the defined date.

First claim

What is claimed is:

1. A computer system comprising:
a communications module;
one or more processors coupled to the communications module; and
a memory coupled to the one or more processors and storing instructions that, when executed by the computer system, cause the computer system to:
obtain one or more parameters of a resource demand, the one or more parameters including at least a defined date;
identify, based on a projected demand for a computing resource, a resource optimization opportunity prior to the defined date;
generate a message based on the identification of the resource optimization opportunity;
identify a second computer system based on the resource demand; and
facilitate access to the computing resource prior to the defined date by a transmission of the generated message to the identified second computer system prior to the defined date.

2. The computer system of claim 1 , wherein the one or more parameters include one or more thresholds used to identify the resource optimization opportunity.

3. The computer system of claim 1 , wherein the instructions that, when executed by the computer system, cause the computer system to identify the resource optimization opportunity include instructions that, when executed by the computer system, cause the computer system to detect a projected shortfall event.

4. The computer system of claim 1 , wherein the generated message includes a modified version of the resource demand.

5. The computer system of claim 4 , wherein the modified version of the resource demand provides an offer to demand a reduced amount if the resource demand is satisfied prior to the defined date.

6. The computer system of claim 5 , wherein the reduced amount is determined based on a cost of borrowing to borrow resources to avoid a projected shortfall event.

7. The computer system of claim 1 , wherein the instructions that, when executed by the computer system, cause the computer system to identify the resource optimization opportunity include instructions that, when executed by the computer system, cause the computer system to:
detect a favorable conversion rate of the computing resource; and
determine that the computing resource is not expected to experience a shortfall event by an advancement of a transfer associated with the resource demand.

8. The computer system of claim 1 , wherein the generated message includes a transfer of an amount of the computing resource.

9. The computer system of claim 1 , the identification of the resource optimization opportunity is based on one or more of:
a determination that a current conversion rate for satisfying the resource demand is a favorable conversion rate;
a determination that a projected account balance is expected to remain above a threshold; and
a determination that an expected account balance will fall below a threshold.

10. The computer system of claim 1 , wherein the one or more parameters include one or more variables to be used in the identification of the resource optimization opportunity.

11. The computer system of claim 1 , wherein the one or more parameters include a flag indicating that fulfillment of the resource demand may be advanced in response to the identification of the resource optimization opportunity.

12. The computer system of claim 1 , wherein the resource demand includes a request for payment.

13. A computer-implemented method, the method comprising:
obtaining one or more parameters of a resource demand, the one or more parameters including at least a defined date;
identifying, based on a projected demand for a computing resource, a resource optimization opportunity prior to the defined date;
generating a message based on the identification of the resource optimization opportunity;
identifying a second computer system based on the resource demand; and
facilitating access to the computing resource prior to the defined date by transmitting the generated message to the identified second computer system prior to the defined date.

14. The method of claim 13 , wherein the one or more parameters include one or more thresholds used to identify the resource optimization opportunity.

15. The method of claim 13 , wherein identifying the resource optimization opportunity includes detecting a projected shortfall event.

16. The method of claim 13 , wherein the generated message includes a modified version of the resource demand.

17. The method of claim 16 , wherein the modified version of the resource demand provides an offer to demand a reduced amount if the resource demand is satisfied prior to the defined date.

18. The method of claim 17 , wherein the reduced amount is determined based on a cost of borrowing to borrow resources to avoid a projected shortfall event.

19. The method of claim 13 , wherein identifying the resource optimization opportunity includes:
detecting a favorable conversion rate of the computing resource; and
determining that the computing resource is not expected to experience a shortfall event by advancing a transfer associated with the resource demand.

20. A non-transitory computer-readable storage medium comprising processor-executable instructions which, when executed, configure one or more processors to:
obtain one or more parameters of a resource demand, the one or more parameters including at least a defined date;
identify, based on a projected demand for a computing resource, a resource optimization opportunity prior to the defined date;
generate a message based on the identification of the resource optimization opportunity;
identify a second computer system based on the resource demand; and
facilitate access to the computing resource prior to the defined date by a transmission of the generated message to the identified second computer system prior to the defined date.

Assignees

• Toronto Dominion Bank

Inventors

• Tax David Samuel
• Dunjic Milos
• Lalka Vipul Kishore
• Prendergast Jonathan Joseph
• Bajaj Hitesh
• Hawkins Susan Elizabeth

Classifications

• H04L47/83

  based on usage prediction · CPC title

• H04L47/822 Primary

  Collecting or measuring resource availability data · CPC title

• H04L47/821 Primary

  Prioritising resource allocation or reservation requests · CPC title