Motor vehicle operating data collection and analysis

Patent metadata

Field	Value
Publication number	US-11891070-B2
Application number	US-202016777510-A
Country	US
Kind code	B2
Filing date	Jan 30, 2020
Priority date	Jun 1, 2005
Publication date	Feb 6, 2024
Grant date	Feb 6, 2024

Abstract

A method, apparatus, and system for collecting and evaluating powered vehicle operation utilizing on-board diagnostic components and location determining components or systems. The invention creates one or more databases whereby identifiable behavior or evaluative characteristics can be analyzed or categorized. The evaluation can include predicting likely future events. The database can be correlated or evaluated with other databases for a wide variety of uses.

First claim

What is claimed is:

1. A driving evaluation computing device system comprising:
a processing unit comprising a processor;
a first global positioning system (GPS) collecting first vehicle operational data;
a second GPS or an on-board diagnostic (OBD) device collecting second vehicle operational data;
a memory unit; and
wherein the driving evaluation system is configured to:
receive, from the first GPS, the first vehicle operational data as first time marked vehicle location data of a first vehicle over a first period of time;
receive, using the processor the first time marked vehicle location data;
determine, using the processor, a first vehicle operation factor from the first vehicle operational data, wherein the first vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
generate, with the second GPS or the OBD device, the second vehicle operational data as second time marked vehicle location data of the first vehicle over the first period of time, the second time marked vehicle location data being distinct from the first vehicle operational data;
receive, using the processor, the second time marked vehicle location data distinct from the first vehicle operational data;
determine a second vehicle operation factor from the second vehicle operational data, wherein the second vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
determine whether the first vehicle operation factor is accurate based on comparing the first vehicle operation factor to the second vehicle operation factor; and
responsive to a determination that the first vehicle operation factor is accurate:
determine whether the first vehicle operation factor deviates from an operational threshold factor; and

record, in a driver profile and responsive to a determination that the first vehicle operation factor deviates from the operational threshold factor, a first deviation event.

2. The system of claim 1 , wherein the first GPS is a GPS of a mobile telephone located in the first vehicle.

3. The system of claim 1 , wherein the determination that the first vehicle operation factor is accurate comprises:
calculating a difference between the first vehicle operation factor and the second vehicle operation factor; and
determining the first vehicle operation factor is accurate when the difference does not exceed an accuracy threshold factor.

4. The system of claim 1 , wherein the first vehicle operational data and the second vehicle operational data each further comprise a weather condition.

5. The system of claim 1 , wherein the system is further configured to display, on a user device that is a mobile telephone, a notification that the first deviation event has occurred.

6. The system of claim 1 , wherein the system is further configured to determine whether the first vehicle operation factor deviates from a corresponding vehicle operation factor of an average driver profile, the average driver profile comprises driving data collected from a plurality of other drivers, and
wherein the system is further configured to receive the corresponding vehicle operation factor from the driving data in the average driver profile.

7. The system of claim 6 , wherein the first vehicle operation factor comprises average vehicle speed over a first road segment, and
wherein the corresponding vehicle operation factor comprises average vehicle speed over the first road segment from the average driver profile.

8. The system of claim 1 , wherein the system is further configured to identify, from a driver profile database, other driver profiles having a deviation event of the driver profile associated with the first vehicle.

9. A method for evaluating driving of a vehicle comprising:
obtaining, with a first global positioning system (GPS), first vehicle operational data;
obtaining, with a second GPS or an on-board diagnostic (OBD) device, second vehicle operational data;
determining, using one or more processors of a computing device, a first vehicle operation factor from the first vehicle operational data collected by the first GPS over a first period of time, wherein the first vehicle operational data comprises first time marked vehicle location data, wherein the first vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
determining, using the one or more processors of the computing device, a second vehicle operation factor from the second vehicle operational data collected by the second GPS or the OBD device over the first period of time, wherein the second vehicle operational data comprises second time marked vehicle location data, wherein the second vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
determining, using the one or more processors of the computing device, whether the first vehicle operation factor is accurate based on comparing the first vehicle operation factor to the second vehicle operation factor; and
responsive to a determination that the first vehicle operation factor is accurate:
determining, using the one or more processors of the computing device, whether the first vehicle operation factor deviates from a corresponding vehicle operation factor of an average driver profile;
recording, in a driver profile, using the one or more processors of the computing device, and responsive to a determination that the first vehicle operation factor deviates from the corresponding vehicle operation factor, a deviation event; and
displaying, on a user device, a notification that the deviation event has occurred.

10. The method of claim 9 , wherein the first GPS is a GPS of a mobile telephone located in a first vehicle.

11. The method of claim 9 , wherein the second vehicle operational data is acquired by the OBD device of a first vehicle.

12. The method of claim 9 , wherein the determination that the first vehicle operation factor is accurate comprises:
calculating a difference between the first vehicle operation factor and the second vehicle operation factor; and
determining the first vehicle operation factor is accurate when the difference does not exceed an accuracy threshold factor.

13. The method of claim 9 , wherein the first vehicle operational data and the second vehicle operational data each further comprise a weather condition.

14. The method of claim 9 , wherein the user device is a mobile telephone.

15. The method of claim 9 , wherein the average driver profile comprises driving data collected from a plurality of other drivers, and
wherein the method further comprises receiving the corresponding vehicle operation factor from the driving data in the average driver profile.

16. The method of claim 9 , wherein the first vehicle operation factor comprises average vehicle speed over a first road segment, and
wherein the corresponding vehicle operation factor comprises average vehicle speed over the first road segment from the average driver profile.

17. The method of claim 9 , further comprising identifying, from a driver profile database, other driver profiles having a deviation event of the driver profile associated with a first vehicle.

18. A driving evaluation system comprising:
a computing device located in a vehicle;
a first global positioning system (GPS) of the computing device collecting first vehicle operational data;
at least one o

Assignees

• Allstate Insurance Co

Inventors

• Phelan Joseph Patrick
• Perquin Johannes A

Classifications

• B60W40/09 Primary

  Driving style or behaviour · CPC title

• B60W40/107

  Longitudinal acceleration · CPC title

• G06F17/00 Primary

  Digital computing or data processing equipment or methods, specially adapted for specific functions (information retrieval, database structures or file system structures therefor G06F16/00) · CPC title

• G06Q40/00

  Finance; Insurance; Tax strategies; Processing of corporate or income taxes · CPC title

• G06Q40/08

  Insurance · CPC title