Biodegradable cards and systems and methods for making the same

Patent metadata

Field	Value
Publication number	US-11842237-B2
Application number	US-202016915065-A
Country	US
Kind code	B2
Filing date	Jun 29, 2020
Priority date	Jun 29, 2020
Publication date	Dec 12, 2023
Grant date	Dec 12, 2023

Abstract

Example embodiments of biodegradable cards and systems and methods making the same are provided. A biodegradable card can comprise a biodegradable substrate, a magnetic particle slot within the biodegradable substrate configured to receive magnetic particles, a high coercivity magnetic stripe comprising magnetic particles printed on the biodegradable substrate and encoded with payment account data, and a biodegradable water resistant coating, wherein the coating covers at least the magnetic stripe.

First claim

What is claimed is:

1. A biodegradable payment card, comprising:
a biodegradable substrate comprising a first substrate layer, a second substrate layer, and a biodegradable tape layer, wherein:
the biodegradable tape layer is positioned between the first substrate layer and the second substrate layer,
a first surface of the biodegradable tape layer bears magnetic particles forming a high coercivity magnetic stripe, the magnetic stripe encoded with payment account data, and
the first substrate layer and the second substrate layer form a unitary structure comprising a single piece of material;

a magnetic particle slot within the biodegradable substrate, wherein the magnetic particle slot is aligned with the magnetic particles on the first surface of the biodegradable tape layer;
a chip pocket within the biodegradable substrate;
a chip having a contact pad, wherein the contact pad of the chip is inserted into the chip pocket and the contact pad is adhered to the biodegradable tape layer; and
a biodegradable water resistant coating, wherein the coating covers at least the magnetic stripe.

2. The biodegradable card of claim 1 , wherein the card is substantially free of non-biodegradable components.

3. The biodegradable card of claim 1 , wherein the magnetic particles are transfer printed onto the biodegradable substrate.

4. The biodegradable card of claim 1 , wherein the biodegradable substrate consists essentially of compressed cellulose.

5. The biodegradable card of claim 1 , wherein the biodegradable substrate consists essentially of wood.

6. The biodegradable card of claim 1 , wherein the magnetic stripe is formed by printing the magnetic particles onto a biodegradable adhesive layer applied to the biodegradable substrate.

7. The biodegradable card of claim 1 , wherein the magnetic particles comprise iron oxide.

8. The biodegradable card of claim 1 , further comprising an antenna electrically connected to the chip and inserted between the two or more laminate layers.

9. A payment card, comprising:
a biodegradable substrate, wherein:
the biodegradable substrate comprises a first substrate layer, a second substrate layer, a biodegradable tape layer, and a chip pocket,
the first substrate layer and the second substrate layer form a unitary structure comprising a single piece of material,
the biodegradable tape layer is positioned between the first substrate layer and the second substrate layer,
a first surface of the biodegradable tape layer bears magnetic particles forming a high coercivity magnetic stripe, the magnetic stripe encoded with payment account data,
the chip pocket contains a contact pad of a chip adhered to the biodegradable tape layer,
the biodegradable substrate is configured to biodegrade over time, and
the biodegradable substrate is substantially free of non-biodegradable materials; and

a protective coating derived from a biological material and applied to a surface of the biodegradable substrate, wherein the coating is configured to biodegrade over time.

10. The payment card of claim 9 , wherein:
the biodegradable tape layer further comprises a second surface, and
the first surface of the biodegradable tape layer and the second surface of the biodegradable tape layer include a biodegradable adhesive.

11. The payment card of claim 10 , wherein the biodegradable adhesive including on the first surface of the biodegradable tape layer holds the magnetic particles in position to form the magnetic stripe.

12. A method of manufacturing a biodegradable card, comprising:
providing a first substrate layer, a second substrate layer, and a biodegradable tape layer, wherein:
a first surface of the biodegradable tape layer bears magnetic particles forming a high coercivity magnetic stripe,
the magnetic stripe is encoded with payment account data, and
the first substrate layer and the second substrate layer form a unitary structure comprising a single piece of material;

positioning the biodegradable tape layer between the first substrate layer and the second substrate layer;
forming a magnetic particle slot within the first substrate layer;
laminating the first substrate layer, the second substrate layer, and the biodegradable tape layer;
forming a chip pocket within the first substrate layer and the second substrate layer;
inserting a chip having a contact pad into the chip pocket;
adhering the contact pad of the chip to the biodegradable tape layer; and
applying a biodegradable water resistant coating to cover at least the magnetic stripe.

13. The method of claim 12 , further comprising aligning the magnetic particle slot of the first substrate layer with the magnetic particles on the first surface of the biodegradable tape layer.

14. The method of claim 13 , wherein
positioning the biodegradable tape layer between the first substrate layer and the second substrate layer comprises inserting the biodegradable tape layer between the first substrate layer and the second substrate layer in the unitary structure.

15. The method of claim 12 , wherein, prior to inserting the biodegradable tape layer between the first substrate layer and the second substrate layer in the unitary structure, the method comprises removing material from the unitary structure.

16. The method of claim 13 , further comprising painting a marking on the second layer of the substrate using a biodegradable paint.

17. The method of claim 16 , wherein the marking comprises a photograph.

18. The biodegradable card of claim 1 , wherein the magnetic particles comprise at least one selected from the group of diamagnetic materials and paramagnetic materials.

19. The method of claim 12 , wherein the chip pocket is formed by milling the first substrate layer and the second substrate layer.

20. The method of claim 12 , wherein:
the first substrate layer and the second substrate layer are shaped to form an opening for the chip pocket, and
the chip pocket is formed when the first substrate layer, the second substrate layer, and the biodegradable tape layer are laminated.

Assignees

• Capital One Services Llc

Inventors

• Walters Austin
• Pham Vincent
• Goodsitt Jeremy

Classifications

• G06K19/06196 Primary

  Constructional details · CPC title

• B05D1/02

  performed by spraying · CPC title

• B05D7/06

  to wood · CPC title

• B41M5/0076

  on wooden surfaces, leather, linoleum, skin, or flowers · CPC title

• B42D25/305 Primary

  Associated digital information (record carriers for use with machines and with at least a part designed to carry digital markings G06K19/00) · CPC title