User interfaces for peer-to-peer transfers

Patent metadata

Field	Value
Publication number	US-11797968-B2
Application number	US-202117321006-A
Country	US
Kind code	B2
Filing date	May 14, 2021
Priority date	May 16, 2017
Publication date	Oct 24, 2023
Grant date	Oct 24, 2023

Abstract

The present disclosure generally relates to user interfaces for managing peer-to-peer transfers. In some examples, a device provides user interfaces for initiating and managing transfers. In some examples, a device provides user interfaces corresponding to completed transfers. In some examples, a device provides user interfaces for providing visually distinguishable message object appearances based on message designation. In some examples, a device provides user interfaces for activating accounts for accepting and sending transfers. In some examples, a device provides user interfaces for exchanging accounts for use in a transfer. In some examples, a device provides user interfaces for splitting transfers between two or more accounts. In some examples, a device provides user interfaces for generating and displaying a transfers history list. In some examples, a device provides user interfaces for voice-activation of transfers. In some examples, a device provides visual or haptic feedback corresponding to a transfer operation.

First claim

What is claimed is:

1. An electronic device, comprising:
a display;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
receiving one or more messages in a first conversation of electronic messages that includes a first plurality of messages including one or more messages from a user of the electronic device to a first participant and one or more messages from the first participant to the user of the electronic device, wherein the first conversation is displayed in a first user interface;
receiving one or more messages in a second conversation of electronic messages that includes a second plurality of messages including one or more messages from the user of the electronic device to a second participant and one or more messages from the second participant to the user of the electronic device, wherein the second conversation is displayed in a second user interface; and
subsequent to receiving the one or more messages in the first user interface and the one or more message in the second user interface, displaying, on the display, a third user interface different from the first user interface and the second user interface;
while displaying the third user interface different from the first user interface and the second user interface:
in accordance with a determination that the one or more messages in the first conversation includes a first message associated with a first transaction corresponding to a first transfer of a first additional item to or from an account associated with the user of the electronic device:
displaying, on the display, a first item associated with the first participant, wherein the first item is associated with a first transaction associated with a first account, and wherein the first item includes:
 first information from the first message in the first user interface of electronic messages without including information from other messages in the first plurality of messages, wherein the first information includes text from the first message that is associated with the first transaction corresponding to the first transfer of the first additional item to or from the account associated with the user of the electronic device; and
 a representation of the first additional item; and

in accordance with a determination that the one or more messages in the second conversation includes a second message associated with a second transaction corresponding to a second transfer of a second additional item to or from the account associated with the user of the electronic device:
displaying, on the display, a second item associated with the second participant, wherein the second item is associated with a second transaction associated with a second account, and wherein the second item includes:
 second information from the second message in the second user interface of electronic messages without including information from other messages in the second plurality of messages, wherein the second information includes text from the second message that is associated with the second transaction corresponding to the second transfer of the second additional item to or from the account associated with the user of the electronic device; and
 a representation of the second additional item.

2. The electronic device of claim 1 , wherein the representation of the first additional item includes a numerical representation of the first additional item.

3. The electronic device of claim 1 , wherein the first additional item is a first payment transfer between the user of the electronic device and the first participant and the second additional item is a second payment transfer between the user of the electronic device and the second participant, and wherein the representation of the first additional item includes an indication of an amount of the first payment transfer and the representation of the second additional item includes an indication of an amount of the second payment transfer.

4. The electronic device of claim 3 , wherein the first transfer is a transfer from the user of the electronic device to the first participant and the second transfer is a transfer from the user of the electronic device to the second participant.

5. The electronic device of claim 3 , wherein the first transfer is a transfer request by the user of the electronic device to the first participant and the second transfer is a transfer request by the user of the electronic device to the second participant.

6. The electronic device of claim 3 , wherein the representation of the first additional item includes a status indicator associated with the first transfer and an affordance for viewing additional details associated with the first transfer, the one or more programs further including instructions for:
detecting user activation of the affordance for viewing additional details associated with the first transfer; and
in response to detecting the user activation of the affordance for viewing additional details associated with the first transfer, displaying, on the display, a details user interface, wherein the details user interface includes:
the first information from the first message in the first user interface of the electronic messages,
an authorization affordance for authorizing the first transfer, and
a cancel affordance for cancelling the first transfer.

7. The electronic device of claim 6 , the one or more programs further including instructions for:
detecting user activation of the authorization affordance;
in response to detecting the user activation of the authorization affordance, displaying an authentication user interface for requesting authentication information;
receiving the authentication information:
in accordance with a determination that the received authentication information is consistent with enrolled authentication information for authorizing transactions:
authorizing the first transfer, and
updating display of the first message in the first user interface of electronic messages to indicate that the first transfer has been authorized; and

in accordance with a determination that the received authentication information is not consistent with the enrolled authentication information for authorizing transactions, forgoing authorizing the first transfer.

8. The electronic device of claim 6 , the one or more programs further including instructions for:
detecting user activation of the cancel affordance; and
in response to detecting the user activation of the cancel affordance:
displaying, on the display, the first user interface of electronic messages, wherein the first user interface includes an indication that the first transfer has been canceled.

9. The electronic device of claim 1 , wherein the first item corresponds to a pending payment transaction and the second item corresponds to a completed payment transaction.

10. The electronic device of claim 1 , the one or more programs further including instructions for:
detecting an input at a location corresponding to the first item; and
in response to detecting the input at the location corresponding to the first item:
in accordance with a determination that the location corresponds to the representation of the first additional item, displaying a first item-specific user interface; and
in accordance with a determination that the location does not correspond to the representation of the first additional item, displaying a first participant-specific user interface.

11. The electronic device of claim 10 , wherein the first item corresponds to a pending payment transaction and the representation of the fir

Assignees

• Apple Inc

Inventors

• Van Os Marcel
• Anton Peter D
• Crawford Jared
• Dryer Allison
• Lemmens Cas
• Steele Glen W

Classifications

• G06F3/0484 Primary

  for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range · CPC title

• H04L51/02

  using automatic reactions or user delegation, e.g. automatic replies or chatbot-generated messages · CPC title

• G06F3/0481 Primary

  based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance · CPC title

• G06Q20/40145

  Biometric identity checks · CPC title

• G06Q20/386

  using messaging services or messaging apps (using mobile network messaging services for payment, e.g. SMS G06Q20/3255) · CPC title