Systems and methods for populating online applications using third party platforms

Patent metadata

Field	Value
Publication number	US-11729611-B2
Application number	US-202117539229-A
Country	US
Kind code	B2
Filing date	Dec 1, 2021
Priority date	Jan 29, 2014
Publication date	Aug 15, 2023
Grant date	Aug 15, 2023

Abstract

A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.

First claim

What is claimed is:

1. A system, comprising:
a communication interface configured to transmit a web-based form to a device of a user and receive an input indicative of an applicant selection for a third party system to provide data to populate a plurality of fields of the web-based form; and
an application server, that, in conjunction with the communication interface, is configured to:
transmit, responsive to receiving the input via the communication interface, a call, using an application programming interface (API), to the selected third party system;
request a set of data from the selected third party system via the API;
receive the requested set of data via the API, the requested set of data comprising data for populating a specific data field of the web-based form;
transmit the received set of data in the web-based form to the device thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device, and
wherein the user interface is a mobile-optimized web browser interface.

2. The system of claim 1 , wherein the web-based form further comprises a data field that is to be populated manually by the user.

3. The system of claim 1 , wherein the third party system is associated with the API and comprises a social network.

4. The system of claim 3 , wherein the third party system comprises a privacy module configured to transmit a security token via the API.

5. The system of claim 3 , wherein the application server and the third party system each comprise a transfer module configured to enable data transfer between the application server and the third party system.

6. The system of claim 1 , wherein the application server, that, in conjunction with the communication interface, is further configured to:
transmit data indicative of an authentication request associated with the selected third party system; and
receive data indicative of a validated authentication request.

7. The system of claim 6 , wherein the received data indicative of the validated authentication request comprises a security token configured to enable communication between the application server and the selected third party system via the API.

8. The system of claim 1 , wherein the user interface of the device is configured to prompt the user to select the selected third party system.

9. The system of claim 1 , wherein the web-based form comprises a link to select the third party system.

10. The system of claim 1 , wherein the web-based form comprises an interface mechanism to select the third party system.

11. A method by an application server comprising the steps of:
transmitting a web-based form to a device of a user;
receiving, from the device, an input indicative of an applicant selection for a third party system to provide data to populate a plurality of fields of the web-based form;
transmitting, responsive to receiving the input, a call, using an application programming interface (API), to the selected third party system;
transmitting data indicative of an authentication request associated with the selected third party system;
receiving data indicative of a validated authentication request;
requesting a set of data from the selected third party system via the API; and
receiving, via the API, the requested set of data comprising data for populating a specific data field of the web-based form, and
wherein the received data indicative of the validated authentication request comprises a security token configured to enable communication between the application server and the selected third party system via the API.

12. The method of claim 11 further comprising:
associating the received set of data with a respective data field in the web-based form; and
transmitting the associated data with the respective data field in the web-based form to the device, thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device.

13. The method of claim 12 further comprising causing the user interface of the device to prompt the user to select the third party system.

14. The method of claim 11 , wherein the web-based form further comprises a data field that is to be populated manually by the user.

15. A system comprising:
one or more processors; and
a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
receive an input indicative of a selection by a user of a third party to provide data to populate a plurality of fields of a web-based form;
request a set of data from the third party;
receive the requested set of data, the requested set of data comprising data for populating a specific data field of the web-based form;
transmit the requested set of data with the respective data field in the web-based form to a device of the user, thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device, and
wherein the user interface comprises a mobile optimized web browser interface.

16. The system of claim 15 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
transmit the web-based form to the device; and
transmit, responsive to receiving the input, a call, using an application programming interface (API), to the third party.

17. The system of claim 16 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
transmit data indicative of an authentication request associated with the third party; and receive a security token in response to a validated authentication request, the security token being configured to enable communication between the one or more processors and the third party via the first API.

18. The system of claim 15 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
store the web-based form in a database; and
cause the user interface of the device to prompt the user to select the third party.

19. The system of claim 15 , wherein the web-based form comprises a link to select the third party system.

20. The system of claim 15 , wherein the web-based form comprises an interface mechanism to select the third party system.

Assignees

• Capital One Services Llc

Inventors

• Wetzel Christopher
• Trivedi Dwij
• Colenso Robert

Classifications

• H04W12/02 Primary

  Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII] · CPC title

• G06F21/445

  by mutual authentication, e.g. between devices or programs · CPC title

• G06F40/174

  Form filling; Merging · CPC title

• H04L63/0807

  using tickets, e.g. Kerberos (cryptographic mechanisms or cryptographic arrangements for entity authentication using tickets or tokens H04L9/3213) · CPC title

• H04L67/02

  based on web technology, e.g. hypertext transfer protocol [HTTP] · CPC title