Apparatus, system, and method for bulk currency note deposits

Patent metadata

Field	Value
Publication number	US-11699332-B2
Application number	US-202217690259-A
Country	US
Kind code	B2
Filing date	Mar 9, 2022
Priority date	Apr 23, 2021
Publication date	Jul 11, 2023
Grant date	Jul 11, 2023

Abstract

A Self-Service Terminal (SST) that provides valuable media deposit features is enhanced with an apparatus fastened to an outside surface of the SST. The apparatus is adapted to receive an externally provided valuable media cassette and connect/interface a port of the cassette to an unload infeed port. A transaction interface is enhanced to identify the cassette as a source device for obtaining valuable media during a deposit transaction. The SST feeds the valuable media from the externally connected cassette through media validation and transport modules of the SST into cassettes of a safe and the SST returns rejected media for the deposit transaction back through the modules to return rejected media to the externally interfaced cassette.

First claim

The invention claimed is:

1. A method, comprising:
detecting a media cassette interfaced to an apparatus that is externally affixed to an Automated Teller Machine (ATM) during a deposit transaction being performed by a depositor at the ATM; and
processing the deposit transaction by feeding media drawn from the media cassette through a depository/recycling device of the ATM into one or more of an exception bin, an escrow, and second media cassettes associated with a safe of the ATM;
tabulating a total amount of the media received into the second media cassettes from the media cassette and displaying the total amount on a display of the ATM to the depositor for the deposit transaction;
tabulating a second total amount of media held in the escrow from the media cassette and displaying the second total amount on the display of the ATM to the depositor as rejected media notes for the deposit transaction.

2. The method of claim 1 further comprising, rejecting rejected ones of the media during the deposit transaction back to the media cassette from the escrow.

3. The method of claim 1 , wherein detecting further includes identifying the media cassette as a source for the media being deposited based on a selection made by a depositor through a deposit transaction interface of the ATM, based on an account setting associated with an account of the depositor, or based on an event raised by the depository/recycling device indicating that the media cassette is interfaced to the depository/recycling device and loaded into the apparatus.

4. The method of claim 1 , wherein detecting further includes receiving a notification from an infeed port of the apparatus indicating that the depositor connected a cassette port for the media cassette to the infeed port of the apparatus.

5. The method of claim 1 further comprising, transporting the rejected media notes from the escrow back to the media cassette.

6. The method of claim 1 further comprising, tabulating a third total amount of media sent to the exception bin from the media cassette and displaying the third total amount on the display of the ATM to the depository as suspected counterfeited notes for the deposit transaction.

7. A method, comprising:
detecting a media cassette interfaced to an apparatus that is externally affixed to an Automated Teller Machine (ATM) during a deposit transaction being performed by a depositor at the ATM; and
processing the deposit transaction by feeding media drawn from the media cassette through a depository/recycling device of the ATM into one or more of an exception bin, an escrow, and second media cassettes associated with a safe of the ATM;
displaying a summary for the deposit transaction on a display of the ATM to the depositor for the deposit transaction, wherein displaying further includes providing the summary with an inventory of acceptable notes identified in the media and a second inventory of unacceptable notes identified in the media that were returned from the escrow back to the media cassette for the deposit transaction.

8. The method of claim 7 , wherein providing the summary further includes identifying within the inventory a total number of checks, a total value of the total number of checks, a total value of currency notes, and a total value of the currency notes by currency denomination.

9. The method of claim 7 , wherein providing the second inventory further includes presenting reasons that each unacceptable note was returned from the escrow on the display of the ATM to the depositor for the deposit transaction.

10. A method, comprising:
receiving an event raised by an infeed module of Self-Service Terminal (SST) indicating that a depositor has connected a media cassette to an apparatus affixed on an external portion of the SST;
urging media out of the media cassette onto a transport path that is internal to the SST through the infeed module;
processing the media over the transport path for a bulk deposit transaction of the depositor, wherein processing further includes routing counterfeit media associated with the bulk deposit transaction into an exception bin and retaining the counterfeit media within the exception bin when the bulk deposit transaction is completed; and
displaying a summary for the bulk deposit transaction on a display of the SST to the depositor and instructing the depositor to remove the media cassette from the apparatus.

11. The method of claim 10 , wherein processing further includes holding rejected media associated with the bulk deposit transaction within an escrow and returning the rejected media back to the media cassette from the escrow over the transport path when the bulk deposit transaction is completed.

12. The method of claim 10 , wherein processing further includes routing verified currency associated with the bulk deposit transaction into second media cassettes associated with a recycler of the SST when the bulk deposit transaction is completed.

13. The method of claim 12 , wherein processing further includes routing verified checks associated with the bulk deposit transaction into a specific one of the second media cassettes reserved for checks within the recycler of the SST when the bulk deposit transaction is completed.

14. The method of claim 10 , wherein displaying further includes presenting within the summary a deposit total for the bulk deposit transaction, a total number of checks processed, a total value of the checks processed, a total currency value of currency processed, and a total denomination value of currency by denomination processed.

Assignees

• Ncr Corp

Inventors

• Fraser Grant Buchanan
• Mannion John

Classifications

• G07F19/202 Primary

  Depositing operations within ATMs (depositing in general G07D11/00) · CPC title

• G07F19/205 Primary

  Housing aspects of ATMs · CPC title