System and method for processing of promotions in connection with digital purchasing

Patent metadata

Field	Value
Publication number	US-11676170-B2
Application number	US-202117354437-A
Country	US
Kind code	B2
Filing date	Jun 22, 2021
Priority date	Dec 22, 2016
Publication date	Jun 13, 2023
Grant date	Jun 13, 2023

Abstract

A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.

First claim

What is claimed is:

1. A computer-implemented method, comprising:
receiving a digital buy request, wherein the digital buy request is associated with an account number, a default transaction amount, a token, and a plurality of items associated with a plurality of promotions, wherein when the digital buy request is received from a merchant associated with the token, the plurality of items and the plurality of promotions are determined from a database association between the token, the plurality of items, and the plurality of promotions;
determining a single default promotional code, wherein the single default promotional code is associated with the plurality of items, and the plurality of promotions, wherein the single default promotional code is associated with the default transaction amount, and wherein the default transaction amount is a sum of all transaction amounts associated with the digital buy request;
associating the account number, the default transaction amount, and the single default promotional code with a transaction, wherein the single default promotional code facilitates a reduction in failures caused by a connectivity issue or invalid promotional codes for the plurality of promotions in the transaction;
transmitting the digital buy request, wherein the digital buy request is transmitted as a server call to obtain eligible promotional information for each of the plurality of promotions associated with the single default promotional code, wherein the digital buy request is further transmitted to determine that the plurality of promotions are valid, wherein when the single default promotional code is received at an application server, the single default promotional code is processed as part of the transaction to identify one or more of the plurality of promotions for the transaction; and
providing promotional disclosure information for each of the plurality of promotions.

2. The computer-implemented method of claim 1 , wherein processing promotions using the single default promotional code reduces an overall processing time associated with the digital buy request.

3. The computer-implemented method of claim 1 , further comprising:
storing processing information associated with processing promotions using the single default promotional code.

4. The computer-implemented method of claim 1 , wherein providing the promotional disclosure information for each of the plurality of promotions includes facilitating display of the promotional disclosure information on a client device.

5. The computer-implemented method of claim 1 , wherein the promotional disclosure information includes an error message for at least one of the plurality of promotions.

6. The computer-implemented method of claim 1 , further comprising receiving a terms and conditions acceptance communication associated with the plurality of promotions.

7. A device, comprising:
a memory; and
one or more processors coupled to the memory, the one or more processors configured to perform operations comprising:
receiving a digital buy request, wherein the digital buy request is associated with an account number, a default transaction amount, a token, and a plurality of items associated with a plurality of promotions, wherein when the digital buy request is received from a merchant associated with the token, the plurality of items and the plurality of promotions are determined from a database association between the token, the plurality of items, and the plurality of promotions;
determining a single default promotional code, wherein the single default promotional code is associated with the plurality of items, and the plurality of promotions, wherein the single default promotional code is associated with the default transaction amount, and wherein the default transaction amount is a sum of all transaction amounts associated with the digital buy request;
associating the account number, the default transaction amount, and the single default promotional code with a transaction, wherein the single default promotional code facilitates a reduction in failures caused by a connectivity issue or invalid promotional codes for the plurality of promotions in the transaction;
transmitting the digital buy request, wherein the digital buy request is transmitted as a server call to obtain eligible promotional information for each of the plurality of promotions associated with the single default promotional code, wherein the digital buy request is further transmitted to determine that the plurality of promotions are valid, wherein when the single default promotional code is received at an application server, the single default promotional code is processed as part of the transaction to identify one or more of the plurality of promotions for the transaction; and
providing promotional disclosure information for each of the plurality of promotions.

8. The device of claim 7 , wherein processing promotions using the single default promotional code reduces an overall processing time associated with the digital buy request.

9. The device of claim 7 , wherein the one or more processors are configured for operations further comprising:
storing processing information associated with processing promotions using the single default promotional code.

10. The device of claim 7 , wherein providing the promotional disclosure information for each of the plurality of promotions includes facilitating display of the promotional disclosure information on a client device.

11. The device of claim 7 , wherein the promotional disclosure information includes an error message for at least one of the plurality of promotions.

12. The device of claim 7 , wherein the one or more processors are configured for operations further comprising:
receiving a terms and conditions acceptance communication associated with the plurality of promotions.

13. A non-transitory computer readable storage medium comprising instructions that, when executed by one or more processors of a device, cause the device to perform operations comprising:
receiving a digital buy request, wherein the digital buy request is associated with an account number, a default transaction amount, a token, and a plurality of items associated with a plurality of promotions, wherein when the digital buy request is received from a merchant associated with the token, the plurality of items and the plurality of promotions are determined from a database association between the token, the plurality of items, and the plurality of promotions;
determining a single default promotional code, wherein the single default promotional code is associated with the plurality of items, and the plurality of promotions, wherein the single default promotional code is associated with the default transaction amount, and wherein the default transaction amount is a sum of all transaction amounts associated with the digital buy request;
associating the account number, the default transaction amount, and the single default promotional code with a transaction, wherein the single default promotional code facilitates a reduction in failures caused by a connectivity issue or invalid promotional codes for the plurality of promotions in the transaction;
transmitting the digital buy request, wherein the digital buy request is transmitted as a server call to obtain eligible promotional information for each of the plurality of promotions associated with the single default promotional code, wherein the digital buy request is further transmitted to determine that the plurality of promotions are valid, wherein when the single default promotional code is received at an application server, the single default promotional

Assignees

• Synchrony Bank

Inventors

• Garg Rinki
• Wallace James
• Schmidt Jonathan
• Young Taylor
• Kothandapani Prakash
• Palanki Rajasekhara
• Bernert Deborah
• Muller Jennifer

Classifications

• G06Q30/0239 Primary

  Online discounts or incentives · CPC title

• G06Q30/0601 Primary

  Electronic shopping [e-shopping] · CPC title