Systems and methods for image capture signature data storage

Patent metadata

Field	Value
Publication number	US-11640612-B2
Application number	US-202217653954-A
Country	US
Kind code	B2
Filing date	Mar 8, 2022
Priority date	Mar 10, 2017
Publication date	May 2, 2023
Grant date	May 2, 2023

Abstract

A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.

First claim

What is claimed is:

1. A computer-implemented method for sourcing visible information, comprising:
receiving, from a user device via a communication network, in response to a first user input at the user device, and after a user has been presented with a prompt to add visible information, a request to store information associated with a signature on a transaction card, the user device comprising at least one of a point of sale terminal, an automated teller machine (ATM), or a mobile device;
receiving an image of the signature from the user device, wherein the image was captured by the user device in response to a second user input at the user device; and
saving, in response to the received request to store information associated with the signature on the transaction card, image data based on the received image of the signature to the transaction card.

2. The computer-implemented method of claim 1 , wherein the image data is saved to a data storage component of the transaction card.

3. The computer-implemented method of claim 1 , wherein the image data is saved to a data storage component of the transaction card, the data storage component being a magnetic stripe or an EMV chip.

4. The computer-implemented method of claim 1 , wherein the image was captured by a camera of the user device.

5. The computer-implemented method of claim 1 , wherein the image of the signature is received via a web browser.

6. The computer-implemented method of claim 1 , wherein the image of the signature is based on a pressure-sensitive input.

7. The computer-implemented method of claim 1 , wherein the image data is vector format data.

8. The computer-implemented method of claim 7 , further comprising converting the image of the signature into the vector format data.

9. The computer-implemented method of claim 1 , wherein the image of the signature is received as vector format data.

10. The computer-implemented method of claim 1 , wherein:
the image was captured by at least one camera; and
the at least one camera was enabled in response to the user device receiving verification information from a user.

11. The computer-implemented method of claim 1 , wherein the image was captured by the user device after the user device displayed a bounding box.

12. The computer-implemented method of claim 11 , wherein at least one visual characteristic of the bounding box is based on at least one of a type, material, size, or color of the transaction card.

13. The computer-implemented method of claim 1 , further comprising associating the image data with at least one of transaction information or personal information associated with a user associated with the request.

14. The computer-implemented method of claim 13 , wherein the associated image data is vector format data.

15. The computer-implemented method of claim 1 , further comprising converting the image data to a file type compatible with a laser machine.

16. The computer-implemented method of claim 1 , wherein the transaction card is configured to provide the saved image data to a point-of-sale (POS) terminal for signature verification.

17. The computer-implemented method of claim 1 , wherein a notification is provided at the user device in response to the signature fitting within a bounding box.

18. The computer-implemented method of claim 1 , wherein the image was captured by the user device further in response to the signature fitting within a bounding box.

19. The computer-implemented method of claim 1 , wherein, prior to receiving the image of the signature, the image of the signature was resized by the user device.

20. A system for sourcing visible information, comprising:
one or more memory devices for storing instructions; and
one or more processors executing the instructions to perform operations comprising:
receiving, from a mobile device via a communication network in response to a first user input at the mobile device, and after a user has been presented with a prompt to add visible information, a request to store information associated with a signature on a transaction card;
receiving an image of the signature from the mobile device, wherein:
the image was captured by the mobile device in response to a second user input at the mobile device; and
capturing the image involves capturing a pressure-sensitive input at the mobile device or capturing the image using a camera of the mobile device; and

saving, in response to the received request to store information associated with the signature on the transaction card, image data based on the received image of the signature to the transaction card.

Assignees

• Capital One Services Llc

Inventors

• Suthar Om J
• Zhao Jiawei

Classifications

• G06Q10/04

  Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem" (market predictions or forecasting for commercial activities G06Q30/0202) · CPC title

• G06K19/07

  with integrated circuit chips · CPC title

• G06Q20/4018

  using the card verification value [CVV] associated with the card · CPC title

• G07F7/0813

  Specific details related to card security · CPC title

• G06Q20/04

  Payment circuits · CPC title