Methods of facilitating emergency assistance

Patent metadata

Field	Value
Publication number	US-11634103-B2
Application number	US-202117222318-A
Country	US
Kind code	B2
Filing date	Apr 5, 2021
Priority date	Jul 21, 2014
Publication date	Apr 25, 2023
Grant date	Apr 25, 2023

Abstract

A method of vehicle accident response includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data. The method also includes analyzing the telematics data to determine that an accident involving the vehicle has occurred, analyzing the telematics data to determine a likelihood of injury due to the accident, and generating a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred. The method further includes transmitting, to the mobile device, the communication.

First claim

What is claimed is:

1. A computer-implemented method of vehicle accident response, the method comprising:
generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle;
transmitting, from the mobile device to one or more processors via wireless communication, the telematics data;
analyzing, by the one or more processors, the telematics data to determine that an accident involving the vehicle has occurred;
analyzing, by the one or more processors, the telematics data to determine whether the accident is a head-on collision between the vehicle and a second vehicle;
determining, by the one or more processors, based at least upon the telematics data and whether the accident is the head-on collision, a likelihood of injury due to the accident;
generating, by the one or more processors, a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred; and
transmitting, by the one or more processors the communication.

2. The computer-implemented method of claim 1 , wherein determining the likelihood of injury includes:
determining the likelihood of injury based upon accelerometer data included in the telematics data.

3. The computer-implemented method of claim 1 , wherein determining the likelihood of injury includes:
determining a likely severity of the accident.

4. The computer-implemented method of claim 1 , wherein generating the communication includes:
determining a third-party emergency service to recommend to a driver of the vehicle; and
including an indication of the third-party emergency service in the communication.

5. The computer-implemented method of claim 4 , further comprising:
receiving, by the one or more processors, a selection of the third-party emergency service from the mobile device; and
transmitting, by the one or more processors, a notification to emergency services to request the third-party emergency service.

6. The computer-implemented method of claim 4 , further comprising:
automatically transmitting, by the one or more processors, a notification to emergency services to request the third-party emergency service.

7. The computer-implemented method of claim 1 , further including:
receiving, at the one or more processors, user preferences selected using a mobile device application of the mobile device, the user preferences relating to preferred content of the communication; and
wherein generating the communication includes generating a customized communication including the preferred content based upon the user preferences.

8. A system for vehicle accident response, the system comprising:
a mobile device located inside a vehicle, wherein the mobile device is configured to generate telematics data associated with operation of the vehicle;
one or more processors; and
one or more memories storing instructions that, when executed by the one or more processors, cause the one or more processors to:
receive the telematics data from the mobile device;
analyze the telematics data to determine that an accident involving the vehicle has occurred;
analyze the telematics data to determine whether the accident is a head-on collision between the vehicle and a second vehicle;
determine, based at least upon the telematics data and whether the accident is the head-on collision, a likelihood of injury due to the accident;
generate a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred; and
transmit the communication.

9. The system of claim 8 , wherein the instructions cause the one or more processors to determine the likelihood of injury by:
determining the likelihood of injury based upon accelerometer data included in the telematics data.

10. The system of claim 8 , wherein the instructions cause the one or more processors to determine the likelihood of injury by:
determining a likely severity of the accident.

11. The system of claim 8 , wherein the instructions cause the one or more processors to generate the communication by:
determining a third-party emergency service to recommend to a driver of the vehicle; and
including an indication of the third-party emergency service in the communication.

12. The system of claim 11 , wherein the instructions further cause the one or more processors to:
receive a selection of the third-party emergency service from the mobile device; and
transmit a notification to emergency services to request the third-party emergency service.

13. The system of claim 11 , wherein the instructions further cause the one or more processors to:
automatically transmit a notification to emergency services to request the third-party emergency service.

14. The system of claim 8 , wherein the instructions further cause the one or more processors to:
receive user preferences selected using a mobile device application of the mobile device, the user preferences relating to preferred content of the communication; and
generate the communication including the preferred content based upon the user preferences.

15. A tangible, non-transitory computer-readable medium storing executable instructions for vehicle accident response that, when executed by one or more processors of a computer system, cause the computer system to:
receive telematics data generated by a mobile device located in a vehicle;
analyze the telematics data to determine that an accident involving the vehicle has occurred;
analyze the telematics data to determine whether the accident is a head-on collision between the vehicle and a second vehicle;
determine, based at least upon the telematics data and whether the accident is the head-on collision, a likelihood of injury due to the accident;
generate a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred; and
transmit the communication.

16. The computer-readable medium of claim 15 , wherein the instructions cause the computer system to generate the communication by:
determining a third-party emergency service to recommend to a driver of the vehicle; and
including an indication of the third-party emergency service in the communication.

17. The computer-readable medium of claim 16 , wherein the instructions further cause the computer system to:
receive a selection of the third-party emergency service from the mobile device; and
transmit a notification to emergency services to request the third-party emergency service.

18. The computer-readable medium of claim 16 , wherein the instructions further cause the computer system to:
automatically transmit a notification to emergency services to request the third-party emergency service.

Assignees

• State Farm Mutual Automobile Insurance Co

Inventors

• Potter Thomas Michael
• Clauss Mark E
• Carter Dustin Ryan
• Baumann Megan Michal
• Bonnom Atlanta
• Cope Craig
• Lawyer Jennifer Luella
• Simpson Curtis
• Baumann Nathan W
• Graff Douglas Albert

Classifications

• B60R25/102 Primary

  a signal being sent to a remote location, e.g. a radio signal being transmitted to a police station, a security company or the owner · CPC title

• G08B25/00

  Alarm systems in which the location of the alarm condition is signalled to a central station, e.g. fire or police telegraphic systems · CPC title

• G06Q40/08

  Insurance · CPC title

• B60W40/08

  related to drivers or passengers · CPC title

• B60R25/04 Primary

  operating on the propulsion system, e.g. engine or drive motor · CPC title