Network data management and data security

Patent metadata

Field	Value
Publication number	US-11615412-B2
Application number	US-202117400343-A
Country	US
Kind code	B2
Filing date	Aug 12, 2021
Priority date	Apr 1, 2020
Publication date	Mar 28, 2023
Grant date	Mar 28, 2023

Abstract

Systems, devices, methods, instructions, and other implementations are described for network data management. One embodiment involves request data received at a device associated with a digital lockbox, where the request data includes identifying information for an originating device associated with a location and is associated with a user device. A unique token is generated with the identifying information. The unique token can be used to tokenize a network link to create a secure one-time link. The system transmits the one-time link, which can then be used to facilitate secure communications between a computing system associated with the originating device and the user device.

First claim

What is claimed is:

1. A computer-implemented method, comprising:
transmitting, by an originating device associated with a location, request data, the request data including identifying information for the originating device, and identifying information from a user device;
receiving, by the originating device, a unique token, wherein when the unique token is received from the user device, the unique token is associated with a network location for a digital lockbox storing sensitive user data associated with the user device;
accessing the sensitive user data in the digital lockbox at the network location using the unique token; and
establishing secure communications between a computing system associated with the originating device and the user device using the sensitive user data.

2. The computer-implemented method of claim 1 , further comprising:
facilitating a dynamic update to tracking data at the digital lockbox associated with the secure communications.

3. The computer-implemented method of claim 1 , wherein the unique token is received as part of a one-time universal resource locator (URL) link that identifies the network location of the digital lockbox.

4. The computer-implemented method of claim 1 , wherein the request data includes a Telephone Consumer Protection Act (TCPA) authorization to communicate with the user device.

5. The computer-implemented method of claim 1 , further comprising tracking acceptance rate data at the originating device, wherein the originating device is a sale (POS) device, and wherein the acceptance rate data includes the request data.

6. The computer-implemented method of claim 1 , wherein the request data further includes location level data, employee data, and regional level data associated with a merchant operating the originating device.

7. The computer-implemented method of claim 1 , further comprising:
transmitting real-time transaction data to the network location for the digital lockbox for real-time dynamic tracking of access to the sensitive user data.

8. A device comprising:
a memory; and
one or more processors coupled to the memory and configured to perform operations comprising:
transmitting request data, the request data including identifying information for the device, and identifying information from a user device;
receiving a unique token, wherein when the unique token is received from the user device, the unique token is associated with a network location for a digital lockbox storing sensitive user data associated with the user device;
accessing the sensitive user data in the digital lockbox at the network location using the unique token; and
establishing secure communications between a computing system associated with the device and the user device using the sensitive user data.

9. The device of claim 8 , wherein the one or more processors are further configured to perform operations comprising:
facilitating a dynamic update to tracking data at the digital lockbox associated with the secure communications.

10. The device of claim 8 , wherein the unique token is received as part of a one-time universal resource locator (URL) link that identifies the network location of the digital lockbox.

11. The device of claim 8 , wherein the request data includes a Telephone Consumer Protection Act (TCPA) authorization to communicate with the user device.

12. The device of claim 8 , wherein the one or more processors are further configured to perform operations comprising:
tracking acceptance rate data at the device, wherein the device is a sale (POS) device, and wherein the acceptance rate data includes the request data.

13. The device of claim 8 , wherein the request data further includes location level data, employee data, and regional level data associated with a merchant operating the device.

14. The device of claim 8 , wherein the one or more processors are further configured to perform operations comprising:
transmitting real-time transaction data to the network location for the digital lockbox for real-time dynamic tracking of access to the sensitive user data.

15. A computer readable storage medium comprising instructions that, when executed by one or more processors of a device, cause the device to perform operations comprising:
transmitting, by an originating device associated with a location, request data, the request data including identifying information for the originating device, and identifying information from a user device;
receiving, by the originating device, a unique token, wherein when the unique token is received from the user device, the unique token is associated with a network location for a digital lockbox storing sensitive user data associated with the user device;
accessing the sensitive user data in the digital lockbox at the network location using the unique token; and
establishing secure communications between a computing system associated with the originating device and the user device using the sensitive user data.

16. The computer readable storage medium of claim 15 , wherein the instructions further cause the device to perform operations comprising:
facilitating a dynamic update to tracking data at the digital lockbox associated with the secure communications.

17. The computer readable storage medium of claim 15 , wherein the unique token is received as part of a one-time universal resource locator (URL) link that identifies the network location of the digital lockbox.

18. The computer readable storage medium of claim 15 , wherein the request data includes a Telephone Consumer Protection Act (TCPA) authorization to communicate with the user device.

19. The computer readable storage medium of claim 15 , wherein the instructions further cause the device to perform operations comprising:
comprising tracking acceptance rate data at the originating device, wherein the originating device is a sale (POS) device, and wherein the acceptance rate data includes the request data.

20. The computer readable storage medium of claim 15 , wherein the instructions further cause the device to perform operations comprising:
transmitting real-time transaction data to the network location for the digital lockbox for real-time dynamic tracking of access to the sensitive user data.

Assignees

• Synchrony Bank

Inventors

• Young Taylor
• Otten Chris

Classifications

• H04L63/107

  wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals · CPC title

• G06K7/1417

  2D bar codes · CPC title

• H04L63/0807 Primary

  using tickets, e.g. Kerberos (cryptographic mechanisms or cryptographic arrangements for entity authentication using tickets or tokens H04L9/3213) · CPC title

• G06F16/955

  using information identifiers, e.g. uniform resource locators [URL] · CPC title

• H04W12/068

  using credential vaults, e.g. password manager applications or one time password [OTP] applications · CPC title