Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets

Patent metadata

Field	Value
Publication number	US-11615253-B1
Application number	US-202117558469-A
Country	US
Kind code	B1
Filing date	Dec 21, 2021
Priority date	Sep 4, 2020
Publication date	Mar 28, 2023
Grant date	Mar 28, 2023

Abstract

Systems and methods for managing a set of electronic assets from a single location are disclosed. The method includes providing a portal with a network security access control. The method includes determining that login credentials input to the access control are associated with a set of electronic assets corresponding to a plurality of third-party computing systems with application programming interface (API) gateways configured to accept API calls directed to changes in functionality of the electronic assets. The method includes presenting, via the portal, a virtual icon to identify a coordinated action with respect to the set of electronic assets and, in response to a selection of the virtual icon, executing a set of API calls that include an asset-specific API call to each third-party computing system in the plurality of third-party computing systems to implement the coordinated action on all electronic assets in the set of electronic assets.

First claim

What is claimed is:

1. A method comprising:
providing, by a processor of a computing system through a telecommunications network, to a remote user computing device comprising an input device configured to detect at least one of biometric data, alphanumeric entries, or icon selections, a portal with a network security access control;
receiving via the portal, by the processor, for the network security access control, login credentials detected using the input device of the user computing device, and verifying that the login credentials grant access to the portal;
determining, by the processor, that the login credentials are associated with a set of electronic assets corresponding to a plurality of third-party computing systems with application programming interface (API) gateways configured to accept API calls directed to changes in functionality of the electronic assets;
receiving, by the processor, via the portal, a selection of a coordinated action with respect to all electronic assets in the set of electronic assets, the selection detected via the input device of the remote user computing device; and
executing, by the processor, based on the selection, a set of API calls comprising an asset-specific API call to each third-party computing system in the plurality of third-party computing systems to implement the coordinated action on all electronic assets in the set of electronic assets.

2. The method of claim 1 , further comprising:
determining, by the processor, an asset definition for each of the set of electronic assets, each asset definition comprising a third-party identifier that is indicative of a respective one of the plurality of third-party computing systems; and
identifying, via the processor, the plurality of third-party computing systems based on the plurality of third-party identifiers.

3. The method of claim 2 , wherein determining the asset definition for at least one electronic asset of the set of electronic assets comprises:
presenting, by the processor, via the portal, a scan tool configured to interface with an optical sensor of the user computing device and capture an image using the optical sensor;
receiving, by the processor, the image of the electronic asset captured using the optical sensor; and
analyzing, by the processor, the image to determine the third-party identifier.

4. The method of claim 2 , wherein determining the asset definition for at least one electronic asset of the set of electronic assets comprises:
presenting, by the processor, via the portal, a scan tool configured to interface with a transceiver of the user computing device and wirelessly communicate through near-field communications with the at least one electronic asset to acquire a data packet therefrom;
receiving, by the processor, the data packet acquired via the transceiver; and
analyzing, by the processor, the data packet to determine the third-party identifier.

5. The method of claim 2 , wherein the asset definitions together form a carrier definition, further comprising receiving, by the processor from the user computing device, a plurality of carrier definitions, each carrier definition of the plurality of carrier definitions associated with a different carrier.

6. The method of claim 2 , wherein the third-party identifier comprises a logo, and wherein identifying each one of the plurality of third-party computing systems comprises:
using optical character recognition to convert the logo to machine-readable text; and
matching the machine-readable text to one of a plurality of API identifiers corresponding to the asset-specific API call.

7. The method of claim 2 , wherein the third-party identifier comprises a logo, and wherein identifying each one of the plurality of third-party computing systems comprises associating the logo with one of a plurality of API identifiers corresponding to the asset-specific API call.

8. The method of claim 1 , further comprising:
presenting, by the processor, via the portal, a travel planner configured to be selectable using the input device to identify a set of travel actions to be taken with respect to a grouping of electronic assets, and a travel selection indicative of at least one of a location of travel or a date of travel, the grouping of electronic assets comprising at least one electronic asset from the set of electronic assets;
receiving, by the processor, via the portal, selection of the set of travel actions and the travel selection; and
executing, by the processor, based on the selection, the set of API calls to implement the selection of the set of travel actions on the grouping of electronic assets.

9. The method of claim 1 , wherein the portal forms part of an operating system of the user computing device, and wherein the selection is presented from one of a shortcuts screen or an application tile that corresponds to a provider application for one of the electronic assets.

10. The method of claim 1 , wherein the set of electronic assets comprises a non-payment item.

11. The method of claim 1 , wherein the coordinated action imposes restrictions on the use of each one of the set of electronic assets.

12. The method of claim 1 , wherein the coordinated action is ordering replacements of each one of the set of electronic assets.

13. A computing system having a processor and a memory storing executable code which causes the computing system, when executed, to:
provide, via an internet connection, to a user computing device comprising an input device configured to detect at least one of biometric data, alphanumeric entries, or icon selections, a portal with a network security access control;
receive, via the portal, login credentials detected using the input device of the user computing device and verify that the login credentials grant access to the portal;
determine that the login credentials are associated with a set of electronic assets corresponding to a plurality of third-party computing systems with application programming interface (API) gateways configured to accept API calls directed to changes in functionality of the electronic assets;
receive, via the portal, a selection of a coordinated action with respect to all electronic assets in the set of electronic assets, the selection detected via the input device of the remote user computing device; and
execute, based on the selection, a set of API calls comprising an asset-specific API call to each third-party computing system in the plurality of third-party computing systems to implement the coordinated action on each corresponding electronic asset in the set of electronic assets.

14. The computing system of claim 13 , wherein the executable code further causes the computing system, when executed, to:
determine, via the portal, an asset definition for each of the set of electronic assets, each asset definition comprising a third-party identifier that is indicative of a respective one of the plurality of third-party computing systems; and
identify the plurality of third-party computing systems based on the plurality of third-party identifiers.

15. The computing system of claim 14 , wherein determining the asset definition for at least one electronic asset of the set of electronic assets comprises:
presenting, via the portal, a scan tool configured to interface with an optical sensor of the user computing device and capture an image using the optical sensor; and
receiving, via the portal, the image of the electronic asset captured using the electronic sensor; and
analyzing, by the processor, the image to determine the third-party identifier.

16. The computing s

Assignees

• Wells Fargo Bank Na

Inventors

• Mitchell Joshua R

Classifications

• G06F40/30

  Semantic analysis · CPC title

• H04L51/02 Primary

  using automatic reactions or user delegation, e.g. automatic replies or chatbot-generated messages · CPC title

• H04M15/8221

  Message based · CPC title

• H04L67/53

  using third party service providers · CPC title

• G06F21/00

  Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity · CPC title