Donation of loyalty points based on donation profiles

Patent metadata

Field	Value
Publication number	US-11526903-B2
Application number	US-202016739862-A
Country	US
Kind code	B2
Filing date	Jan 10, 2020
Priority date	Jan 10, 2020
Publication date	Dec 13, 2022
Grant date	Dec 13, 2022

Abstract

The disclosure herein describes enabling a donor to donate loyalty points associated with a loyalty program to a receiver based on a donation profile. The donation profile is hosted by a loyalty points donation platform (LPDP) and includes a donation entry including a loyalty point type and a requested quantity. A donation request including a loyalty account identifier, credential data of the loyalty account, and a point donation quantity is received. Approval of the donation request is requested from the donor loyalty program including providing the loyalty account identifier and the credential data to the donor loyalty program. Based on receiving approval from the donor loyalty program, the donor loyalty program is instructed to transfer a quantity of loyalty points indicated by the point donation quantity from the loyalty account associated with the loyalty account identifier to a receiver loyalty account associated with the donation profile of the receiver.

First claim

What is claimed is:

1. A system for enabling a donor to donate loyalty points associated with a loyalty program to a receiver, the system comprising:
at least one processor of a loyalty points donation platform (LPDP); and
at least one memory comprising computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the at least one processor to:
receive a signed certificate from a physician that specifies a cause for creation of a donation profile, wherein the donation profile is created by the receiver, and the signed certificate is electronically signed by the physician;
validate the donation profile for posting, the validation including validating an electronic signature of the physician on the electronically signed certificate by the LPDP;
approve the donation profile by the LPDP before posting and receive an approval from at least one loyalty program based on the validation of the donation profile;
based on the approvals of the donation profile, post the donation profile, the donation profile including data from a certification form, the data including the signed certificate, by the physician, the signed certificate specifying the cause for creation of the donation profile and further certifying that expenses for which the receiver is requesting donation are associated with the specified cause, and display the donation profile on a graphical user interface (GUI), wherein the donation profile includes a loyalty point type based on the data in the certification form;
transmit the donation profile to particular users of one or more social media platforms over a computer network;
based on the transmitted donation profile, receive over the computer network, via a GUI, from the donor, a donation request to donate loyalty points to the posted donation profile of the receiver, the donation request including at least a loyalty account identifier of a donor loyalty account of the donor, credential data associated with the donor loyalty account, and a donation quantity indicating a quantity of loyalty points to be donated to the receiver, wherein the donor loyalty account is associated with a donor loyalty program;
request approval of the donation request from the donor loyalty program, wherein requesting the approval includes providing the loyalty account identifier and the credential data to the donor loyalty program, and wherein the donor loyalty account, that is associated with the donor loyalty program, verifies the donor based on the loyalty account identifier and the credential data enabling the approval; and
based on receiving the approval of the donation request from the donor loyalty program, send over the computer network, an instruction to the donor loyalty program to transfer a quantity of loyalty points, indicated by the donation quantity, from the donor loyalty account to a receiver loyalty account associated with the donation profile of the receiver.

2. The system of claim 1 , wherein the at least one memory and the computer program code are configured to, with the at least one processor, further cause the at least one processor to:
determine that with the transfer the quantity of loyalty points, indicated by the donation quantity, from the donor loyalty account to a receiver loyalty account, a goal of the receiver has been reached and notify the receiver that the goal of the receiver has been reached.

3. The system of claim 1 , wherein the at least one memory and the computer program code are configured to, with the at least one processor, further cause the at least one processor to:
based on validation of the electronically signed certificate by the LPDP, identify the at least one loyalty program associated with the loyalty point type;
obtain, from the receiver, receiver loyalty account data associated with at least one receiver loyalty account associated with the identified at least one loyalty program;
establish at least one link between the donation profile and the at least one receiver loyalty account based on the obtained receiver loyalty account data, wherein posting the donation profile by the LPDP is further based on establishment of the at least one link between the donation profile and the at least one receiver loyalty account; and
wherein sending the instruction to the donor loyalty program to transfer the quantity of loyalty points to the receiver loyalty account comprises providing the donor loyalty program an identifier of the at least one receiver loyalty account for transferring the quantity of loyalty points to the at least one receiver loyalty account linked to the donation profile.

4. The system of claim 1 , wherein transmitting the donation profile to particular users of one or more social media platforms includes the receiver selecting the particular users.

5. The system of claim 1 , wherein the donation profile of the receiver includes a donation deadline indicating a date by which the requested donation quantity of the loyalty points is needed; and
wherein the at least one memory and the computer program code are configured to, with the at least one processor, further cause the at least one processor to:
based on failing to reach the requested donation quantity of loyalty points by the donation deadline, notify the receiver and the donor that the requested donation quantity has not been reached by the donation deadline; and
send an instruction to the donor loyalty program to reverse the transfer of loyalty points from the receiver loyalty account to the donor loyalty account.

6. The system of claim 1 , wherein the at least one memory and the computer program code are configured to, with the at least one processor, further cause the at least one processor to:
based on receiving, from the donor, the donation request, detect a transaction initiated by the donor for which the donor accrues loyalty points of the loyalty point type;
based on detecting the transaction, prompt the donor to donate the loyalty points accrued from the detected transaction to the donation profile of the receiver; and
based on receiving an indication to donate the accrued loyalty points to the donation profile in response to the prompting, send an instruction to the donor loyalty program to transfer the accrued loyalty points from the donor loyalty account to the receiver loyalty account.

7. The system of claim 1 , wherein the donation profile is associated with a loyalty program of the receiver and includes a loyalty account associated with the loyalty program of the receiver, a loyalty account identifier of the loyalty account, and credentials associated with the loyalty account identifier.

8. A computerized method for enabling a donor to donate loyalty points associated with a loyalty program to a receiver, the method comprising:
receiving a signed certificate from a physician that specifies a cause for creation of a donation profile, wherein the donation profile is created by the receiver, and the signed certificate is electronically signed by the physician;
validating the donation profile for posting, the validation including validating an electronic signature of the physician on the electronically signed certificate by a loyalty points donation platform (LPDP);
approving the donation profile by the LPDP before posting and receive an approval from at least one loyalty program based on the validation of the donation profile;
based on the approvals of the donation profile, posting, by a processor of the LPDP, the donation profile, the donation profile including data from a certification form, the data including the signed certificate, by the physician, the signed certificate specifying the cause for creation of the donation profile and further certifying that expe

Assignees

• Mastercard International Inc

Inventors

• Bodo Loralee
• Huffman Jennifer
• Goodgold Jason Hilliard

Classifications

• G06Q30/0226 Primary

  Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems · CPC title

• G06Q30/0279

  Fundraising management · CPC title