System for capturing passenger and trip data for a vehicle

Patent metadata

Field	Value
Publication number	US-11501384-B2
Application number	US-202117223701-A
Country	US
Kind code	B2
Filing date	Apr 6, 2021
Priority date	Aug 1, 2012
Publication date	Nov 15, 2022
Grant date	Nov 15, 2022

Abstract

Telematics and external data relating to the real-time driving of a driver of a taxi vehicle may be collected and used to calculate a driving score. A telematics device installed in the taxi vehicle may collect vehicle data, trip data, and passenger data from one or more sensors. A computing device in communication with the telematics device may calculate a driving score for the taxi vehicle during a trip based on a type of vehicle, a type of trip, a number of miles driven during the trip, a duration of the trip, a number of passengers in the taxi vehicle during the trip, and a type of the passengers in the taxi vehicle during the trip. As one example, the driving score may be provided to an employer of a driver of the taxi vehicle.

First claim

What is claimed is:

1. An apparatus comprising:
one or more processors; and
memory storing instructions that, when executed by the one or more processors, cause the apparatus to:
receive, from a telematics device, using a first network connection with the telematics device:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;

determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;
generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
provide the driving score, wherein providing the driving score comprises:
sending, to a computing device associated with a driver of the vehicle and using a second network connection, the driving score;
sending, using a third network connection, the driving score to a validation agency;
receiving a validation of the driving score from the validation agency; and
sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

2. The apparatus of claim 1 , wherein the telematics device provides a notification of the driving score comprising at least one of: an audible alert, or a visual alert.

3. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a number of passengers in the vehicle during the trip.

4. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based, at least in part, on a type of the vehicle.

5. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, cause the apparatus to generate the driving score further based on a duration of the trip.

6. The apparatus of claim 1 , wherein the entity determines, based on the driving score, one or more of: an insurance policy, or an insurance rate.

7. The apparatus of claim 1 , wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

8. The apparatus of claim 1 , wherein the instructions, when executed by the one or more processors, further cause the apparatus to determine that the type of trip taken by the vehicle is an errand trip, a commute trip, or a new trip.

9. The apparatus of claim 1 , wherein the first network connection and the second network connection are a same network connection.

10. The apparatus of claim 1 , wherein:
the trip data further comprises data representing a driving action prevented by the vehicle; and
generating the driving score is based, at least in part, on the data representing the driving action prevented by the vehicle.

11. A method comprising:
receiving, by a first computing device and from a telematics device using a first network connection with the first computing device:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip;

determining, by the first computing device, an identity of the vehicle based on comparing the indication of the vehicle with a plurality of available vehicles;
generating, by the first computing device, a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
providing the driving score, wherein providing the driving score comprises:
sending, to a second computing device associated with a driver of the vehicle, the driving score;
sending, using a third network connection, the driving score to a validation agency;
receiving a validation of the driving score from the validation agency; and
sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

12. The method of claim 11 , wherein the telematics device provides a notification of the driving score comprising at least one of: an audible alert, or a visual alert.

13. The method of claim 11 , wherein the generating the driving score further based, at least in part, on a type of the vehicle.

14. The method of claim 11 , wherein the entity manages the plurality of available vehicles, and wherein the plurality of available vehicles comprises the vehicle.

15. A system comprising:
a telematics device comprising:
one or more first processors; and
first memory storing first instructions that, when executed by the one or more first processors, cause the telematics device to:
collect, via one or more sensors:
an indication of a vehicle; and
trip data comprising a type of a trip taken by the vehicle and a number of miles driven during the trip; and

a computing device comprising:
one or more second processors; and
second memory storing second instructions that, when executed by the one or more second processors, cause the computing device to:
receive, from the telematics device and using a first network connection, the indication of the vehicle and the trip data;

determine, based on comparing the indication of the vehicle with a plurality of available vehicles, an identity of the vehicle;
generate a driving score for the vehicle based, at least in part, on the identity of the vehicle, the type of the trip, and the number of miles driven during the trip; and
provide the driving score, wherein providing the driving score comprises:
sending, to a computing device associated with a driver of the vehicle and using a second network connection, the driving score;
sending, using a third network connection, the driving score to a validation agency;
receiving a validation of the driving score from the validation agency; and
sending the driving score to at least one device associated with an entity different than the driver of the vehicle.

16. The system of claim 15 , wherein the first instructions, when executed by the one or more first processors, further cause the telematics device to provide a notification comprising at least one of: an audible alert, or a visual alert.

17. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a number of passengers in the vehicle during the trip.

18. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based, at least in part, on a type of the vehicle.

19. The system of claim 15 , wherein the second instructions, when executed by the one or more second processors, cause the computing device to generate the driving score further based on a duration of the trip.

20. The system of claim 15 , wherein the entity determines, based on the driving score, at least one of one or more of: an insurance policy, or an insurance rate.

Assignees

• Allstate Insurance Co

Inventors

• Kraft Daniel
• Warden Thomas Michael
• Huls Eric
• Bryer Nathan M
• Brinkmann Margaret A

Classifications

• G07C5/008

  communicating information to a remotely located station (transmission systems for measured values G08C) · CPC title

• G06Q40/08 Primary

  Insurance · CPC title

• G07C5/0816

  Indicating performance data, e.g. occurrence of a malfunction · CPC title