Method and system for implementing interworking of different payment operations

Patent metadata

Field	Value
Publication number	US-11475424-B2
Application number	US-202117362753-A
Country	US
Kind code	B2
Filing date	Jun 29, 2021
Priority date	Aug 3, 2020
Publication date	Oct 18, 2022
Grant date	Oct 18, 2022

Abstract

The present specification discloses a method and system for implementing interworking of different payment operations. On a basis of determining a payment link by an entry passing operation, related data generated by a first exit payment operation belonging to a different type from the entry passing operation is superimposed on the payment link, fee deduction information is further determined, and the fee deduction information corresponding to the first exit payment operation is transmitted, by using the payment link, to a third-party payment system for exit fee deduction.

First claim

The invention claimed is:

1. A method for implementing interworking of different payment operations, comprising:
receiving, by using a payment link corresponding to an entry passing operation of a quick response code recognition operation, biometric feature data generated by a first exit payment operation of a biometric feature recognition operation, the entry passing operation and the first exit payment operation corresponding to a same transportation journey of a user and corresponding to different types of payment operations having different payment links and data interfaces, the data generated by the first exit payment operation including identification information of the user detected in the first exit payment operation;
determining fee deduction information corresponding to the first exit payment operation based on the biometric feature data of the first exit payment operation by converting the identification information in the biometric feature data of the first exit payment operation into a code corresponding to a user fee deduction account of the user; and
transmitting, by using the payment link corresponding to the entry passing operation, the fee deduction information corresponding to the first exit payment operation to a third-party payment system for exit fee deduction.

2. The method according to claim 1 , wherein the determining the fee deduction information corresponding to the first exit payment operation based on the biometric feature data of the first exit payment operation includes:
determining the user fee deduction account information based on the identification information in the biometric feature data of the first exit payment operation; and
determining withholding agreement code corresponding to the first exit payment operation based on the user fee deduction account information as the code.

3. The method according to claim 1 , comprising:
in response to a fee deduction failure after the transmitting, by using the payment link, the fee deduction information corresponding to the first exit payment operation to the third-party payment system for the exit fee deduction,
receiving, by using the payment link, data generated by a second exit payment operation, the entry passing operation and the second exit payment operation corresponding to the same transportation journey and corresponding to a same type of payment operation;
determining fee deduction information corresponding to the second exit payment operation based on the data of the second exit payment operation; and
transmitting, by using the payment link, the fee deduction information corresponding to the second exit payment operation to the third-party payment system for the exit fee deduction.

4. A The method according to claim 1 , comprising:
receiving, from a traffic management system, fee deduction information corresponding to a first exit payment operation by using a payment link corresponding to an entry passing operation, the entry passing operation and the first exit payment operation corresponding to a same transportation journey of a user and corresponding to different types of payment operations, wherein the fee deduction information corresponding to the first exit payment operation is generated by the traffic management system by converting identification information of the user detected by the first exit payment operation into a code corresponding to a user fee deduction account of the user; and
performing fee deduction based on the fee deduction information corresponding to the first exit payment operation.

5. The method according to claim 4 , comprising:
in response to a fee deduction failure after the performing the fee deduction based on the fee deduction information corresponding to the first exit payment operation,
performing fee deduction by receiving fee deduction information corresponding to a second exit payment operation by using the payment link, the entry passing operation and the second exit payment operation corresponding to a same type of payment operation, wherein the fee deduction information corresponding to the second exit payment operation is determined based on data generated by the second exit payment operation and received by using the payment link.

6. A computer device, comprising a processor and a memory storing executable instructions, the executable instructions, when executed by the processor, enable the processor to implement acts including:
receiving, by using a payment link corresponding to an entry passing operation of a biometric feature recognition operation, quick response code data generated by a first exit payment operation of a quick response code recognition operation, the entry passing operation and the first exit payment operation corresponding to a same transportation journey of a user and corresponding to different types of payment operations having different payment links and data interfaces, the data generated by the first exit payment operation including identification information of the user detected in the first exit payment operation;
determining fee deduction information corresponding to the first exit payment operation based on the quick response code data of the first exit payment operation by converting the identification information in the quick response code data of the first exit payment operation into a code corresponding to a user fee deduction account of the user; and
transmitting, by using the payment link corresponding to the entry passing operation, the fee deduction information corresponding to the first exit payment operation to a third-party payment system for exit fee deduction.

7. The device according to claim 6 , wherein the determining the fee deduction information corresponding to the first exit payment operation based on the quick response code data of the first exit payment operation includes:
determining the user fee deduction account information based on the identification information in the quick response code data of the first exit payment operation; and
determining withholding agreement code corresponding to the first exit payment operation based on the user fee deduction account information as the code.

8. The device according to claim 6 , wherein the acts include:
in response to a fee deduction failure after the transmitting, by using the payment link, the fee deduction information corresponding to the first exit payment operation to the third-party payment system for the exit fee deduction,
receiving, by using the payment link, data generated by a second exit payment operation, the entry passing operation and the second exit payment operation corresponding to the same transportation journey and corresponding to a same type of payment operation;
determining fee deduction information corresponding to the second exit payment operation based on the data of the second exit payment operation; and
transmitting, by using the payment link, the fee deduction information corresponding to the second exit payment operation to the third-party payment system for the exit fee deduction.

9. The device of claim 6 , wherein the acts include:
receiving fee deduction information corresponding to the first exit payment operation by using the payment link corresponding to the entry passing operation; and
performing fee deduction based on the fee deduction information corresponding to the first exit payment operation.

10. A non-transitory storage medium having executable instructions stored thereon, the executable instructions, when executed by a processor, enabling the processor to implement acts including:
receiving, by using a payment link corresponding to an entry passing operation of a quick response code recognition operation, biometric featur

Assignees

• Alipay Hangzhou Inf Tech Co Ltd

Inventors

• Lu Kaihua
• Huang Wei

Classifications

• G06Q20/3274

  using a pictured code, e.g. barcode or QR-code, being displayed on the M-device · CPC title

• G06Q20/145 Primary

  Payments according to the detected use or quantity · CPC title

• G06Q2240/00

  Transportation facility access, e.g. fares, tolls or parking · CPC title

• G06Q20/0855

  involving a third party · CPC title

• G07B15/02

  taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems (G07B15/06 takes precedence; taximeters G07B13/00; parking meters per se G07F17/24) · CPC title