Systems and methods of identification verification using hybrid near-field communication and optical authentication

Patent metadata

Field	Value
Publication number	US-11461567-B2
Application number	US-202016917832-A
Country	US
Kind code	B2
Filing date	Jun 30, 2020
Priority date	May 28, 2014
Publication date	Oct 4, 2022
Grant date	Oct 4, 2022

Abstract

Systems and methods for identification (ID) document verification using hybrid near-field communications (NFC) authentication and optical authentication are provided. An exemplary method includes receiving, by a client device, an image of an ID document. Based on the image of the ID document, a determination is made whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the identification. Based on this determination of whether the ID document includes an NFC chip, the ID document is verified by selectively using at least one of NFC chip authentication and optical authentication, to obtain a verification result.

First claim

What is claimed is:

1. A computer-implemented method for identification (ID) verification, the method comprising:
receiving, by a computing device, an image of an ID document;
based on the image of the ID document received, determining whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the ID document; and
based on the determination of whether the ID document includes the NFC chip, verifying the ID document by selectively using at least one of NFC chip authentication and optical authentication, to obtain a verification result.

2. The method of claim 1 , wherein the determination of whether the ID document includes the NFC chip, based on the image of the ID document, is performed by the computing device, by a service provider, or in a cloud network.

3. The method of claim 1 , wherein upon verifying the ID document by using at least one of NFC chip authentication and optical authentication, the ID document is logically associated to the computing device.

4. The method of claim 2 , further comprising:
transmitting, by the computing device, the image of the ID document to the service provider;
based on the image of the ID document, determining that the ID document includes the NFC chip and selecting NFC chip authentication for verification of the ID document;
transmitting the data obtained from the near-field communications (NFC) chip of the ID document to the service provider;
providing, by the service provider, a verification result for the ID document based on verification of an identity of the owner and validity of the NFC chip; and

transmitting, by the service provider, the verification result to the computing device.

5. The method of claim 4 , further comprising:
receiving a user identity packet from the service provider, the user identity packet being generated by the service provider based on the verification of the identity of the owner and the validity of the NFC chip; and
transmitting, by the service provider, the user identity packet to the computing device for storage.

6. The method of claim 2 , further comprising:
transmitting, by the computing device, the image of the ID document to the service provider;
based on the image of the ID document, determining that the ID document does not include the NFC chip, and selecting optical authentication for verification of the ID document;
capturing, by a camera associated with the computing device, a photo of a user;
receiving, from the computing device, the photo of the user;
comparing, by the service provider, an ID photo of the ID document with the photo of the user;
based on the comparing and on verification of an identity of the owner, providing, by the service provider, a verification result for the ID document; and
transmitting, by the service provider, the verification result to the computing device.

7. The method of claim 6 , wherein the verification result comprises a confirmation of authenticity of the ID document when the ID photo of the ID document has matching characteristics to that of the photo of the user of the computing device.

8. The method of claim 1 , wherein the verification result comprises a determination of at least one evidence of falsification, and in response to the determination of the at least one evidence of falsification, rejecting, by a service provider, the ID document.

9. The method of claim 1 , further comprising receiving and evaluating a biometric obtained from the computing device, the biometric being used as a second or additional means for verifying an identity of the owner.

10. The method of claim 2 , further comprising:
receiving the image of the ID document;
based on the image of the ID document, determining, by the computing device, that the ID document includes the NFC chip; and
obtaining a verification result for the ID document based on verification of an identity of the owner and validity of the NFC chip.

11. The method of claim 2 , further comprising:
based on the image of the ID document, determining, by the computing device, that the ID document does not include the NFC chip, and selecting optical authentication for verification of the ID document;
capturing, by a camera associated with the computing device, a photo of a user;
comparing, by the computing device, a photo on the ID document with the photo of the user; and
based on the comparing, providing, by the computing device, a verification result for the ID document.

12. The method of claim 1 , wherein determining whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the ID document further comprises:
determining from the ID document the owner's date of birth;
determining from the ID document a date of expiry of the ID document;
computing an issue date of the ID document, based on the owner's date of birth, the date of expiry, and a type of ID document; and
determining whether the issue date of the ID document predates or postdates the issue date of the ID document having the NFC chip, for that given type of ID document.

13. A computer-implemented method for identification (ID) verification using hybrid near-field communications (NFC) chip and optical authentication, the method comprising:
receiving, by a client device, an image of an ID document;
based on the image of the ID document, determining that the ID document includes the NFC chip that stores data comprising identifying information for an owner of the ID document;
transmitting, by a client device, the data obtained from the near-field communications (NFC) chip of the ID document to a service provider;
providing, by the service provider, a first verification result for the ID document based on verification of an identity of the owner and validity of the NFC chip;

capturing, by a camera associated with the client device, a photo of a user;
receiving, by the service provider, the photo of the user;
comparing, by the service provider, a photo stored on the ID document with the photo of the user;
based on the comparing of the photo stored on the ID document with the photo of the user to verify the identity of the owner, providing, by the service provider, a second verification result for the ID document; and
transmitting, by the service provider, both the first and second verification results to the client device.

14. The method of claim 13 , wherein the second verification result comprises a confirmation of authenticity of the ID document when the photo stored on the NFC chip of the ID document has matching characteristics to that of the photo of the user of the client device.

15. The method of claim 13 , wherein at least one of the first verification result and the second verification result comprises a determination of at least one evidence of falsification.

16. The method of claim 15 , wherein in response to the determination of the at least one evidence of falsification, rejecting, by the service provider, the ID document.

17. The method of claim 13 , further comprising:
receiving a user identity packet from the service provider, the user identity packet being generated by the service provider based on the verification of the identity of the owner and the validity of the NFC chip; and
transmitting, by the service provider, the user identity packet to the client device for storage.

18. The method of claim 13 , wherein determining whether the ID document includes a near-field communications (NFC) chip that stores

Assignees

• Mitek Systems Inc

Inventors

• Singal Ashok
• Ramsbacker Michael
• Treitler James
• Gupta Sanjay
• Gray Jason L
• Hagen Michael

Classifications

• G06Q10/10

  Office automation; Time management · CPC title

• G06Q50/00 Primary

  Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism (healthcare informatics G16H) · CPC title

• G06K7/10386 Primary

  the interrogation device being of the portable or hand-handheld type, e.g. incorporated in ubiquitous hand-held devices such as PDA or mobile phone, or in the form of a portable dedicated RFID reader · CPC title

• G06K7/10009

  sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves · CPC title

• G06K19/10

  at least one kind of marking being used for authentication, e.g. of credit or identity cards (verification of coded identity or credit cards in mechanisms actuated by them G07F7/12) · CPC title