Accessing a financial service using a media device

Patent metadata

Field	Value
Publication number	US-11348171-B2
Application number	US-201916536389-A
Country	US
Kind code	B2
Filing date	Aug 9, 2019
Priority date	Apr 2, 2018
Publication date	May 31, 2022
Grant date	May 31, 2022

Abstract

Some examples, described herein, may include detecting a button press of a banking button on a remote control device associated with a media device. The banking button may be designated to access a financial institution. Some examples may include accessing a financial services platform based on detecting the button press. The financial services platform may be associated with the financial institution. Some examples may include providing account information, associated with a financial account of the financial institution, to the financial services platform. The account information, when provided, may cause the financial services platform to access the financial account. Some examples may include obtaining financial information, associated with the financial account, from the financial services platform. Some examples may include providing the financial information to the media device to enable the media device to present the financial information for display.

First claim

What is claimed is:

1. A method, comprising:
receiving, by a media device, via a signal, and from a remote control device, biometric information, of a user of the remote control device, based on a banking button, on the remote control device, being pressed,
the media device including at least one of:
a set top box,
a videocassette recorder,
a digital virtual disc player,
a gaming console,
a media streaming device,
a casting device,
a cable card, or
a media access card, and

the biometric information being from a biometric scanner, on the remote control device, that performs a biometric scan;

identifying, by the media device, information stored in a data structure that includes one or more biometric signatures associated with one or more users of the remote control device;
comparing, by the media device and based on receiving the biometric information, the biometric information to the information stored in the data structure;
receiving, by the media device and from the remote control device, information associated with a gait of the user,
the information associated with the gait of the user being captured using a sensor associated with the remote control device; and

comparing, by the media device, the information associated with the gait of the user to information associated with an observed gait to verify that the user associated with the remote control device is within a viewing area of the media device,
the information associated with the observed gait being provided by a camera associated with the media device;

accessing, by the media device, a financial services platform based on comparing the biometric information to the information stored in the data structure and based on comparing the information associated with the gait of the user to information associated with the observed gait,
the financial services platform being associated with a financial account of the user; and

providing, by the media device, a user interface associated with the financial services platform.

2. The method of claim 1 , wherein the financial services platform is associated with at least one of:
a banking account service,
a financial consultation service,
an investment banking service,
a transaction card service,
a deposit transaction service,
a withdrawal transaction service,
a currency transfer service,
a loan service, or
a cash delivery service.

3. The method of claim 1 , further comprising:
obtaining different biometric information associated with another user that pressed the banking button; and
preventing access to the financial services platform based on the different biometric information.

4. A media device, comprising:
one or more memories; and
one or more processors communicatively coupled to the one or more memories, configured to:
receive, via a signal and from a remote control device, biometric information, of a user of the remote control device, based on a banking button, on the remote control device, being pressed,
the media device including at least one of:
a set top box,
a videocassette recorder,
a digital virtual disc player,
a gaming console,
a media streaming device,
a casting device,
a cable card, or
a media access card, and

the biometric information being from a biometric scanner, on the remote control device, that performs a biometric scan;

identify information stored in a data structure that includes one or more biometric signatures associated with one or more users of the remote control device;
compare, based on receiving the biometric information, the biometric information to the information stored in the data structure;
receive, from the remote control device, information associated with a gait of the user,
the information associated with the gait of the user being captured using a sensor associated with the remote control device; and

compare the information associated with the gait of the user to information associated with an observed gait to verify that the user associated with the remote control device is within a viewing area of the media device,
the information associated with the observed gait being provided by a camera associated with the media device;

access a financial services platform based on comparing the biometric information to the information stored in the data structure and based on comparing the information associated with the gait of the user to information associated with the observed gait,
the financial services platform being associated with a financial account of the user; and

provide a user interface associated with the financial services platform.

5. The media device of claim 4 , wherein the one or more processors are further to:
obtain different biometric information associated with another user that pressed the banking button; and
prevent access to the financial services platform based on the different biometric information.

6. The media device of claim 4 , wherein the financial services platform is associated with at least one of:
a banking account service,
a financial consultation service,
an investment banking service,
a transaction card service,
a deposit transaction service,
a withdrawal transaction service,
a currency transfer service,
a loan service, or
a cash delivery service.

7. A non-transitory computer-readable medium storing instructions, the instructions comprising:
one or more instructions that, when executed by one or more processors of a media device, cause the one or more processors to:
receive, from a remote control device and via a signal, biometric information, of a user of the remote control device, based on a banking button, on the remote control device, being pressed,
the media device including at least one of:
a set top box,
a videocassette recorder,
a digital virtual disc player,
a gaming console,
a media streaming device,
a casting device,
a cable card, or
a media access card, and

the biometric information being from a biometric scanner, on the remote control device, that performs a biometric scan;

identify information stored in a data structure that includes one or more biometric signatures associated with one or more users of the remote control device;
compare, based on receiving the biometric information, the biometric information to the information stored in the data structure;
receive, from the remote control device, information associated with a gait of the user,
the information associated with the gait of the user being captured using a sensor associated with the remote control device; and

compare the information associated with the gait of the user to information associated with an observed gait to verify that the user associated with the remote control device is within a viewing area of the media device,
the information associated with the observed gait being provided by a camera associated with the media device;

access a financial services platform based on comparing the biometric information to the information stored in the data structure and based on comparing the information associated with the gait of the user to information associated with the observed gait,
the financial services platform being associated with a financial account of the user; and

provide a user interface associated with the financial services platform.

8. The non-transitory computer-readable medium of claim 7 , wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:
obtain different biometric information associated with another user that pressed the banking button; and
prevent access to the financial services platform based on the different biometric information.

9.

Assignees

• Capital One Services Llc

Inventors

• Mossoba Michael
• Rothbaum Mark
• Cunningham Sarah J

Classifications

• H04N21/42222

  Additional components integrated in the remote control device, e.g. timer, speaker, sensors for detecting position, direction or movement of the remote control, microphone or battery charging device · CPC title

• G08C23/04

  using light waves, e.g. infrared · CPC title

• G06F3/0482

  Interaction with lists of selectable items, e.g. menus · CPC title

• G08C2201/20

  Binding and programming of remote control devices · CPC title

• G06Q40/02 Primary

  Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) · CPC title