Dynamic enhanced security based on biometric authentication

Patent metadata

Field	Value
Publication number	US-11334654-B2
Application number	US-202017070141-A
Country	US
Kind code	B2
Filing date	Oct 14, 2020
Priority date	Oct 14, 2020
Publication date	May 17, 2022
Grant date	May 17, 2022

Abstract

Systems for enhanced security using biometric controls are provided. A user may launch an application on a user device and one or more rules or instructions may be executed activating enhanced security functions for the application. As the user interacts with a touch screen display of the device, user input including biometric data may be captured. The biometric data may be compared to pre-stored biometric data of the user. If the biometric data matches the pre-stored data, the system may capture additional user input and biometric data and analyze that data to verify the user. If the biometric data does not match the pre-stored data, functionality and/or accessibility of the application may be modified. The system may continue to capture user input and/or biometric data and if the registered user's data is again recognized, the functionality and/or accessibility may again be modified to provide access to the registered user.

First claim

What is claimed is:

1. A computing device, comprising:
a touch screen display, the touch screen display including a biometric sensing region configured to detect biometric data on the touch screen display;
at least one processor;
a communication interface communicatively coupled to the at least one processor; and
a memory storing computer-readable instructions that, when executed by the at least one processor, cause the computing device to:
receive a request to execute an application;
evaluate the application to determine whether enhanced security applies;
responsive to determining that enhanced security does not apply, execute the application;
responsive to determining that enhanced security does apply:
execute one or more biometric control instructions associated with the application;
execute the application with enhanced security;
after executing the application with enhanced security, receive a first user input via the touch screen display, the first user input being received as a user interacts with the application;
extract, from the first user input received as the user interacts with the application via the touch screen display, a first biometric data;
compare the first biometric data to pre-stored biometric data of a registered user;
determine, based on the comparing, whether the first biometric data matches the pre-stored biometric data of the registered user to perform an initial authentication of the user;
responsive to determining that the first biometric data matches the pre-stored biometric data of the registered user, and as the application continues to execute, receiving and analyzing a second user input received via the touch screen display and received as the user continues to interact with the application via the touch screen display to perform a subsequent authentication of the user, wherein the second user input is received at a predetermined interval after the initial authentication; and
responsive to determining that the first biometric data does not match the pre-stored biometric data of the registered user, executing one or more instructions modifying accessibility of the application.

2. The computing device of claim 1 , wherein modifying accessibility of the application includes moving the application from a foreground of the computing device to operate in a background of the computing device.

3. The computing device of claim 1 , wherein determining whether the first biometric data matches the pre-stored biometric data of the registered user includes determining whether the first biometric data matches at least a threshold percentage of points of the pre-stored biometric data.

4. The computing device of claim 1 , wherein the biometric sensing region corresponds to at least 95% of the touch screen display of the computing device.

5. The computing device of claim 1 , further including instructions that, when executed, cause the computing device to:
responsive to determining that the first biometric data does not match the pre-stored biometric data of the registered user, executing one or more instructions modifying functionality of the application.

6. The computing device of claim 5 , wherein modifying functionality of the application includes disabling one or more functions of the application.

7. The computing device of claim 1 , wherein the pre-stored biometric data of the registered user is received during a registration process.

8. A method, comprising:
receiving, by a computing device having a touch screen display including a biometric sensing region configured to detect biometric data on the touch screen display, at least one processor, and memory, a request to execute an application;
evaluate, by the at least one processor, the application to determine whether enhanced security applies;
responsive to determining that enhanced security does not apply, executing, by the at least one processor the application;
responsive to determining that enhanced security does apply:
executing, by the at least one processor, one or more biometric control instructions associated with the application;
executing, by the at least one processor, the application with enhanced security;
after executing the application with enhanced security, receiving, by the at least one processor, a first user input via the touch screen display, the first user input being received as a user interacts with the application;
extracting, by the at least one processor and from the first user input, a first biometric data received as the user interacts with the application via the touch screen display;
comparing, by the at least one processor, the first biometric data to pre-stored biometric data of a registered user;
determining, by the at least one processor and based on the comparing, whether the first biometric data matches the pre-stored biometric data of the registered user to perform an initial authentication of the user;
responsive to determining that the first biometric data matches the pre-stored biometric data of the registered user, and as the application continues to execute, receiving and analyzing, by the at least one processor, a second user input received via the touch screen display and received as the user continues to interact with the application via the touch screen display to perform a subsequent authentication of the user, wherein the second user input is received at a predetermined interval after the initial authentication; and
responsive to determining that the first biometric data does not match the pre-stored biometric data of the registered user, executing, by the at least one processor, one or more instructions modifying accessibility of the application.

9. The method of claim 8 , wherein modifying accessibility of the application includes moving the application from a foreground of the computing device to operate in a background of the computing device.

10. The method of claim 8 , wherein determining whether the first biometric data matches the pre-stored biometric data of the registered user includes determining whether the first biometric data matches at least a threshold percentage of points of the pre-stored biometric data.

11. The method of claim 8 , wherein the biometric sensing region corresponds to at least 95% of the touch screen display of the computing device.

12. The method of claim 8 , further including:
responsive to determining that the first biometric data does not match the pre-stored biometric data of the registered user, executing one or more instructions modifying functionality of the application.

13. The method of claim 12 , wherein modifying functionality of the application includes disabling one or more functions of the application.

14. The method of claim 8 , wherein the pre-stored biometric data of the registered user is received during a registration process.

15. One or more non-transitory computer-readable media storing instructions that, when executed by a computing device comprising at least one processor, memory, and a communication interface, cause the computing device to:
receive a request to execute an application;
evaluate the application to determine whether enhanced security applies;
responsive to determining that enhanced security does not apply, execute the application;
responsive to determining that enhanced security does apply:
execute one or more biometric control instructions associated with the application;
execute the application with enhanced security;
after executing the application with enhanced security, receive, via a touch screen display of the computing device, the touch screen display including a biomet

Assignees

• Bank Of America

Inventors

• Richman Adam B
• Mortman David

Classifications

• G06V40/70

  Multimodal biometrics, e.g. combining information from different biometric modalities · CPC title

• G06V10/70

  using pattern recognition or machine learning (optical pattern recognition or electronic computations therefor G06V10/88) · CPC title

• G06V40/1365

  Matching; Classification · CPC title

• G06F21/316

  by observing the pattern of computer usage, e.g. typical user behaviour · CPC title

• G06F21/32 Primary

  using biometric data, e.g. fingerprints, iris scans or voiceprints · CPC title