Transaction card assembly

Patent metadata

Field	Value
Publication number	US-11328195-B2
Application number	US-202016867075-A
Country	US
Kind code	B2
Filing date	May 5, 2020
Priority date	May 5, 2020
Publication date	May 10, 2022
Grant date	May 10, 2022

Abstract

Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.

First claim

What is claimed is:

1. A card assembly, comprising:
a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes separated from one another and the first card second side including a first pair of identification chips separated from one another; and
a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes separated from one another and the second card second side including a second pair of identification chips separated from one another, wherein the first card second side and the second card second side face one another, wherein the first and second cards are slidable relative to one another along a first direction, in a first channel, and along a second direction, in a second channel, wherein the first and second channels intersect one another, and wherein the first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.

2. The card assembly of claim 1 , wherein the first and second directions are perpendicular to one another.

3. The card assembly of claim 1 , the first card comprising:
a first card first end opposite a first card second end, wherein the first pair of magnetic stripes extend between the first card first end and the first card second end; and
a first card first side opposite a first card second side, wherein a first magnetic stripe of the first pair of magnetic stripes is positioned along the first card first side and a second magnetic stripe of the first pair of magnetic stripes is positioned along the first card second side.

4. The card assembly of claim 3 , further comprising:
a set of channels formed in the first card, wherein the first and second channels are part of the set of channels; and
a set of supports extending from the second card, wherein the set of supports is operable to engage the set of channels.

5. The card assembly of claim 4 , wherein the set of channels comprises:
a first pair of channels extending parallel to the first pair of magnetic stripes wherein the first channel is part of the first pair of channels; and
a second pair of channels intersecting the first pair of channels, wherein the second channel is part of the second pair of channels, and wherein the set of supports may traverse between the first and second pairs of channels as the first and second cards slide relative to one another.

6. The card assembly of claim 5 , the second card comprising:
a second card first end opposite a second card second end, wherein the second pair of magnetic stripes extend between the second card first end and the second card second end; and
a second card first side opposite a second card second side, wherein a first magnetic stripe of the second pair of magnetic stripes is positioned along the second card first side and a second magnetic stripe of the second pair of magnetic stripes is positioned along the second card second side.

7. The card assembly of claim 5 , wherein the set of supports comprises a pair of tabs separated from one another, wherein the pair of tabs are slidable within the first and second pairs of channels.

8. The card assembly of claim 7 , wherein each of the pair of tabs includes a surface extending from the second card second side at a non-zero angle relative to a plane oriented perpendicular to the second card second side, and wherein the surface is engaged with a corresponding channel surface of the first pair of channels and the second pair of channels to couple the first and second cards together.

9. The card assembly of claim 5 , wherein each channel of the first pair of channels includes a first end wall opposite a second end wall, wherein in the case at least one support of the set of supports is in abutment with the first end wall, a perimeter of the second card at the second card second end is separated from a perimeter of the first card at the first card second end by a distance of at least 40 millimeters.

10. The card assembly of claim 5 , wherein each channel of the second pair of channels includes a first end wall opposite a second end wall, wherein in the case at least one support of the set of supports is positioned against the first end wall, a perimeter of the second card at the second card second side is separated from a perimeter of the first card at the first card second side by a distance of at least 33 millimeters.

11. A transaction card assembly, comprising:
a first card coupled to a second card, each of the first and second cards having a first main side opposite a second main side, wherein the first main side includes a pair of magnetic stripes separated from one another and the second main side includes a pair of identification chips separated from one another, wherein the second main side of the first and second cards face one another, wherein the first and second cards are slidable relative to one another along a first direction, in a first channel, and along a second direction, in a second channel, wherein the first and second channels intersect one another, and wherein the first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of each pair of identification chips.

12. The transaction card assembly of claim 11 , further comprising a set of supports extending from the second card, wherein the set of supports is positioned within the first and second channels to allow the first and second cards to slide relative to one another along the first direction and along the second direction, and wherein the first and second directions are perpendicular to one another.

13. The transaction card assembly of claim 12 , wherein the first channel is part of a first pair of channels extending parallel to the pair of magnetic stripes, and
wherein the second channel is part of a second pair of channels intersecting the first pair of channels, wherein the set of supports may traverse the first pair of channels or the second pair of channels as the first and second cards slide relative to one another.

14. The transaction card assembly of claim 13 , wherein the set of supports comprises at least four tabs.

15. The transaction card assembly of claim 14 , wherein each tab of the at least four tabs includes a surface extending from the second main side of the second card at a non-zero angle relative to a plane oriented perpendicular to the second main side of the second card, and wherein the surface is operable to engage a corresponding channel surface of the first pair of channels or the second pair of channels to couple the first and second cards together.

16. The transaction card assembly of claim 14 , wherein each channel of the first and second pairs of channels includes a first end wall opposite a second end wall, wherein in the case a first tab of the at least four tabs is in abutment with the first end wall of the first pair of channels, a perimeter of the second card at a second card second end is separated from a perimeter of the first card at first card second end by a distance of at least 40 millimeters, and wherein in the case a second tab of the at least four tabs is in abutment with the first end wall, a perimeter of the second card at a second card second side is separated from a perimeter of the first card at a first card second side by a distance of at least 33 millimeters.

Assignees

• Capital One Services Llc

Inventors

• Montealegre Andrea
• Carroll Ii William F
• Yee Bryant
• Marsch Daniel

Classifications

• G06Q20/3572

  Multiple accounts on card · CPC title

• G06K19/072 Primary

  the record carrier comprising a plurality of integrated circuit chips · CPC title

• G06K19/06187 Primary

  with magnetically detectable marking · CPC title

• G06Q20/3555

  Personalisation of two or more cards · CPC title

• G06Q20/388

  using mutual authentication without cards, e.g. challenge-response · CPC title