Systems and methods for automatically checking in user at event via e-wallet transaction

Patent metadata

Field	Value
Publication number	US-11030615-B2
Application number	US-201916530980-A
Country	US
Kind code	B2
Filing date	Aug 2, 2019
Priority date	Aug 2, 2019
Publication date	Jun 8, 2021
Grant date	Jun 8, 2021

Abstract

A system for automatically checking in a user device at an event via an e-wallet transaction includes one or more processors configured to schedule the event based on receiving one or more scheduling parameters from the user device, wherein the one or more scheduling parameters include a location of the event; transmit to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card; authorize the e-wallet merchandising card transaction upon determining that one or more transaction parameters associated with a request for authorizing an e-wallet merchandising card transaction are each within a threshold value; and automatically checking in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized.

First claim

The invention claimed is:

1. A system for automatically checking in a user device at an event via an e-wallet transaction, the system comprising:
one or more memory devices storing instructions; and
one or more processors configured to execute the instructions to:
schedule an event based on receiving one or more scheduling parameters from a user device, wherein the one or more scheduling parameters include a location of the event;
transmit to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card;
generate a first session ID (SID) for a first session in response to scheduling the event;
create and associate a unique customer identifier (CID) for the user device with the generated first SID;
receive an indication of presentation of the e-wallet merchandising card at a payment terminal as part of an e-wallet merchandising card transaction, wherein the indication includes an identifier associated with the e-wallet merchandising card to authorize the e-wallet merchandising card transaction;
determine a merchant location of a merchant associated with the payment terminal;
determine, based on the merchant location, that the location of the e-wallet merchandising card transaction is within a predefined distance from the location of the event;
authorize the e-wallet merchandising card transaction upon determining that (i) one or more transaction parameters associated with authorizing the e-wallet merchandising card transaction are each within a threshold value and (ii) the location of the e-wallet merchandising card transaction is within a predefined distance from the location of the event;
automatically check in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized;
transmit a checked-in notification to an event service provider device indicating that the user device has checked in for the event; and
terminate the first SID and the first session upon transmission of the checked-in notification.

2. The system of claim 1 , wherein the one or more transaction parameters include at least one of a location of the e-wallet merchandising card transaction, a time of the e-wallet merchandising card transaction, or a transaction amount associated with the e-wallet merchandising card transaction.

3. The system of claim 2 , wherein the one or more scheduling parameters include at least one of a location of the event, a start time of the event, or biographical data of a user associated with the user device.

4. The system of claim 3 , the one or more processors being further configured to execute instructions to:
determine when the time of the e-wallet merchandising card transaction is within a predefined time period before the start time of the event; and
authorize the e-wallet merchandising card transaction when the determination indicates that the time of the e-wallet merchandising card transaction is within the predefined time period before the start time of the event.

5. The system of claim 1 , wherein the merchant location is determined by at least one of:
accessing merchant location information stored in a database; or
obtaining the location of the payment terminal.

6. The system of claim 3 , the one or more processors being further configured to execute instructions to:
determine when the user device is within a predefined distance from the location of the event; and
transmit, to the user device, a purchase reminder notification associated with the e-wallet merchandising card, when the determination indicates that the user device is within the predefined distance of the location of the event, wherein the purchase reminder notification includes the payment identifier associated with the e-wallet merchandising card.

7. The system of claim 1 , the one or more processors being further configured to execute instructions to:
receive one or more updated scheduling parameters from the user device to reschedule the event, before receiving the indication of presentation of the e-wallet merchandising card at the payment terminal as part of the e-wallet merchandising card transaction;
reschedule the event based on the received one or more updated scheduling parameters; and
terminate the first SID and the first session upon rescheduling the event.

8. The system of claim 1 , wherein the event confirmation notification comprises at least one of a push notification, a text message, an email, or a social media message.

9. The system of claim 8 wherein the email comprises an email including the e-wallet merchandising card.

10. The system of claim 1 , wherein the payment identifier comprises at least one of a barcode or a QR code.

11. The system of claim 7 , the one or more processors being further configured to execute instructions to:
generate a second SID for a second session upon rescheduling the event based on the received one or more updated scheduling parameters;
create and associate the unique CID for the user device with the generated second SID; and
terminate the second SID and the second session upon transmission of the checked-in notification.

12. A computer implemented method for automatically checking in a user device at an event via an e-wallet transaction, the method comprising:
scheduling an event based on receiving one or more scheduling parameters from a user device, wherein the one or more scheduling parameters include a location of the event;
transmitting to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card;
generating a first session ID (SID) for a first session;
creating and associating a unique customer identifier (CID) for the user device with the generated first SID;
receiving an indication of presentation of the e-wallet merchandising card at a payment terminal as part of an e-wallet merchandising card transaction, wherein the indication includes an identifier associated with the e-wallet merchandising card to authorize the e-wallet merchandising card transaction;
determining a merchant location of a merchant associated with the payment terminal;
determining, based on the merchant location, that the location of the e-wallet merchandising card transaction is within a predefined distance from the location of the event;
authorizing the e-wallet merchandising card transaction upon determining that (i) one or more transaction parameters associated with authorizing the e-wallet merchandising card transaction are each within a threshold value and (ii) the location of the e-wallet merchandising card transaction is within a predefined distance from the location of the event;
automatically checking in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized;
transmitting a checked-in notification to an event service provider device indicating that the user device has checked in for the event; and
terminate the first SID and the first session upon transmission of the checked-in notification.

13. The method of claim 12 , wherein the one or more transaction parameters include at least one of a location of the e-wallet merchandising card transaction, a time of the e-wallet merchandising card transaction, or a transaction amount associated with the e-wallet merchandising card transaction.

14. The method of claim 13 , wherein the one or more scheduling parameters include at least one of a location of the event, a start time of the event, or biographical data of a user associated wi

Assignees

• Capital One Services Llc

Inventors

• Suthar Om J

Classifications

• G06Q10/1093 Primary

  Calendar-based scheduling for persons or groups · CPC title

• G06Q20/32

  using wireless devices · CPC title

• G06Q20/367

  involving electronic purses or money safes · CPC title

• G06Q20/20

  Point-of-sale [POS] network systems · CPC title

• G06Q20/40

  Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists · CPC title