Payment processing method and electronic device supporting the same

Patent metadata

Field	Value
Publication number	US-11010749-B2
Application number	US-201715406275-A
Country	US
Kind code	B2
Filing date	Jan 13, 2017
Priority date	Jan 13, 2016
Publication date	May 18, 2021
Grant date	May 18, 2021

Abstract

An electronic device and a payment processing method in the electronic device are provided. The electronic device includes a memory configured to store first payment means information corresponding to a first payment means and second payment means information corresponding to a second payment means, and a processor electrically connected with the memory, wherein the processor is configured to execute a first application associated with the first payment means by activating the first payment means information, obtain a request to execute a second application associated with the second payment means, while the first application is executed, and deactivate the first payment means information based on at least the request.

First claim

What is claimed is:

1. An electronic device, comprising:
a memory;
an embedded secure element (eSE) configured to store a first payment means and a second payment means; and
a processor electrically connected with the memory and the eSE,
wherein the processor is configured to:
execute a payment application;
transfer a first request to deactivate the first payment means and the second payment means to the eSE in response to an execution of the payment application;
obtain a second request to activate the second payment means, while the payment application is being executed; and
transfer a third request to activate the second payment means to the eSE based on the second request.

2. The electronic device of claim 1 , wherein the processor is further configured to:
receive first payment means information indicating a status of the first payment means and second payment means information indicating a status of the second payment means from the eSE before transferring the first request, and
store the first payment means information and the second payment means information in the memory.

3. The electronic device of claim 2 , wherein the processor is further configured to:
restore the status of the first payment means and the status of the second payment means based on the stored first payment means information and the stored second payment means information in response to a termination of the payment application.

4. The electronic device of claim 1 , wherein the processor is further configured to:
receive a fourth request for performing a payment;
and
selectively perform the payment based on a result of authentication of an user.

5. The electronic device of claim 1 , wherein the processor is further configured to:
obtain an user input corresponding to the second request via an execution screen of the payment application.

6. An electronic device, comprising:
an embedded secure element (eSE) configured to comprise a plurality of payment means;
a memory configured to store a payment application for supporting a payment using one of the plurality of payment means;
a display;
a short-range communication module configured to send information about at least one payment means which is in an active status among the plurality of payment means to an external device through short-range communication; and
a processor electrically connected with the eSE, the memory, the display, and the short-range communication module,
wherein the processor is configured to:
transfer a first request, to the eSE, to deactivate the plurality of payment means in response to an execution of the payment application; and
transfer a second request, to the eSE, to activate a first payment means among the plurality of payment means, if a user input for selecting the first payment means among the plurality of payment means is obtained.

7. The electronic device of claim 6 , wherein the processor is further configured to transfer a third request, to the eSE, to deactivate the first payment means, if the payment using the activated first payment means is completed.

8. The electronic device of claim 6 , wherein the processor is further configured to restore a status of each of the plurality of payment means to a status before the execution of the payment application, after payment using the activated first payment means is completed.

9. The electronic device of claim 6 , wherein the plurality of payment means comprises a second payment means configured to perform a transit card function, and
wherein the processor is further configured to:
activate the second payment means, if payment using the activated first payment means is completed; and
deactivate payment means other than the second payment means while the second payment means is activated.

10. The electronic device of claim 6 , wherein the processor is further configured to:
receive status information of the plurality of payment means from the eSE, the status information indicating a status of the plurality of payment means before the execution of the payment application, and
store the status information of the plurality of payment means in the memory.

11. The electronic device of claim 10 , wherein the processor is further configured to:
restore a status of each of the plurality of payment means based on the status information of the plurality of payment means stored in the memory, if the payment application is terminated.

12. A payment processing method in an electronic device, the method comprising:
transferring a first request to an embedded secure element (eSE) of the electronic device to deactivate a first payment means in response to an execution of a payment application;
obtaining a user input for selecting a first payment means among the plurality of payment means stored in the eSE; and
transferring a second request, to the eSE, to activate the first payment means among the plurality of payment means in response to the user input.

13. The method of claim 12 , further comprising transferring a third request, to the eSE, to deactivate the first payment means, if a payment using the activated first payment means is completed.

14. The method of claim 12 , further comprising restoring a status of each of the plurality of payment means to a status before the user input is obtained, after payment using the activated first payment means is completed.

15. The method of claim 12 , wherein the plurality of payment means comprises a second payment means configured to perform a transit card function, and
the method further comprising:
activating the second payment means, if payment using the activated first payment means is completed; and
deactivating payment means other than the second payment means while the second payment means is activated.

16. The method of claim 12 , further comprising
receiving status information of the plurality of payment means from the eSE, the status information indicating a status of the plurality of payment means before the execution of the payment application; and
storing the status information of the plurality of payment means in the memory.

17. The method of claim 16 , further comprising
restoring a status of each of the plurality of payment means based on the status information of the plurality of payment means stored in the memory, if the payment application is terminated.

Assignees

• Samsung Electronics Co Ltd

Inventors

• Park Tae Kyoung
• Kim June Yeob
• Choi Seung Hwan
• Kim Ki Bong

Classifications

• G06Q20/401

  Transaction verification · CPC title

• G06Q20/227

  characterised in that multiple accounts are available, e.g. to the payer · CPC title

• G06Q20/3229

  Use of the SIM of a M-device as secure element · CPC title

• G06Q20/326

  Payment applications installed on the mobile devices · CPC title

• A46B15/0095

  Brushes with a feature for storage after use · CPC title