Method and system for providing transaction information for multiple payment platforms

Patent metadata

Field	Value
Publication number	US-10896410-B2
Application number	US-201615186119-A
Country	US
Kind code	B2
Filing date	Jun 17, 2016
Priority date	Jan 10, 2014
Publication date	Jan 19, 2021
Grant date	Jan 19, 2021

Abstract

A server system with processor(s) and memory obtains transaction information for a plurality of payment transactions executed on two or more online payment platforms and stores a plurality of transaction information entries for the plurality of payment transactions. The server system receives a transaction history request from a first user. In response to the transaction history request, the server system: obtains, from the stored plurality of transaction information entries, two or more transaction information entries associated with the first user, the two or more transaction information entries correspond to at least a first transaction executed on a first online payment platform and at least a second transaction executed on a second online payment platform; and provides transaction history information to the first user, the transaction history information includes the two or more transaction information entries associated with the first user.

First claim

What is claimed is:

1. A method of managing transaction information performed at a server of a social networking platform, the method comprising:
enabling real-time messaging between a plurality of users, wherein each of the plurality of users is a registered user of the social networking platform and is associated with a respective user account identifier in the social networking platform at a corresponding mobile phone;
performing, via the social networking platform, a plurality of operations including:
obtaining transaction information for a plurality of payment transactions executed on two or more online payment platforms, the plurality of payment transactions including at least a first payment transaction made through the social networking platform and a second payment transaction made through an in-app purchase platform via a mobile application running on a mobile terminal through the social networking platform, wherein obtaining the transaction information includes:
for each user account identifier of the plurality of user account identifiers associated with the plurality of users registered on the social networking platform:
proactively crawling one or more credit card providers' websites to gather payment transactions initiated with cards that are linked to the user account identifier at the server of the social networking platform;

storing in a database associated with the social networking platform a plurality of transaction information entries for the plurality of payment transactions;
receiving, from a first mobile phone, a transaction history request having a predefined time window from a first registered user of the social networking platform, the first registered user having a first user account identifier; and

in response to the transaction history request:
obtaining, from the stored plurality of transaction information entries according to the first user account identifier, two or more transaction information entries associated with the first user at the first mobile phone, the two or more transaction information entries including a first transaction information entry of the two or more transaction information entries associated with a first transaction executed on the social networking platform by the first mobile phone and a second transaction information entry of the two or more transaction information entries associated with a second transaction executed on the in-app purchase platform by the first mobile phone, wherein the social networking platform is distinct from the in-app purchase platform;
displaying, on the first mobile phone associated with the first user, an instant messaging interface of the social networking platform including the transaction history request in form of a first instant message from the first user;
providing, in form of a second instant message to the first user, transaction history information to the first user through the instant messaging interface of the social networking platform, the transaction history information including the two or more transaction information entries associated with the first user; and
sending an email with the transaction history information to an email address associated with the first user.

2. The method of claim 1 , wherein a respective transaction information entry for a respective payment transaction of the plurality of payment transactions includes a respective user account identifier for a respective user who initiated the respective payment transaction and an indication of a respective online payment platform on which the respective payment transaction was executed.

3. The method of claim 1 , wherein a respective payment transaction of the plurality of payment transactions was initiated with payment information previously associated with a user account of a respective user.

4. The method of claim 3 , further comprising:
prior to storing the respective transaction information entry:
obtaining transaction information for one or more payment transactions initiated with the payment information; and
in accordance with a determination that a respective payment transaction of the one or more payment transactions initiated with the payment information satisfies predetermined criterion, storing the respective transaction information entry for the respective payment transaction.

5. The method of claim 1 , further comprising:
receiving authentication information from the first user; and
wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user in accordance with a determination that the received authentication information matches stored authentication information associated with a user account of the first user.

6. The method of claim 1 , further comprising:
providing the transaction history information to the first user by sending an SMS with the transaction history information to a phone number associated with an account of the first user.

7. The method of claim 1 , wherein the transaction history request includes one or more parameters, and
wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user according to the one or more parameters.

8. A server system for a social networking platform, comprising:
one or more processors; and
memory storing one or more programs to be executed by the one or more processors, the one or more programs comprising instructions for:
enabling real-time messaging between a plurality of users, wherein each of the plurality of users is a registered user of the social networking platform and is associated with a respective user account identifier in the social networking platform at a corresponding mobile phone;
performing, via the social networking platform, a plurality of operations including:
obtaining transaction information for a plurality of payment transactions executed on two or more online payment platforms, the plurality of payment transactions including at least a first payment transaction made through the social networking platform and a second payment transaction made through an in-app purchase platform via a mobile application running on a mobile terminal through the social networking platform, wherein obtaining the transaction information includes:
for each user account identifier of the plurality of user account identifiers associated with the plurality of users registered on the social networking platform:
proactively crawling one or more credit card providers' websites to gather payment transactions initiated with cards that are linked to the user account identifier at the server of the social network platform;

storing in a database associated with the social networking platform a plurality of transaction information entries for the plurality of payment transactions;
receiving, from a first mobile phone, a transaction history request having a predefined time window from a first registered user of the social networking platform, the first registered user having a first user account identifier; and
in response to the transaction history request:
obtaining, from the stored plurality of transaction information entries according to the first user account identifier, two or more transaction information entries associated with the first user at the first mobile phone, the two or more transaction information entries including a first transaction information entry of the two or more transaction information entries associated with a first transaction executed on the social networking platform by the first mobile phone and a second transaction information entry of the two or more transaction information entries associated with a second transacti

Assignees

• Tencent Tech Shenzhen Co Ltd

Inventors

• Xu Zhenyu
• Zhuo Dacheng
• Mao Wei
• Li Deyuan

Classifications

• G06Q10/40

  Business processes related to social networking or social networking services · CPC title

• G06Q20/10 Primary

  specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems · CPC title

• G06Q20/384 Primary

  using social networks · CPC title

• G06Q20/4014

  Identity check for transactions · CPC title

• G06F16/9535

  Search customisation based on user profiles and personalisation · CPC title