Near field communication device capable of operating in a powered or unpowered mode

Patent metadata

Field	Value
Publication number	US-10873367-B2
Application number	US-201916280631-A
Country	US
Kind code	B2
Filing date	Feb 20, 2019
Priority date	Nov 27, 2017
Publication date	Dec 22, 2020
Grant date	Dec 22, 2020

Abstract

In some implementations, a near field communication (NFC) device may determine whether the NFC device is to perform a wireless transaction in a powered mode or an unpowered mode, and may selectively perform the wireless transaction in the powered mode or the unpowered mode based on determining whether the NFC device is to perform the wireless transaction in the powered mode or the unpowered mode. The wireless transaction may be performed using power from a power source internal to the NFC device when the wireless transaction is performed in the powered mode. The wireless transaction may be performed without using power from the power source internal to the NFC device when the wireless transaction is performed in the unpowered mode.

First claim

What is claimed is:

1. A transaction card, comprising:
an internal power source;
a secure element;
a near field communication (NFC) antenna;
an integrated circuit that includes the secure element and the NFC antenna;
a controller to receive power from the internal power source;
one or more components, at least partially implemented in hardware, configured to:
determine whether the transaction card is to perform a contactless transaction, with a transaction terminal, in a powered mode or an unpowered mode;
selectively perform the contactless transaction in the powered mode or the unpowered mode based on determining whether the transaction card is to perform the contactless transaction in the powered mode or the unpowered mode,
the contactless transaction to be performed using power from the internal power source when the contactless transaction is performed in the powered mode, or
the contactless transaction to be performed using only power generated from an external NFC field generated by an NFC field generator when the contactless transaction is performed in the unpowered mode and without using information from the controller,
the NFC field generator being a device external to the transaction card, and

selectively load one or more applications, associated with performing the contactless transaction, onto the secure element,
the one or more applications being loaded onto the secure element when a current power level of the internal power source satisfies a threshold and not being loaded onto the secure element the current power level of the internal power source does not satisfy the threshold; and
the transaction card being one of:
a credit card,
a debit card,
a smart card, or
a transit card.

2. The transaction card of claim 1 , where the NFC antenna is integrated into the secure element.

3. The transaction card of claim 1 , where the one or more applications are selected based on the current power level of the internal power source.

4. The transaction card of claim 1 , where the one or more components include:
a management component configured to:
couple the integrated circuit with at least one of the controller or the internal power source when the contactless transaction is performed in the powered mode, or
decouple the integrated circuit from at least one of the controller or the internal power source when the contactless transaction is performed in the unpowered mode.

5. The transaction card of claim 1 , where the one or more components, when determining whether the transaction card is to perform the contactless transaction in the powered mode or the unpowered mode, are configured to:
determine that the transaction card is to perform the contactless transaction in the unpowered mode based on detecting that the current power level of the internal power source is below the threshold required to perform the contactless transaction.

6. The transaction card of claim 1 , where the one or more components, when determining whether the transaction card is to perform the contactless transaction in the powered mode or the unpowered mode, are configured to:
determine that the transaction card is to perform the contactless transaction in the powered mode or the unpowered mode based at least one of on:
a preference of a transacting party, or
a type of contactless transaction.

7. The transaction card of claim 1 , where the one or more components, when coupling the integrated circuit with at least one of the controller or the internal power source when the contactless transaction is performed in the powered mode, are configured to:
couple the integrated circuit with at least one of the controller or the internal power source when the contactless transaction is performed in the powered mode using at least one of:
a bidirectional logic level shifter,
a diode, or
a switch.

8. A method, comprising:
determining, by a transaction card, whether the transaction card is to perform a wireless transaction, with a transaction terminal, in a powered mode or an unpowered mode,
the transaction card comprising:
an internal power source,
a secure element,
a near field communication (NFC) antenna,
an integrated circuit that includes the secure element and the NFC antenna, and
a controller to receive power from the internal power source, the transaction card being one of:
a credit card,
a debit card,
a smart card, or
a transit card; and

selectively performing, by the transaction card, the wireless transaction in the powered mode or the unpowered mode based on determining whether the transaction card is to perform the wireless transaction in the powered mode or the unpowered mode,
when using transaction power from the internal power source, the wireless transaction to be performed in the powered mode; or
when using transaction power other than from the internal power source, the wireless transaction to be performed, using only the transaction power other than from the internal power source, in the unpowered mode and without using information from the controller; and

selectively loading, by the transaction card, one or more applications, associated with performing the wireless transaction, onto the secure element,
the one or more applications being loaded onto the secure element when a current power level of the internal power source satisfies a threshold and not being loaded onto the secure element the current power level of the internal power source does not satisfy the threshold.

9. The method of claim 8 , where selectively performing the wireless transaction in the powered mode or the unpowered mode comprises:
coupling the secure element and the NFC antenna to the internal power source when the wireless transaction is performed in the powered mode, or
decoupling the secure element and the NFC antenna from the internal power source when the wireless transaction is performed in the unpowered mode.

10. The method of claim 8 , where selectively performing the wireless transaction in the powered mode or the unpowered mode comprises:
executing the one or more applications associated with the wireless transaction when the wireless transaction is performed in the powered mode, or
configuring to prevent execution of the one or more applications associated with the wireless transaction when the wireless transaction is performed in the unpowered mode.

11. The method of claim 10 , where the one or more applications include one or more applications to increase security of the wireless transaction.

12. The method of claim 8 , where determining whether the transaction card is to perform the wireless transaction in the powered mode or the unpowered mode comprises:
determining that the transaction card is to perform the wireless transaction in the unpowered mode based on determining that the internal power source internal to the transaction card is insufficient.

13. The method of claim 8 , where determining whether the transaction card is to perform the wireless transaction in the powered mode or the unpowered mode comprises:
determining whether the transaction card is to perform the wireless transaction in the powered mode or the unpowered mode based on comparing the current power level of the internal power source internal to the transaction card to the threshold.

14. The method of claim 13 , where the threshold is determined based on an amount of power required to perform the wireless transaction.

15. The method of claim 13 , where the threshold is determined based on an amount of power required to perform the wireless transaction using the one or more applications.

Assignees

• Capital One Services Llc

Inventors

• Koeppel Adam
• LOCKE Tyler
• Kelly Kevin
• Perry Robert
• ZARAKAS James

Classifications

• H04W4/80 Primary

  Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication · CPC title

• H04B5/70

  specially adapted for specific purposes · CPC title

• H04B5/26

  using coils · CPC title

• H04W52/0261

  managing power supply demand, e.g. depending on battery level · CPC title

• Y02D30/70

  in wireless communication networks · CPC title