Extended data storage

Patent metadata

Field	Value
Publication number	US-10839372-B2
Application number	US-202016871187-A
Country	US
Kind code	B2
Filing date	May 11, 2020
Priority date	May 13, 2016
Publication date	Nov 17, 2020
Grant date	Nov 17, 2020

Abstract

Methods and apparatuses are provided for configuring and using a contactless application on a chip within a portable device comprising input/output connections arranged to communicate with other devices via a contact connection and via a contactless connection. One such method comprises a first process and a second process. The first process comprises receiving, at the chip and from a first other device, a set of computer instructions, to be executed by the chip, to create a contactless application in a data store of the chip and initialise at least one file associated with the contactless application. The second process comprises executing, by the chip of the portable device, the contactless application, to transmit data to a second other device.

First claim

The invention claimed is:

1. A method for configuring and using a contactless application on a chip within a portable device, the portable device comprising input/output connections arranged to communicate with other devices via a contact connection and via a contactless connection, the method comprising performing a first process and a second process, wherein:
the first process comprises:
receiving, at the chip and from a first other device, a set of compressed computer instructions,
decompressing the set of compressed computer instructions, and
configuring, using the set of decompressed computer instructions, a contactless application in accordance with the set of decompressed computer instructions, and

the second process comprises:
executing, by the chip of the portable device, the contactless application, to transmit data to a second other device,

wherein the first process is conducted via physical contact between the first other device and the portable device and the second process is conducted via contactless communication between the portable device and a contactless reader of the second other device.

2. The method according to claim 1 , further comprising:
activating the contactless application in response to a command received at the chip from a third other device.

3. The method according to claim 2 , further comprising:
receiving the command via physical contact between the third other device and the portable device.

4. The method of claim 1 , wherein the first other device is an ATM or a POS terminal.

5. The method according to claim 1 , wherein the set of decompressed computer instructions comprises instructions to initialise at least one cryptographic key associated with the contactless application.

6. The method according to claim 1 , wherein the contactless application is a transit application.

7. The method according to claim 1 , wherein the second other device comprises a turnstile.

8. The method according to claim 1 , wherein the portable device is a debit card.

9. The method of claim 1 , wherein the chip comprises a template, the template capable of interpreting the set of decompressed computer instructions.

10. The method of claim 9 , wherein the set of decompressed computer instructions are received within a script.

11. A portable device comprising:
input/output connections arranged to communicate with other devices via a contact connection and via a contactless connection; and
a chip arranged to:
receive, from a first other device and via physical contact between the first other device and the portable device, a set of compressed computer instructions,
decompress the set of compressed computer instructions,
configure, using the set of decompressed computer instructions, a contactless application in accordance with the set of decompressed computer instructions, and
execute the contactless application, to transmit data to a second other device via contactless communication between the portable device and a contactless reader of the second other device.

12. The portable device according to claim 11 , wherein the portable device is a payment card.

13. The portable device according to claim 11 , wherein the contactless application is a contactless payment application.

14. The portable device according to claim 11 , wherein:
the portable device comprises a smart card; and
the physical contact between the portable device and the first other device comprises a connection between a card reader of the first other device and at least one contact pad of the smart card.

15. The portable device according to claim 11 , wherein the first other device is an ATM or a POS terminal, and the second other device comprises a turnstile.

16. The portable device according to claim 15 , wherein the contactless application is a contactless transit application.

17. The portable device according to claim 11 , wherein the contactless application comprises a token for unlocking a room door.

18. The portable device of claim 11 , wherein the portable device is a mobile communications device.

19. The portable device of claim 11 , wherein the computer instructions in the set of compressed computer instructions are compressed using a run-length encoding algorithm.

20. The portable device of claim 11 , wherein the portable device is a smart card.

Assignees

• Visa Europe Ltd

Inventors

• Mackie Nicolas David
• Fiske Stuart

Classifications

• G06Q20/3563

  Software being resident on card · CPC title

• G06Q20/354 Primary

  Card activation or deactivation · CPC title

• G06Q20/3552

  Downloading or loading of personalisation data · CPC title

• G06Q20/341

  Active cards, i.e. cards including their own processing means, e.g. including an IC or chip · CPC title

• G06Q20/352 Primary

  Contactless payments by cards · CPC title