System, method, and non-transitory computer-readable media for integrated transactions

Patent metadata

Field	Value
Publication number	US-10810656-B1
Application number	US-201815901814-A
Country	US
Kind code	B1
Filing date	Feb 21, 2018
Priority date	Feb 21, 2017
Publication date	Oct 20, 2020
Grant date	Oct 20, 2020

Abstract

An integrated platform and associated interface(s) facilitate a transaction, such as a purchase of a vehicle or other item. The platform integrates information of multiple types received from various sources. Such information may be associated with a transaction, or possible future transaction, to purchase an item such as a vehicle. For example, the platform may receive and integrate information regarding user vehicle preferences, financing for the vehicle, insurance to cover the vehicle, total cost of ownership for the vehicle, prior vehicle trade-in information, dealer availability and price comparison information, user budget analysis, and/or other information. The platform presents information through interface(s), which are accessible through interface elements that each corresponds to a stage in the process to select and purchase an item. The displayed characteristics of each element are changeable to reflect the current status of the stage corresponding to the element.

First claim

What is claimed is:

1. A system, comprising:
at least one processor; and
a memory communicatively coupled to the at least one processor, the memory storing instructions which, when executed by the at least one processor, cause the at least one processor to perform operations comprising:
accessing, by a mobile device, status data describing a status for each stage in a multi-stage process to acquire a vehicle;
presenting, by the mobile device, a first view of a hub interface that includes interface elements that each correspond to a respective stage in the multi-stage process,
wherein at least one of the interface elements is presented with at least one presentation characteristic that depends on the status of the stage corresponding to the respective interface element,
wherein the at least one of the interface elements comprises a vehicle search interface element, and
wherein, in the first view, the vehicle search interface element is presented according to a first priority with respect to the hub interface;

in response to receiving a selection of an interface element through the hub interface, providing, by the mobile device, access to a data service associated with the stage corresponding to the selected interface element;
presenting, by the mobile device, a second view of the hub interface that includes the selected interface element presented with the at least one presentation characteristic altered based on a changed status of the stage corresponding to the selected interface element, wherein the status of stage is changed through the access to the corresponding data service;
determining, by a navigation system of the mobile device, a current location of the mobile device;
determining, by the mobile device, that the current location of the mobile device corresponds to a location of a vehicle dealership; and
responsive to determining that the current location of the mobile device corresponds to the location of the vehicle dealership, presenting, by the mobile device, a third view of the hub interface,
wherein in the third view:
the vehicle search interface element comprises an indication of one or more vehicles associated with the vehicle dealership,
the vehicle search interface is presented according to a second priority with respect to the hub interface, and
the second priority is higher than the first priority.

2. The system of claim 1 , wherein the at least one presentation characteristic of the selected interface element includes one or more of a size, a shape, a color, and a position of the selected interface element.

3. The system of claim 1 , wherein the at least one presentation characteristic of the selected interface element includes text data that is presented within the selected interface element.

4. The system of claim 3 , wherein:
the selected interface element is presented, in the first view, with first text data;
the selected interface element is presented, in the second view, with second text data that is different from the first text data; and
at least a portion of the second text data is generated based on at least one action performed through the corresponding data service.

5. The system of claim 3 , wherein:
the selected interface element is presented, in the first view, without the text data; and
the selected interface element is presented, in the second view, with the text data that is generated based on at least one action performed through the corresponding data service.

6. The system of claim 1 , wherein the selected interface element is presented with the at least one presentation characteristic that is altered to indicate a completed status of the stage corresponding to the selected interface element.

7. The system of claim 1 , wherein the access to the data service is provided within a frame of the hub interface.

8. The system of claim 7 , wherein the frame is presented as an expansion of the selected interface element in the hub interface.

9. The system of claim 1 , wherein presenting the third view of the hub interface comprises modifying at least one of a position or an appearance of the vehicle search interface element in the third view relative to at least one of a position or an appearance of the vehicle search interface element in the first view.

10. The system of claim 1 , wherein presenting the first view of the hub interface comprises presenting the vehicle search interface element at a first position in the hub interface,
wherein presenting the third view of the hub interface comprises presenting the vehicle search interface element at a second position in the hub interface, and
wherein among the first and second positions, the second position is nearer a top of the hub interface.

11. The system of claim 1 , wherein presenting the third view of the hub interface comprises highlighting an appearance of the vehicle search interface element in the third view relative to an appearance of the vehicle search interface element in the first view.

12. A computer-implemented method performed by at least one processor, the method comprising:
accessing, by the at least one processor, status data describing a status for each stage in a multi-stage process to acquire a vehicle;
presenting, by the at least one processor, a first view of a hub interface that includes interface elements that each correspond to a respective stage in the multi-stage process,
wherein at least one of the interface elements is presented with at least one presentation characteristic that depends on the status of the stage corresponding to the respective interface element,
wherein the at least one of the interface elements comprises a vehicle search interface element, and
wherein, in the first view, the vehicle search interface element is presented according to a first priority with respect to the hub interface;

in response to receiving a selection of an interface element through the hub interface, providing, by the at least one processor, access to a data service associated with the stage corresponding to the selected interface element;
presenting, by the at least one processor, a second view of the hub interface that includes the selected interface element presented with the at least one presentation characteristic altered based on a changed status of the stage corresponding to the selected interface element, wherein the status of stage is changed through the access to the corresponding data service;
determining, by a navigation system of the mobile device, a current location of the mobile device;
determining, by the mobile device, that the current location of the mobile device corresponds to a location of a vehicle dealership; and
responsive to determining that the current location of the mobile device corresponds to the location of the vehicle dealership, presenting, by the mobile device, a third view of the hub interface,
wherein in the third view:
the vehicle search interface element comprises an indication of one or more vehicles associated with the vehicle dealership,
the vehicle search interface is presented according to a second priority with respect to the hub interface, and
the second priority is higher than the first priority.

13. The method of claim 12 , wherein the at least one presentation characteristic of the selected interface element includes one or more of a size, a shape, a color, and a position of the selected interface element.

14. The method of claim 12 , wherein the at least one presentation characteristic of the selected interface element includes text data that is presented within the selected interface element.

15. The method of cla

Assignees

• Usaa

Inventors

• Mccroskey Laura Elizabeth
• Halsey Shelly Dieckow
• O'Sullivan Cathy F
• Medrano Josh Jason
• Tarrillion Ann C

Classifications

• G06Q30/0641 Primary

  utilising user interfaces specially adapted for shopping · CPC title

• G06Q30/0639

  Locating goods or services, e.g. based on physical position of the goods or services within a shopping facility · CPC title

• G06Q30/0623

  by investigating goods or services · CPC title

• G06Q30/0601 Primary

  Electronic shopping [e-shopping] · CPC title

• G06F3/0482

  Interaction with lists of selectable items, e.g. menus · CPC title