Method for biometric based signing of document

Patent metadata

Field	Value
Publication number	US-10769433-B2
Application number	US-201715796017-A
Country	US
Kind code	B2
Filing date	Oct 27, 2017
Priority date	Nov 14, 2016
Publication date	Sep 8, 2020
Grant date	Sep 8, 2020

Abstract

A method for biometry based signing of documents. In an embodiment, the method includes receiving, on a terminal, a signature request associated to a document from a requester, and displaying the document to the user on the user terminal. The process also includes requesting at least once a biometric identification of the user to create at least one signing receipt, associating the signing receipt to the document, and transmitting the document and/or the signing receipt from the user terminal to the requester.

First claim

The invention claimed is:

1. A method for biometric based signing of documents comprising:
receiving, by a user terminal via an authentication platform from a requestor, a signature request associated to a document, the signature request comprising preferences defining a combination of at least one portion of the document to present for a minimum document presentation time and at least two signing positions, and further comprising a type of biometric signing required for valid signing of the document;
displaying, by the user terminal on a display, a first portion of the document to a user for the minimum document presentation time;
presenting, by the user terminal on the display, a request for the type of biometric signing based on the preferences to associate with the first portion of the document;
matching, by the user terminal in response to the request for the type of biometric signing, biometric samples provided by the user to a biometric template created during an enrollment process;
repeating, by the user terminal, the displaying, presenting and matching steps for at least a second signing position based on the preferences;
determining, by the user terminal, that the preferences associated with the biometric signature requests have been satisfied;
creating, by the user terminal, at least one signing receipt;
associating, by the user terminal, the at least one signing receipt to the document; and
transmitting, by the user terminal via the authentication platform to the requestor, at least one of the document and the signing receipt confirming successful signing of the document.

2. The method according to claim 1 , wherein the preferences further comprise recognition of the content of the document by the user.

3. The method according to claim 2 , wherein content recognition is determined by detecting the eye movement of the user.

4. The method according to claim 1 , wherein the preferences further comprise evaluation of the attention of the user reading the document.

5. The method according to claim 4 , wherein the attention of the user is evaluated based on changes in facial expression of the user.

6. The method according to claim 1 , wherein identification of the user is done automatically at the positions or time intervals as defined in the preferences.

7. The method according to claim 1 , wherein the preferences include additional information to be overlaid with the document interacting with the user.

8. The method according to claim 7 , wherein the additional information relates to user specific data.

9. The method according to claim 8 , wherein the additional information links content of the document with the user specific data to support memorization of the content.

10. A terminal for performing a method for biometric based signing of a document, the terminal comprising:
a display unit;
a capturing unit operably connected to the display unit for capturing information related to a characteristic used for biometric signing; and
a processing unit operably connected to the display unit and to the capturing unit and configured to:
receive, via an authentication platform from a requestor, a signature request associated to a document, the signature request comprising preferences defining a combination of at least one portion of the document to present for a minimum document presentation time and at least two signing positions, and further comprising a type of biometric signing required for valid signing of the document;
display, on the display unit, a first portion of the document to a user for the minimum document presentation time;
present a signature request on the display unit, the signature request for the type of biometric signing based on the preferences to associate with the first portion of the document;
match in response to the request for the type of biometric signing, biometric samples provided by the user in response to the signature request to a biometric template created during an enrollment process;
repeat the displaying, presenting and matching steps for at least a second signing position based on the preferences;
determine that the preferences associated with the biometric signature requests have been satisfied;
create at least one signing receipt;
associate the at least one singing receipt to the document; and
transmit at least one of the document and the signing receipt to the requestor confirming successful signing of the document.

11. The terminal of claim 10 , further comprising a communication unit.

12. A non-transitory computer-readable medium storing program instructions executable by a processor of a user device which when executed cause the processor to perform biometric based signing of documents, the method comprising:
receiving, by a user terminal via an authentication platform from a requestor, a signature request associated to a document, the signature request comprising preferences defining a combination of at least one portion of the document to present for a minimum document presentation time and at least two signing positions, and further comprising a type of biometric signing required for valid signing of the document;
displaying, by the user terminal on a display, a first portion of the document to a user for the minimum document presentation time;
presenting, by the user terminal on the display, a request for the type of biometric signing based on the preferences to associate with the first portion of the document;
matching, by the user terminal in response to the request for the type of biometric signing, biometric samples provided by the user to a biometric template created during an enrollment process;
repeating, by the user terminal, the displaying, presenting and matching steps for at least a second signing position based on the preferences;
determining, by the user terminal, that the preferences associated with the biometric signature requests have been satisfied;
creating, by the user terminal, at least one signing receipt;
associating, by the user terminal, the at least one signing receipt to the document; and
transmitting, by the user terminal via the authentication platform to the requestor, at least one of the document and the signing receipt confirming successful signing of the document.

Assignees

• Mastercard International Inc

Inventors

• Nowak Dawid
• Allen John

Classifications

• G06F2221/2139

  Recurrent verification · CPC title

• G06F21/64

  Protecting data integrity, e.g. using checksums, certificates or signatures · CPC title

• G06Q10/10 Primary

  Office automation; Time management · CPC title

• G06V40/117

  Biometrics derived from hands · CPC title

• G06V20/80 Primary

  Recognising image objects characterised by unique random patterns · CPC title