Using a speech analytics system to control a secure audio bridge during a payment transaction
US-9407758-B1 · Aug 2, 2016 · US
US10757255B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-10757255-B2 |
| Application number | US-201715709386-A |
| Country | US |
| Kind code | B2 |
| Filing date | Sep 19, 2017 |
| Priority date | Sep 19, 2016 |
| Publication date | Aug 25, 2020 |
| Grant date | Aug 25, 2020 |
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System and method for a secure interactive voice response (IVR) includes: receiving a communication from a first party regarding a transaction, over a communication network; connecting the second party with the communication to service the communication; creating an anonymous order entry for the transaction; detecting sensitive information in the communication; isolating the sensitive information in the communication from the second party; route the communication to a secure system for processing of the sensitive information; and reconnecting the communication to complete the transaction.
Opening claim text (preview).
The invention claimed is: 1. A interactive voice response (IVR) system comprising: a receiver for receiving a communication from a first party regarding a transaction, over a communication network; and an automatic communication distribution (ACD) server including a processor to: assign a second party to service the communication, create an anonymous order entry for the transaction, wherein the anonymous order entry excludes a name and an address of the first party, detect sensitive information in the communication by executing a voice recognition routine to recognize the sensitive information or to recognize a spoken key word indicating an initiation of transmission of the sensitive information, isolate the communication from the second party, execute the anonymous order entry to post a message to a public API accessible over a computer network indicating to the system a desire to begin a secure IVR session, route the communication to a secure system for receiving and processing of the sensitive information; and after the sensitive information is received by the secure system, reconnect the communication to a menu for the first party to choose to redirect the communication made by the first party to a third party. 2. The IVR system of claim 1 , wherein the processor transmits the sensitive information to a validation service for validation. 3. The IVR system of claim 1 , wherein the anonymous order entry includes a conversation id, a participant id, an order number, and a total amount for the transaction, and wherein the anonymous order entry does not include any sensitive information. 4. The IVR system of claim 1 , wherein the communication is a voice call, a duel tone multi-frequency (DTMF) call, or a chat communication. 5. The IVR system of claim 1 , wherein said message includes a conversation id, a participant id, an identifier that specifies which secure IVR routine to execute, a secure PIN, and information for validating the sensitive information. 6. The IVR system of claim 1 , wherein the first party is a consumer and the second party is an agent. 7. The IVR system of claim 1 , wherein the processor reconnects the communication back to the second party to complete the transaction. 8. A method for a secure interactive voice response (IVR) in an IVR system, wherein the system is operatively connected with an Automatic Communication Distribution (ACD) processor, the method comprising: receiving, by the IVR system, a communication from a first party regarding a transaction, over a communication network; connecting the second party with the communication to service the communication, by the ACD processor; creating, by the IVR system, an anonymous order entry for the transaction, wherein the anonymous order entry excludes a name and an address of the first party; detecting, by the IVR system, sensitive information in the communication by executing a voice recognition routine to recognize the sensitive information or to recognize a spoken key word indicating an initiation of transmission of the sensitive information; isolating, by the IVR system, the sensitive information in the communication from the agent; executing the anonymous order entry to post a message to a public API accessible over a computer network indicating to the system a desire to begin a secure IVR session; routing, by the ACD processor, the communication to a secure system for receiving and processing of the sensitive information; and after the sensitive information is received by the secure system, reconnecting, by the ACD processor, the communication to a menu for the first party to choose to redirect the communication made by the first party to a third party. 9. The method of claim 8 , wherein the anonymous order entry includes a conversation id, a participant id, an order number, and a total amount for the transaction, and wherein the anonymous order entry does not include any sensitive information. 10. The method of claim 8 , wherein the communication is a voice call, a duel tone multi-frequency (DTMF) call, or a chat communication. 11. The method of claim 8 , further comprising reconnecting the communication back to the second party to complete the transaction, or reconnecting the communication to a menu for the first party to redirect the communication. 12. The method of claim 8 , wherein said message includes a conversation id, a participant id, an identifier that specifies which secure IVR routine to execute, a secure PIN, and information for validating the sensitive information. 13. The method of claim 8 , wherein the first party is a consumer and the second party is an agent. 14. A non-transitory computer storage medium storing a plurality of instructions therein, the plurality of instructions when executed by one or more processors performing a method for a secure interactive voice response (IVR) in an IVR system, wherein the system is operatively connected with an Automatic Communication Distribution (ACD) processor, the method comprising: receiving, by the IVR system, a communication from a first party regarding a transaction, over a communication network; connecting the second party with the communication to service the communication, by the ACD processor; creating, by the IVR system, an anonymous order entry for the transaction, wherein the anonymous order entry excludes a name and an address of the first party; detecting, by the IVR system, sensitive information in the communication by executing a voice recognition routine to recognize the sensitive information or to recognize a spoken key word indicating an initiation of transmission of the sensitive information; isolating, by the IVR system, the sensitive information in the communication from the agent; executing the anonymous order entry to post a message to a public API accessible over a computer network indicating to the system a desire to begin a secure IVR session; routing, by the ACD processor, the communication to a secure system for receiving and processing of the sensitive information; and after the sensitive information is received by the secure system, reconnecting, by the ACD processor, the communication to a menu for the first party to choose to redirect the communication made by the first party to a third party. 15. The non-transitory computer storage medium of claim 14 , wherein the first party is a consumer and the second party is an agent. 16. The non-transitory computer storage medium of claim 14 , wherein the communication is a voice call, a duel tone multi-frequency (DTMF) call, or a chat communication.
Details of dual tone multiple frequency signalling · CPC title
Anonymous communication, i.e. the party's identifiers are hidden from the other party or parties, e.g. using an anonymizer · CPC title
Verifying personal identification numbers [PIN] · CPC title
involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] · CPC title
replenishment orders; recurring orders · CPC title
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