Extended data storage

Patent metadata

Field	Value
Publication number	US-10692070-B2
Application number	US-201716091498-A
Country	US
Kind code	B2
Filing date	May 11, 2017
Priority date	May 13, 2016
Publication date	Jun 23, 2020
Grant date	Jun 23, 2020

Abstract

Methods and apparatus are provided for configuring a contactless application on a chip within a portable device comprising input/output means arranged to communicate with other devices via a contact connection and via a contactless connection. One such method comprises a first process and a second process. The first process comprises receiving, at the chip and from a first other device, a set of computer instructions, to be executed by the chip, to create a contactless application in a data store of the chip and initialise at least one file associated with the contactless application. The first process further comprises configuring the contactless application in accordance with the set of computer instructions. The second process comprises executing, by the chip of the portable device, the contactless application, whereby to transmit data to a second other device. The first process is conducted via physical contact between the first other device and the portable device and the second process is conducted via contactless communication between the portable device and a contactless reader of the second other device.

First claim

The invention claimed is:

1. A method for configuring a contactless application on a chip within a portable device, the portable device comprising input/output means arranged to communicate with other devices via a contact connection and via a contactless connection, the method comprising a first process and a second process, wherein:
the first process comprises:
receiving, at the chip and from a first other device, a set of computer instructions, to be executed by the chip, to:
create a contactless application in a data store of the chip; and
initialise at least one file associated with the contactless application,

configuring the contactless application in accordance with the set of computer instructions, and

the second process comprises:
executing, by the chip of the portable device, the contactless application, whereby to transmit data to a second other device,

wherein the first process is conducted via physical contact between the first other device and the portable device and the second process is conducted via contactless communication between the portable device and a contactless reader of the second other device.

2. A method according to claim 1 , comprising activating the contactless application in response to a command received at the chip from a third other device.

3. A method according to claim 2 , comprising receiving the command via physical contact between the third other device and the portable device.

4. A method according to claim 1 , wherein the first process comprises:
receiving the computer instructions as compressed data; and
decompressing the compressed data to obtain the set of computer instructions.

5. A method according to claim 1 , wherein the set of computer instructions comprises instructions to initialise at least one cryptographic key associated with the application.

6. A method according to claim 1 , wherein the computer instructions to initialise at least one file comprise computer instructions to:
create a file structure comprising the at least one file; and
store within the file structure data associated with the at least one file.

7. A portable device comprising:
input/output means arranged to communicate with other devices via a contact connection and via a contactless connection;
a chip arranged to:
receive, from a first other device and via physical contact between the first other device and the portable device, a set of computer instructions, to be executed by the chip, to:
create a contactless application in a data store of the chip; and
initialise at least one file associated with the contactless application,

configure the contactless application in accordance with the set of computer instructions;
execute the contactless application, whereby to transmit data to a second other device via contactless communication between the portable device and a contactless reader of the second other device.

8. A portable device according to claim 7 , wherein the portable device is a payment card.

9. A portable device according to claim 7 , wherein the contactless application is a contactless payment application.

10. A portable device according to claim 7 , wherein:
the portable device comprises a smart card; and
the physical contact between the portable device and the first other device comprises a connection between a card reader of the first other device and at least one contact pad of the smart card.

11. The method of claim 1 , wherein the first other device is an ATM or a POS terminal.

Assignees

• Visa Europe Ltd

Inventors

• Mackie Nicolas David
• Fiske Stuart

Classifications

• G06Q20/3552

  Downloading or loading of personalisation data · CPC title

• G06Q20/352 Primary

  Contactless payments by cards · CPC title

• G06Q20/341

  Active cards, i.e. cards including their own processing means, e.g. including an IC or chip · CPC title

• G06Q20/3563

  Software being resident on card · CPC title

• G06Q20/354 Primary

  Card activation or deactivation · CPC title