Systems and methods to process offers via mobile devices

Patent metadata

Field	Value
Publication number	US-10672018-B2
Application number	US-201313786716-A
Country	US
Kind code	B2
Filing date	Mar 6, 2013
Priority date	Mar 7, 2012
Publication date	Jun 2, 2020
Grant date	Jun 2, 2020

Abstract

A mobile device is configured with a mobile application to direct a user to a location of more interest to the user based on benefits of offers provided to the user. The mobile application may be configured to capture an image of an offer presented in an advertisement via a digital camera, identify the offer from the image, and store data associating the offer with one or more accounts of the user. The mobile application is configured to present information to suggest a direction of travel to the user for improved opportunities to take advantage of the offers.

First claim

What is claimed is:

1. A method implemented in a mobile device, the method comprising:
providing the mobile device having:
a directional compass component configured to determine a current orientation of the mobile device;
memory storing data representing a set of offers, each of the offers associated with a merchant and having a benefit redeemable after a transaction between a user of the mobile device and the merchant; and
an audio/video rendering component;

providing a mobile application running in the mobile device;
determining, by the mobile application running in the mobile device from the directional compass component, the current orientation of the mobile device;
selecting, by the mobile application, a geographical area defined at least in part by the current orientation of the mobile device;
selecting, by the mobile application, a subset of offers from the set of offers stored in the memory of the mobile device, based on locations of merchants associated with offers in the subset being in the geographical area defined by the current orientation of the mobile device; and
rendering, by the mobile device using the audio/video rendering component under control by the mobile application, a presentation of the subset of offers stored in the memory of the mobile device.

2. The method of claim 1 , further comprising:
capturing, by the mobile device, an image of a first offer via a digital camera of the mobile device, wherein the set of offers includes the first offer.

3. The method of claim 2 , further comprising:
determining a merchant of the first offer and a benefit provided by the first offer via optical character recognition.

4. The method of claim 1 , further comprising:
communicating, by the mobile device, with a portal of a transaction handler to receive the data representing the set of offers associated with the user of the mobile device.

5. The method of claim 1 , further comprising:
receiving a selection of an advertisement identifying a first offer; and
storing data associating the first offer with the user of the mobile device.

6. The method of claim 5 , further comprising:
presenting an interface in response to the selection; and
receiving in the user interface an identification of the user to store the data associating the first offer with the user of the mobile device.

7. The method of claim 1 , wherein the geographical area is further defined based on a current location of the mobile device.

8. The method of claim 7 , wherein the presentation is based on a magnitude of benefits from the subset of offers.

9. The method of claim 7 , wherein the presentation is based on a number of offers in the subset.

10. The method of claim 7 , wherein the presentation includes an audio signal generated based on one of:
a magnitude of benefits from the subset of offers; and
a number of offers in the subset.

11. The method of claim 7 , wherein the presentation includes a rolling screen presentation of offers in the subset.

12. The method of claim 7 , wherein the presentation includes presenting one or more of offers in the subset via virtual reality.

13. The method of claim 7 , wherein the presentation includes a game generated in accordance with a predetermined set of rules to encourage the user of the mobile device to visit merchants of offers in the subset.

14. The method of claim 13 , wherein the game directs the user to visit the merchants of offers in the subset.

15. The method of claim 13 , further comprising:
identifying an offer for the user of the mobile device; and
presenting the offer as a reward in the game.

16. The method of claim 15 , further comprising:
communicating with a portal of a transaction handler to identify the offer presented as a reward in the game based on transaction data of the user.

17. A non-transitory computer storage medium storing instructions configured to instruct a mobile device to perform a method, the method comprising:
providing a mobile application in the mobile device, the mobile device comprising:
a directional compass component configured to determine a current orientation of the mobile device;
memory storing data representing a set of offers, each of the offers associated with a merchant and having a benefit redeemable after a transaction between a user of the mobile device and the merchant; and
an audio/video rendering component;

determining, by the mobile application running in the mobile device from the directional compass component, the current orientation of the mobile device;
selecting, by the mobile application, a geographical area defined at least in part by the current orientation of the mobile device;
selecting, by the mobile application a subset of offers from the set of offers stored in the memory of the mobile device, based on locations of merchants associated with offers in the subset being in the geographical area defined by the current orientation of the mobile device; and
rendering, by the mobile device using the audio/video rendering component under control by the mobile application, a presentation of the subset of offers stored in the memory of the mobile device.

18. A mobile device having at least one microprocessor and memory storing instructions configured to instruct the at least one microprocessor to perform operations, the mobile device comprising:
memory storing data representing a set of offers, each of the offers associated with a merchant and having a benefit redeemable after a transaction between a user of the mobile device and the merchant; and
a directional compass component configured to determine a current orientation of the mobile device; and
an audio/video rendering component;
wherein a mobile application running in the mobile device is configured to:
select, by the mobile application, a geographical area defined at least in part by the current orientation of the mobile device;
select a subset of offers from the set of offers stored in the memory of the mobile device, based on locations of merchants associated with offers in the subset being in the geographical area defined by the current orientation of the mobile device; and
control the audio/video rendering component in rendering a presentation of the subset of offers stored in the memory of the mobile device.

19. The mobile device of claim 18 , further comprising:
a digital camera, wherein after an image of an advertisement is captured via the digital camera, the mobile device is configured to identify a first offer presented in the advertisement, including a merchant of the first offer and a benefit of the first offer.

20. The mobile device of claim 18 , wherein the rendering component is configured to inform the user of the mobile device about available offers identified based on a travel direction identified by the orientation of the mobile device.

Assignees

• Visa Int Service Ass

Inventors

• Carlson Mark
• Stan Patrick

Classifications

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title

• G06Q30/0224 Primary

  based on user history · CPC title

• G06Q30/0207

  Discounts or incentives, e.g. coupons or rebates · CPC title

• G06Q20/321

  using wearable devices · CPC title

• G06Q20/306

  using TV related infrastructures (external card used for payment with client device H04N21/4185) · CPC title