Centralized transaction record storage

Patent metadata

Field	Value
Publication number	US-10650360-B2
Application number	US-201615357692-A
Country	US
Kind code	B2
Filing date	Nov 21, 2016
Priority date	Sep 14, 2007
Publication date	May 12, 2020
Grant date	May 12, 2020

Abstract

Methods and systems according to one or more embodiments are provided for storing online transaction records associated with user-merchant transactions. In an embodiment, a system comprises one or more processors. The system also comprises one or more memories adapted to store a plurality of machine-readable instructions which when executed by the one or more processors are adapted to cause the system to: receive transaction information captured and passed from a client device in response to the client device determining that information or content provided by a merchant server comprises transaction information, wherein the transaction information is associated with a user-merchant transaction; and store the received transaction information in a searchable machine-readable transaction record associated with a user account.

First claim

What is claimed is:

1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
maintaining, on a payment service processing system, a plurality of user accounts;
maintaining, on the payment service processing system, a plurality of searchable machine-readable transaction records associated with the user accounts;
receiving, at the payment service processing system, new transaction information associated with a new transaction, wherein the new transaction information is captured in response to a determination performed at a client device of a user that a webpage comprises transaction information such that an address of the webpage matches an address in a transaction webpage database, and wherein the new transaction information is received by the payment service processing system from the client device; and
storing the captured new transaction information in a new searchable machine-readable transaction record associated with at least one of the user accounts on the payment service processing system.

2. The system of claim 1 , wherein the user accounts comprise user financial information.

3. The system of claim 1 , wherein the operations further comprise: causing interactive warranty information to be presented on the client device.

4. The system of claim 1 , wherein the operations further comprise: providing financial information of the at least one of the user accounts from the payment service processing system to a merchant server over a network that enables a new user-merchant transaction to be performed.

5. The system of claim 1 , wherein the operations further comprise: allowing the user to search the new searchable machine-readable transaction record.

6. The system of claim 1 , wherein the new transaction information comprises a web page receipt or a graphic file receipt.

7. The system of claim 1 , wherein the operations further comprise:
receiving a search request from the client device; and
serving at least a portion of the new transaction information to the client device in response to the search request.

8. The system of claim 1 , wherein the new transaction information comprises a link to a merchant server for repeating the new transaction.

9. A method, comprising:
maintaining, on a payment service processing system, a plurality of user accounts;
maintaining, on the payment service processing system, a plurality of searchable machine-readable transaction records associated with the user accounts;
receiving, at the payment service processing system, new transaction information associated with a new transaction, wherein the new transaction information is captured in response to a determination performed at a client device of a user that a webpage comprises transaction information such that an address of the webpage matches an address in a transaction webpage database, and wherein the new transaction information is received by the payment service processing system from the client device; and
storing the captured new transaction information in a new searchable machine-readable transaction record associated with at least one of the user accounts on the payment service processing system.

10. The method of claim 9 , wherein the user accounts comprise user financial information.

11. The method of claim 9 , further comprising: causing interactive warranty information to be presented on the client device.

12. The method of claim 9 , further comprising: providing financial information of the at least one of the user accounts from the payment service processing system to a merchant server over a network that enables a new user-merchant transaction to be processed.

13. The method of claim 9 , further comprising: allowing the user to search the new searchable machine-readable transaction record.

14. The method of claim 9 , wherein the new transaction information comprises a web page receipt or a graphic file receipt.

15. The method of claim 9 , further comprising:
receiving a search request from the client device; and
serving at least a portion of the new transaction information to the client device in response to the search request.

16. The method of claim 9 , wherein the new transaction information comprises a link to a merchant server for repeating the new transaction.

17. A method comprising:
sending, to a user device of a user, an electronic receipt from a transaction conducted between the user and a merchant, the electronic receipt containing a user-selectable link;
receiving a detection of a user engagement with the user-selectable link;
storing, in response to the received detection of the user engagement, details related to the transaction to a database;
causing a transaction record search user interface to be displayed on the user device;
receiving, through the transaction record search user interface, a search term entered by the user;
electronically searching the database for one or more transactions that have details matching the search term; and
causing the one or more transactions to be displayed on the user device;
wherein the sending, the receiving, the storing, the causing the transaction record search user interface to be displayed, the receiving, the electronically searching, or the causing the one or more transactions to be displayed are performed by one or more electronic processors of a payment provider.

18. The method of claim 17 , further comprising: displaying a reorder link after the one or more transactions are displayed on the user device, wherein the reorder link allows the user to repeat the one or more transactions.

19. The method of claim 17 , further comprising causing interactive warranty information to be presented on the user device.

20. The method of claim 17 , wherein the transaction record search user interface comprises a web page.

Assignees

• Paypal Inc

Inventors

• Olliphant Hugo
• Schumacher Kristen
• Scipioni German
• Downs Jeremy

Classifications

• G06Q20/10 Primary

  specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems · CPC title

• G06Q40/02

  Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) · CPC title

• G06Q20/102 Primary

  Bill distribution or payments · CPC title

• G06Q20/047

  using payment protocols involving electronic receipts · CPC title

• G06Q30/06

  Buying, selling or leasing transactions · CPC title